Date Received: 2022-07-06
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: Transworld system Inc has placed a utility on my credit for something that was opened in Texas. I have never lived in Texas and filed police report and a fraud statement. and sent that into Transworld. I also sent in a dispute to the bureaus and they did not remove the account and further went on to claim that Transworld verified. I have never even been to Texas and do not know anyone who is there. This is not my account and I am in the process of getting a new home. I have done everything that Transworld has asked that I do and sent it in. I need this deleted as soon as possible as I have lost points on my credit score for something that is fraudulent account.
Company Response:
State: IL
Zip: 60126
Submitted Via: Web
Date Sent: 2022-07-06
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-07-05
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: XXXX XXXX XXXX is sending me to collections over a non existent debt. On XX/XX/2022 i purchased a XXXX XXXX XXXX XXXX XXXX' that costs {$30.00} ( XXXX dollars ). I paid with my debit card that same day. later on they billed me in XXXX different chargers and the XXXX XXXX XXXX XXXX XXXX. I paid in full the other part of the debt but i didn't paid for the XXXX because i thought it was a mistake. i tried to reach them over the phone several times but no one ever answered on their billing department. i tried calling the phone number listed in the medical bill to explain that this debt was paid in full the day of the service but no one ever answered me or return my call. On XXXX they billed me again just the charge for the XXXX XXXX XXXX XXXX XXXX for {$30.00}. At this point i contacted them over the phone to the billing department as well to the phone number in the bill. No answer, no call back. I even sent a dispute to their XXXX XXXX XXXX billing disputes and no answer. today XX/XX/2022 i found that they sent me to collections for a service that i already paid and i have bank statements showing that on XX/XX/2022 i paid in full. i contacted the collections agency and they were very kind and helpful. they asked me to email my proof and they put XXXX XXXX XXXX under investigation and they are waiting to hear back from them.
Company Response:
State: GA
Zip: XXXXX
Submitted Via: Web
Date Sent: 2022-07-05
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-07-05
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: Provided payment to XXXX XXXX XXXX on XXXX for damage to a company provided rental car windshield. Received three additional Payment Demand Notices since paying off the dept. Contacted numerous personnel at XXXX XXXX XXXX regarding the notice, including our account representative.
Company Response:
State: NH
Zip: 03053
Submitted Via: Web
Date Sent: 2022-07-05
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-07-04
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: In XX/XX/2022, I received a letter from a collection agency, Transworld System, demanding I pay a medical bill for XXXX XXXX XXXX While neither deny nor accept the bill, I was looking for some questions to be answered. They answered most of them, but refused these questions : 1. The agreement with your client grants you the authority to collect on this alleged debt. 2. The agreement that bears the signature of the alleged debtor wherein he agreed to pay the creditor. 3. Any judgments obtained by any creditor regarding this account 4. Commission for the debt collector if the collection efforts are successful. 5. Provide the name and address of the bonding agent for Transworld in case legal action becomes necessary. 6. Verification that this debt was assigned or sold to a collector. Instead of answering my questions, they sent me another bill on XX/XX/2022, and another on XX/XX/2022.
Company Response:
State: MI
Zip: 483XX
Submitted Via: Web
Date Sent: 2022-07-04
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-07-04
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: I Received collection notice on XXXX XXXX from trans world regarding a claimed missed toll on XX/XX/2022 of {$10.00} and a late fee of {$100.00}. I never received any notice of this claimed missed toll prior to the collection agency notice. The creditor XXXXXXXX XXXX XXXX XXXX never contacted me or sent anything at all to alert me if this. My Registration code on the notice with trans world is # XXXX. I dont mind paying the toll if in fact I owe it if {$10.00} ( how is a toll that price with odd cents ) but not the {$100.00} fee when I was not informed of this claimed missed toll ( prior to the collection notice ) on the XXXX bridge in NY state.
