Date Received: 2022-06-27
Issue: False statements or representation
Subissue: Attempted to collect wrong amount
Consumer Complaint: I first got notification that I had a collection account with Transworld Systems ( TSI ) when it popped up on XXXX XXXX. Prior to that notification I had NO communication at all from the collection company. I have had the same phone number for 15+ years so that couldn't have been their hold up on not calling like all collection agencies do. I had also not gotten any word from XXXX ( the original creditor ) that there was a balance due. This account was closed when I was forced to move out of my home in the middle of the COVID pandemic- and was unaware that there was a balance due. As soon as I saw the ding on my credit from the agency I tried to call and get the debt cleared up and handled. I called every day for two weeks with no answer from them and kept getting busy signals or the notice that the number could not be completed as dialed. Strange. Once I was finally able to get ahold of someone there at TSI, they did not want to help me. They would not set up a payment, validate the amount, or tell me why the amount of the collection goes up by {$2.00} every week. I have called multiple times and every time I try to set up payment they hang up on me. I don't know how I am supposed to get this collection off my credit if they won't work with me on it or take the payment? Very unprofessional and there are some interesting tactics going on here to ensure that they keep these accounts.
Company Response:
State: CO
Zip: 81401
Submitted Via: Web
Date Sent: 2022-06-27
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-06-27
Issue: False statements or representation
Subissue: Indicated you were committing crime by not paying debt
Consumer Complaint: I am reaching out to Transworld Systems INC about an alleged debt that they are claiming I owe. I am requesting you all to send me the original signed contract to prove that I owe this debt. Please also provide me with your chain of title and your XXXX XXXX XXXX number for my records. Per 15 USC 1692 ( E ) it is obvious that this balance should be negative if I in fact am responsible for this debt. Because this is showing a positive balance, this is false and misleading. If you can not provide me with the original agreement, you are furnishing false and deceptive forms. This is not only ruining my financial reputation but I will also press charges if you can not provide the requested documentation.
Company Response:
State: GA
Zip: 30349
Submitted Via: Web
Date Sent: 2022-06-27
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-06-26
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: Transworld systems inc. is trying to collect on a debt that is not mine. In accordance with the Fair Credit Reporting act Transworld Systems , INC. Acct ( XXXX ) has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
Company Response:
State: MI
Zip: 48125
Submitted Via: Web
Date Sent: 2022-06-26
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-06-24
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: This company is showing on my credit report and trying to collect money for a company I have never done business with or lived in an area that they service. Is this fraud? Account info Account name XXXX XXXX XXXX Historical info Original creditor XXXX XXXX Account info Account name XXXX XXXX XXXX Account XXXX XXXX Account type Collection Responsibility Individual Date opened XX/XX/2022 Status Collection account. {$180.00} past due as of XX/XX/2022.
Company Response:
State: TX
Zip: 780XX
Submitted Via: Web
Date Sent: 2022-06-24
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-06-24
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: Original Creditor Name XXXX XXXXXXXX XXXX Date Assigned XX/XX/XXXX Date of First Delinquency XX/XX/XXXX Comments AFFECTED BY NATURAL DISASTER i have been in contact with the people who have this debt thats somehow owed to me the company as stated isnt on this earth they got bought out by another company that has my name but no money is owed to them as stated in the comments of the debt i was a victim of natural disaters at the time i was quoted that i could leave with no repercussions of leaving just for them to be able to put this on my account i have been trying to get rid of this cause its not supposed to be there to begin with but the company refuses to work with me and decdies to dispute it but havent contacted me to give me any information as well i disputed this with XXXX and them too has came back and told me i would need to pay which shouldnt be the case
Company Response:
State: NC
Zip: 278XX
Submitted Via: Web
Date Sent: 2022-06-24
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-06-23
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I cancelled my membership with XXXX- they continued to charge me. This is not a valid charge.
