PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4300694

Date Received: 2021-04-15

Issue: Other transaction problem

Subissue:

Consumer Complaint: I recently came across an advertisement for the portable XXXX XXXXXXXX XXXX on XXXX.The total cost was {$89.00}. Two XXXX XXXXXXXX XXXX for {$170.00}, and three XXXX XXXXXXXX XXXX plus two free for {$260.00} were the options. I've decided to buy just one ( I am retired from XXXX, not a website merchant there was no reason to purchase more. ) The purchase has been made, I have paid through XXXX The PayPal hooked up to my bank account, so I thought the transaction should be nice and smooth. Two days later I have been surprised when I see that my bank has been charged by some overseas company for {$260.00}. As I have learned the company is located in some black hole called XXXX, XXXX. Several of my emails to cancel the order has been ignored, as the requests to Paypal informing them of the unauthorized transaction were also refused. Recently I have received the package without a return address loaded by XXXX XXXXXXXX XXXX ( five items ). Well, I've tried one, the gadget has not functioned. I even did not unpack the others. First of all, I did not order five items ( it was an unauthorized transaction of {$170.00} ). {$170.00} has been snatched off my bank account without my authorization and I would like to have it back to my bank. The second electronic gadget does not function. All five XXXX XXXX XXXX I will send back to any place in the USA ( I do not want to send them to XXXX or XXXX ). Paypal does not recognize my request as an unauthorized transaction, even though {$170.00} was beasty snatched from my bank account. I would like to get my money back.

Company Response:

State: FL

Zip: 32901

Submitted Via: Web

Date Sent: 2021-04-15

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4300630

Date Received: 2021-04-15

Issue: Other transaction problem

Subissue:

Consumer Complaint: ( Note : This is copy and pasted from the report I filed against PayPal on XXXX ) On XX/XX/2021, PayPal put a sudden and unwarranted permanent limit on my personal PayPal account after receiving a small payment for buying another coworker lunch. I then spoke to XXXX, an employee of PayPal, to try to resolve the problem. He had me submit my Drivers License to prove my identity. However, after waiting the 3-5 business days to have the problem solved, nothing changed. After calling them again on XX/XX/2021, I was then told that my account is now permanently limited due to " high risk '', preventing my from accessing the funds on my account. They explained that their internal system automatically did this and offered no explanation about how I broke the agreements between me and PayPal that caused this action. Later in XXXX, I tried calling them again but I think they have black listed my number. I keep getting hung up on after the system tells me about the call being recorded. I also tried calling them through the account cancellation line, but I have been on hold with no one to talk to me for over 12 minutes. Usually, I get an offer to press 1 and have them call me when it's my turn, but I didn't even get that message. The calls that prove my claim are attached to the message as an " XXXX '' sound file. On XX/XX/2021, I messaged them on XXXX to try and resolve it from there. Like they said while on the phone in XXXX, they said the account was permanently limited after a review and offered no answer why. They insisted that the decision will not be reversed. I want to have my account back as their actions are a breach of the contracts between us since they refuse to provide proof that I have violated any agreement. The reference ID for the permanent limit in question is XXXX.

Company Response:

State: PA

Zip: 17402

Submitted Via: Web

Date Sent: 2021-04-15

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4300168

Date Received: 2021-04-15

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State: CA

Zip: 91601

Submitted Via: Web

Date Sent: 2021-04-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4299767

Date Received: 2021-04-15

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason, and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State: OR

Zip: 97230

Submitted Via: Web

Date Sent: 2021-04-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4299228

Date Received: 2021-04-14

Issue: Fraud or scam

Subissue:

Consumer Complaint: Someone is using my email address to send money from paypal to another person. I do not have a paypal account. I received an email from pay pal saying a person named XXXX XXXX used my email address ( XXXX ) to send {$240.00} to a person named XXXX XXXX 0n XXXX the receiver email address was XXXX I contacted paypay, they gave me the run around, wasn't able to get to the bottom of problem. This sounds like an illegal money transfer using my email address. My name is XXXX XXXX. my email address is XXXX. I would appreciate any help in this matter. Thank you

Company Response:

State: OH

Zip: 453XX

Submitted Via: Web

Date Sent: 2021-04-14

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4298682

Date Received: 2021-04-15

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State: LA

Zip: 71303

Submitted Via: Web

Date Sent: 2021-04-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4298335

Date Received: 2021-04-15

Issue: Trouble using the card

Subissue: Problem using the card to withdraw money from an ATM

Consumer Complaint: I set up a PayPal account to receive my unemployment benefits by direct deposit and they permanently locked my account after I sent all the documents they asked for. And it was the only transaction made to the card.

Company Response:

State: KY

Zip: 410XX

Submitted Via: Web

Date Sent: 2021-04-15

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4298265

Date Received: 2021-04-14

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: So I made a new business account to send and receive money from my small video editing and production business. I didn't face any problems until I one day got up to check my account and see that PayPal have limited it. I tried asking for the reason and why it got limited and never got a clear answer from them, until one of their employees said that this decision is final and we have decided to permanently limit your account, and the balance you have on your account will be held for 180 days and then they'll send me instructions on how to access them after that period. So I waited for 180 days and I went on and check that I can only withdraw money out of my account and not access anything else on it. So I tried to link my debit / credit card to my account but it said that I can't and the only way I can transfer money out of my account is by using a Local Visa Card or a XXXX XXXX Account, but I don't live in the US and they don't give Local Visa Cards in my Country.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-14

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4297683

Date Received: 2021-04-14

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up. I have not been able to get help from them for months. they locked my money in my account for months that i bet they are colecting intrest from! My email linked to my PayPal is XXXX XXXX

Company Response:

State: FL

Zip: 33054

Submitted Via: Web

Date Sent: 2021-04-14

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4297210

Date Received: 2021-04-14

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: I checked into the XXXX XXXX XXXX XXXX, NV on XX/XX/XXXX and they took a {$400.00} deposit. On XX/XX/XXXX they settled for {$350.00} and now it's XX/XX/XXXX and Venmo Debit Card is lying saying that the transaction isn't complete even when they see that the XXXX XXXX captured the lower amount and won't make the remaining funds available for use.

Company Response:

State: CA

Zip: 923XX

Submitted Via: Web

Date Sent: 2021-04-14

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.