PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4420560

Date Received: 2021-06-01

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: On XX/XX/2021 I began receiving payments from unemployment and on XX/XX/2021 PayPal without notice closed my account with limitation of not being able to withdraw or add money to my balancevwhich is a little over {$4000.00} I have contacted them and asked for a partial release they will not give it to me this is my car payment money and my rent money now that I have also become evicted for my home I have one small child that lives with me at three dogs what are we supposed to do where we supposed to live what are we supposed to eat if PayPal has all my money please help

Company Response:

State: GA

Zip: 31792

Submitted Via: Web

Date Sent: 2021-06-01

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4420554

Date Received: 2021-06-01

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: My issue is with paypal and apparently this dates back to XX/XX/2021. I purchased hair online only to learn that my stylist was going in the store to make the same transaction. I reached out to paypal to see if the transaction could be stopped only to learn that i submitted thru my paypal credit account and they couldnt assist. Meanwhile i contacted the vendor and they refunded the payment right away. XX/XX/XXXX Paypal sends me an email stating i owe them for the transaction that they said they could never help me with and now my account is negative {$820.00}. HOW- its 2 different banks involved. Paypal and Paypal credit. THEY NEVER REFUNDED ME ANYTHING I have called multiple times and spoke to a supervisor who said that she would call me back 3 days ago. The reps insist on my speaking to paypal credit who state there is nothing wrong with my account at all NOR do they see any additional refunds Payments are bouncing all over the place due to paypals negligence Not cool

Company Response:

State: FL

Zip: 33309

Submitted Via: Web

Date Sent: 2021-06-01

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4419698

Date Received: 2021-05-31

Issue: Trouble using the card

Subissue: Problem using the card to withdraw money from an ATM

Consumer Complaint: My Venmo account was frozen, not useable for credit or debit transactions, in XX/XX/2021. Initially Venmo could not provide a reason for the freeze but after about 4-weeks identified the problem transaction, which ended up being unauthorized and was refunded back to the originating institution, yet for some inexplicable reason my account remains frozen despite my repeated requests for Venmo to thaw my account, which is now partially frozen but in a discriminatory manner, accepting a credit transaction for {$100.00} on XX/XX/2021 no problem, but still un-useable for debit transactions as of today, XX/XX/2021.

Company Response:

State: GA

Zip: 30305

Submitted Via: Web

Date Sent: 2021-06-23

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4419337

Date Received: 2021-05-31

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: As of XX/XX/21 PayPal closed my account for no reason and will not help me with getting it back up and going. I have conducted business with PayPal for years and have never had a problem. I received an email from them stating that I was selling XXXX material through them, however the only XXXX related items I sell are XXXX XXXX websites throughXXXX. Not one of the website collects money from visitors, or has a PayPal payment gateway on the site. I sell many other items on XXXX which are not XXXX products at all and have to use the same PayPal account for all, as multiple accounts are not allowed with PaPal. I have not violated their TOS ... I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for hours now, as no one answers the phone. The time I did get through, the lady said it is final and she could not tell me anything further, that it is decided by another dept. If I have done something wrong at least give me a chance to fix it! They are also holding my funds for up to 180 days. Please release my money immediately, if I can not have my account back. I remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State: KY

Zip: 40219

Submitted Via: Web

Date Sent: 2021-05-31

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4418626

Date Received: 2021-05-31

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX '' and XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-31

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4418625

Date Received: 2021-05-31

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-31

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4418620

Date Received: 2021-05-31

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: I made a purchase that I had a transaction with. I opened a dispute since the merchant would not resolve things. After a few days, the merchant changed their mind and refunded me. I went to my bank and withdrew my dispute. Paypal then thinks I was refunded twice and STEALS {$110.00} USD from my account. I called Paypal and they claim my bank got the refund twice. I called my bank and they said this is false. I only got 1 refund and now paypal STOLE the refund money from my account. My credit card statement shows I only got 1 refund.

Company Response:

State: NJ

Zip: 08053

Submitted Via: Web

Date Sent: 2021-05-31

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4418619

Date Received: 2021-05-31

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. i am not sure if this is some mistake as i assume it has to be. i have not been able to get help from them for months but i just remembered i could file a report on here as i feel they are not doing their job properly and it is effecting me a great deal as i used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-31

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4418465

Date Received: 2021-05-30

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: My account was banned last year for no reason and they told me wait 180 days. Ok even though thats extremely long I waited. After 180 days I still have not received an email! I emailed them and they said just wait for an email. Theyre not even following theyre own rules! How you have a policy to hold funds for 180 days then when that day come you cant give me my funds. The 180th day was XX/XX/XXXX and I still didnt receive an email to retrieve my funds. This is illegal and PayPal are scammers with a legal business. I came here because on the PayPal community center other users said they had to file a complaint to get they money back. I was hoping you could help me too. My email for PayPal is ( XXXX )

Company Response:

State: FL

Zip: 33056

Submitted Via: Web

Date Sent: 2021-06-10

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4418286

Date Received: 2021-05-31

Issue: Money was not available when promised

Subissue:

Consumer Complaint: I'm having a lot of trouble because my PayPal still holds

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-31

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.