PAYPAL HOLDINGS, INC


If you believe a complaint deserves more attention hit the up arrow, or hit the down arrow if you find it less important.
"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.
Complaint ID: 4306569

Date Received: 2021-04-17

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: Paypal wants to hold my funds for 6 months and that's just not acceptable. I'm a XXXX XXXX trying to make ends meet and this major corporation is holding my funds because of some type of misunderstanding. Paypal doesn't allow you to sell weight-loss products. XXXX XXXX does not sell weight-loss products. The words weight loss is not listed anywhere on our store or on even in our description. We sell XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I have sent out all the products to customers who have order and paid through PayPal. I have sent out these products and now don't have access to the funds for 180 days! How does PayPal say they are in business to help small businesses and even small black-owned business but holding funds to stop them from doing business. All of my packages have tracking numbers, all of them have been delivered and 96 % of the customers have already left 5-star reviews. I'm just really annoyed with this whole thing. A simple solution is to allow me to collect my funds from the account to run my business and i will no longer do business on PayPal ... Ever again ... Im willing to keep fighting this until that happens because I refuse to let the doors of my business close due to this frustrating situation.

Company Response:

State: CA

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-17

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 4306261

Date Received: 2021-04-17

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Paypal closed my account for no reason. and will not help me with getting it resolved. Im not sure if this is some mistake as I assume it has to be. They have verified my identity and that my funds that were directly deposited were fine. I waited the 3weeks past their 180 lock out. Several phone calls were made and I was told that I would get an email to transfer my money would be sent in 72hours ... .got nothing I was informed to write to your company letting you know paypal is not doing their jobs professionally. my email address for paypal is XXXX XXXX

Company Response:

State: NY

Zip: 12302

Submitted Via: Web

Date Sent: 2021-04-17

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 4306056

Date Received: 2021-04-17

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX ''

Company Response:

State: LA

Zip: 70301

Submitted Via: Web

Date Sent: 2021-04-17

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 4306038

Date Received: 2021-04-17

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my paypal account is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-17

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 4303577

Date Received: 2021-04-16

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I've been trying hard to avoid liquidation as they are holding a significant amount of money. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX ''

Company Response:

State: TX

Zip: 774XX

Submitted Via: Web

Date Sent: 2021-04-16

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 4303299

Date Received: 2021-04-16

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State: WA

Zip: 98270

Submitted Via: Web

Date Sent: 2021-04-16

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 4303215

Date Received: 2021-04-16

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Hello PayPal closed my two accounts for my personal and business due to their mistakes. I have not been able to get resolution to this issue. We first submitted our beneficial owners account for review as requested back in XXXX and due to a website glitch on their end, they did not recognize that we had submitted it even though we have messages confirming we submitted it. We then, were limited because they said we had not submitted beneficial owners information. We then used my AP paypal account to handle while PayPal tried to rectify the issue. They then closed that account for circumventing their restrictions. Even though we were told it was ok and was an issue on their end. Additionally, in XXXX they limited out account for review and we submitted all requested information and they had a multitude of issues verifying tracking. We then finally got a to a manager and realized that we were using freight companies that they could not verify our account. We got that resolved but they unilaterally held over XXXX for 4 weeks due to their mistake. We then had our account limited on Wednesday after finally getting the funds released last week and paying and ordering a lot of items. We think that any issues we have had were directly caused by Paypal and the damages are incredible. No one has been able to help and now they closed our accounts and are holding funds. This is incredibly unfair to us and their clients. Please kindly help. my emails associated with this are XXXX and XXXX Thank you

Company Response:

State: PA

Zip: 19348

Submitted Via: Web

Date Sent: 2021-04-16

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 4303127

Date Received: 2021-04-16

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: This is in regard to my previous complaint XXXX. You claim that I violated your AUP and that you have the right to deduct un-realized damages of up to {$2500.00} from each violation. First, I did not violate your AUP. I did not transact or accept or request any gambling/raffle or " XXXX XXXX '' money using my PayPal account. I have tried to ask your customer service via phone and message center for details of your claim but they will not provide them. You have made it very difficult to obtain due process in this matter.

Company Response:

State: GA

Zip: 30024

Submitted Via: Web

Date Sent: 2021-04-16

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 4302818

Date Received: 2021-04-15

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Hi! My PayPal account is limited by mistakely. For verification in PayPal you need to submit your documents. I provide all documents to PayPal XXXX documents in my local language XXXX and PayPal limited my account and freeze money for 180 days.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 4302814

Date Received: 2021-04-15

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: PayPal closed. Y disputed claim and stated they sent me an email on XX/XX/XXXX to escalate the complaint within 20 days. The e mail was not received in my inbox.

Company Response:

State: NC

Zip: 286XX

Submitted Via: Web

Date Sent: 2021-04-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.