Company Response:
State: PA
Zip: XXXXX
Submitted Via: Web
Date Sent: 2022-07-04
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-07-02
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I do not owe this company any money, Nationwide Credit Inc. they are harassing me, calling me, being threatening to me if I don't pay them, I want this company to stop all communication with me and stop harassing me for money I don't owe them, I have no contract with this company, and had no services or bought any products from them.
Company Response:
State: HI
Zip: 96814
Submitted Via: Web
Date Sent: 2022-07-02
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-06-29
Issue: False statements or representation
Subissue: Attempted to collect wrong amount
Consumer Complaint: Transworld Systems Incorporated managed to infiltrate my place of employment and garnish wages from my pay. Transworld Systems Inc. sent my previous employer and Administrative Wage Garnishment document that stated that they had the authority to garnish wages from my pay. My employer allowed the garnishment to go through due to this form. I reached out to the Department of Treasury several times and was told that they did not have an account for garnishment for me nor had Transworld Systems been hired by them to collect a debt. The Department of Treasury and federal law states that collectors still have to abide by federal and state laws etc. I reside in the state of Texas. I reached out to the state representative and the attorney general 's office and was informed that it was unconstitutional to garnish for anything other than child support and spousal support in the state of Texas. As a result of this action, even more negative and counterproductive events took place at my place of employment. Federal law states that collectors have to abide by the state laws and do not have the authority to submit an Administrative wage garnishment if hired by the federal agency separately. I was also not afforded the opportunity to dispute the amount or the debt and when I called Transworld Systems they would not provide me with a hearing packet. I was also told that hearing requests are on a case by case basis on administrative wage garnishments. Federal law states that hearing requests packets must be sent to the debtor 's last known address for administrative wage garnishments. Transworld Systems had knowledge of my current address. I had no way around disputing or defending myself against the debt. This event contributed to the resignation of my employment. They are attempting to collect the debt for the XXXXXXXX XXXX XXXX XXXX
Company Response:
State: TX
Zip: 77045
Submitted Via: Web
Date Sent: 2022-06-29
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-06-28
Issue: Incorrect information on your report
Subissue: Account information incorrect
Consumer Complaint: Received notice from UAS of two missed payments from XX/XX/2022 on a late notice dated XX/XX/XXXX. I received it to my home on XX/XX/XXXX standard mail. I checked my bank statements and both of the payments were issued to UAS via autopay XX/XX/XXXX and XXXX. I contacted them on XX/XX/XXXX to notify them of their error. Received a message from XXXX on XX/XX/XXXX that I did make both payments and that he requested those errors be corrected. My credit dropped 25 points XX/XX/2022. When I noticed on Monday XX/XX/XXXX I contacted UAS for the second time and they told me they would manually correct this ( which I had already asked for in writing XX/XX/XXXX ). This time I spoke with XXXX. I am worried that they will not follow through if h being this is the second attempt to correct it and it is now affecting my credit.
Company Response:
State: FL
Zip: 32563
Submitted Via: Web
Date Sent: 2022-06-28
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-06-28
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: Someone in XXXX Texas is still using my social security to open accounts, even after i already submitted reports, to F.T.C., Id theft.gov and called the companies where accounts were open ... .. only thing I didnt do was a police report until now ... ... ..made report and submitted in XXXX Nv ... ... XXXXall this has started since XXXX 2019 this last one is with Discount Power; used my SS # but added his name .... That should of been a RED FLAG : : : : : acct closed from last week... Talk to Fraud Rep. today and she want me to send an email to A R Operations U S Retailer Energy.com Case # and FTC case # sent to her..dont have yet FTC #
Company Response:
State: NV
Zip: 89512
Submitted Via: Web
Date Sent: 2022-06-28
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-06-27
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: Transworld is reporting a debt that has not been verified. I sent a ertified letter to Transworld over 30 days asking for verification of the original debt but have not received any verification from the company.
Company Response:
State: MD
Zip: 20745
Submitted Via: Web
Date Sent: 2022-06-27
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A