Company Response:
State: FL
Zip: 335XX
Submitted Via: Web
Date Sent: 2022-06-23
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-06-23
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: Transworld Systems Inc. ( Company ) Company falsely accused me of owing a debt. Company falsely accused me of being a member of their services in 2019 ( resulting in false debt ). Company fraudulently sent a bill to collections. Company fraudulently ( claims ) to have collected funds. I have never been to the original collector. The company has many reviews about fraudulent activity. Company is causing severe emotional distress due to their fraudulent activities.
Company Response:
State: OK
Zip: 731XX
Submitted Via: Web
Date Sent: 2022-06-23
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-06-22
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: On XX/XX/XXXX, I was alerted by an apartment leasing office agent that a recent credit report of mine, showed that I had a debt of approximately {$260.00} owed to XXXX XXXX. Under this account, services ( by XXXX XXXX ) were provided from XX/XX/XXXX to XX/XX/XXXX at the address : XXXX XXXX XXXX. Apartment B, XXXX, TX XXXX. I have never subscribed to services provided by XXXX XXXX, nor am I familiar with the address related to this account. During the time of service ( XX/XX/XXXX through XX/XX/XXXX ), I was living in XXXX XXXX, XXXX and XXXX XXXX, XXXX The balance due has been in collections since XX/XX/XXXX, though I found out about it yesterday. Eventually, XXXX XXXX sold the debt to Transworld Systems INC ( TSI ). The TSI account number related to this debt is XXXX. I am concerned that my identity has been stolen in order to open the account with XXXX XXXX. I am also concerned that the debt has negatively impacted my credit score. Please help me resolve this. Thank you.
Company Response:
State: TX
Zip: 77008
Submitted Via: Web
Date Sent: 2022-06-22
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-06-21
Issue: False statements or representation
Subissue: Attempted to collect wrong amount
Consumer Complaint: I received today, XX/XX/2022, a notice by Nationwide Credit , Inc. purporting to collect a debt for XXXX , XXXX, which was previously acknowledged by the parties to be a fraud. The amount was originally billed to my XXXX credit card and based on fraud by XXXX, they reversed the charges. XXXX then tried to collect it on their own behalf and acknowledged that fraud occurred, and no amount was owing. Nationwide knew or should have known that there was no valid debt due and owing, but despite such knowledge, sent a notice of invalid charges. They stated they had provided notice of this charge 30 days ago, but that is untrue. No prior notice was provided. This is harrassment by a company that failed to review the prior correspondence before harrassing me.
Company Response:
State: FL
Zip: 33908
Submitted Via: Web
Date Sent: 2022-06-21
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-06-21
Issue: False statements or representation
Subissue: Told you not to respond to a lawsuit they filed against you
Consumer Complaint: I agreed to a resolution regarding a disputed XXXX XXXX account ( XXXX ) for the sum of {$4800.00} payable in monthly installments of {$300.00} in the first month and {$190.00} per month thereafter until {$4800.00} was paid. Agreement was reached with XXXX XXXX XXXX XXXX ( XXXX ID XXXX ) who claimed to be working on behalf of XXXX XXXX. The Nationwide Credit representative, and the written confirmation of that agreement, called for monthly ACH debits to be initiated by Nationwide Credit from the Bank Account I provided for the first payment. This was repeatedly confirmed with the representative. The First payment of {$300.00} was indeed processed on XX/XX/2022 and I expected the second installment to be processed on XX/XX/2022. It was not. I called to inquire as to why the payment was not debited on Monday XX/XX/2022 but Nationwide Credit 's office was not open. I left a voicemail but received no return call despite leaving a phone and ID number per their instructions. I called again on XX/XX/2022 and was advised that XXXX XXXX no longer has the file and the representative refused to discuss the matter further. I expect XXXX XXXX to honor the agreement made by their representative and initiate the installments on a monthly basis as required and only for the settlement amount. At present, XXXX XXXX ( either by their own action or their agent 's ) breached the agreement and should not be permitted to benefit by virtue of their breach.
Company Response:
State: NY
Zip: 117XX
Submitted Via: Web
Date Sent: 2022-06-21
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A