PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4423885

Date Received: 2021-06-02

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months, but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-02

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4423881

Date Received: 2021-06-02

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Paypal closed my account for no reason and could not help me getting it back and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get any help from them. I just remembered I could file a report here as I feel they are not doing their job appropriately as it has really affected me a great deal especially during these hard times as I have been using PayPal frequently. I'm really suffering as I can't even withdraw funds from my account. My email linked to PayPal is XXXX.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-02

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4423877

Date Received: 2021-06-02

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: PayPal authorized a refund that I did not approve. The item I sold was sent to the buyer who refused to sign for the item cause it to come back unclaimed ( return was not authorized nor was it returned properly ). The item never returned to me yet PayPal went in and stole my money. They brush me off and say go to XXXX who provides a number that isnt in service

Company Response:

State: TX

Zip: 76131

Submitted Via: Web

Date Sent: 2021-06-02

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4423867

Date Received: 2021-06-02

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Paypal closed my account for no reason and will not help me with getting it back up and running. I am not sure if this is some mistake as i assume it has to be. I have not been able to get help from them for months bit i just remembered i could file a report on here as i feel they are not doing their job properly and it is affecting me a great deal as i used PayPal quite frequently. My email linked to my paypal is XXXX XXXX

Company Response:

State: IL

Zip: 60445

Submitted Via: Web

Date Sent: 2021-06-02

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4423405

Date Received: 2021-06-02

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I have had an account with Paypal since XXXX that currently holds {$100.00}. I am trying to withdraw the funds to any other account. Paypal claims I need to verify my identity, but has refused all my attempts at providing identifying information, and now claims there is a 180-day freeze on my account, but will not provide further information. Talking to Customer Service Reps ( CSR ), I have received the following contradictory and often incoherent answers : - You need to submit the identifying documents ( I have done this three times ) -You need to wait 24-48 hours or up to 10 days for the system to " refresh '' ( I've been waiting over a month ) -Your account has a permanent hold for 180 days. -You can transfer the balance in your PayPal account to your bank account or to send you a check. You can't withdraw your money now because we want to make sure that you have money in your account to cover any new complaints or chargeback. -We have found potential risk involved with your account, transactions and activities as to why as a business decision we are parting ways with you. - '' Dear XXXX XXXX ( not my name nor anyone I've ever met ), we are unable to verify your identity. '' I just want to be able to escalate this issue to someone who can actually verify my identity and let me take out my funds.

Company Response:

State: VA

Zip: 22102

Submitted Via: Web

Date Sent: 2021-06-02

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4423191

Date Received: 2021-06-01

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I deposited XXXX one day. I sent my landlord XXXX for part of my rent and that left a balance of XXXX. PayPal decided that that was suspicious activity and put a freeze on my account. I tried transferring it to my own bank that is linked to my PayPal, it would'nt work. I tried sending the balance to my landlord, it would'nt work. I was on the phone multiple times with representatives saying the problem had been fixed and I should be able to send and receive any amount. Nothing worked. SO VERY FRUSTRATING!!!!!!!!!!!! My daughter sent me XXXX from me selling different things at an antique show. My dads pocket watches and mantle clock and different things I have been accumulating all these XXXX years of my life. I informed them of what each transaction was and they still decided to hold my funds. I am SO FURIOUS. How can a company decide to hold someone elses money??? and for so long???? I need that money for my care. It is not acceptable and the time of 180 days is extremely inappropriate. PLEASE help me!!!!!! I am not happy. XXXX XXXX

Company Response:

State: CA

Zip: 953XX

Submitted Via: Web

Date Sent: 2021-06-02

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4422809

Date Received: 2021-06-01

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason. I worked hard for my money. I deposited my stimulus check and also my payroll check into the PayPal account. They immediately put a freeze on it until I could answer them where the money came from. They said there was suspicious activity. I am soooooooooo ANGRY!!!!! I worked hard for that money. Holding my money for 180 days is NOT an option. I am a single lady working hard and I need that money back. If they don't want my business that is completely fine cause at this point I don't trust them. I just need my money back. They are holding a total of XXXX. I talked to account representatives multiple times " Oh XXXX we are sorry for this I will help you '' " here is a voucher for XXXX for the inconvenience ''. NOT interested in a voucher! I also talked to a manager and he said there was nothing he could do. It is their policy to keep accounts " safe ''. I said it was me who deposited the money and it is me in the flesh who set up my account. If I had a question about a transaction I would be the first to call. I got NO help from him. He said it would go to the review board and I would have an answer within 24-72 hours. Answer was I " You can no longer use PayPal ''. I don't understand the 180 days hold on my money!!! Please help me! I am so ANGRY at them. My email is XXXX.

Company Response:

State: CA

Zip: 953XX

Submitted Via: Web

Date Sent: 2021-06-01

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4422370

Date Received: 2021-06-01

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: Hello, ( I have to apologize for re-uploading this compain ) Please help me, I have troubles with Paypal. I am running a legal vape business in the XXXX since XXXX. We started to manufacture vape units for retail and export on XXXX and has been using Paypal for international transactions ever since. Our business is complete with permits, we work with legitimate suppliers and couriers. Paypal asked for proof and eventually upgrading my account to business. XX/XX/XXXX Paypal put a limit on my account without any warnings. They sent an email, saying that they will need to put a hold on my funds for 180 days. I found out from other clients that tobacco and e-cigarette products are not allowed to be sold via PayPal. For two weeks, I called, and messaged PayPal but no resolutions. I received an email saying that PayPal found my account as a potential risk and was promised to receive an email after the 180 day hold, with the instructions on how to withdraw my funds. May 14-15, 2021 Again without any warnings, Paypal took away all my funds. XX/XX/XXXX XXXX XX/XX/XXXX {$8300.00} With this description : Payment to : Paypal XXXX PayPal 's damages caused by Acceptable Use Policy violation ;. After talking to PayPal for more than 2 weeks, again no resolution.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-01

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4421720

Date Received: 2021-06-01

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: Hello. I have a personal account with PayPal and have a balance of over {$60000.00} in my account currently. PayPal notified me the other day that I am no longer allowed to do business with PayPal and that they would be freezing my account for 180 days. I do not use PayPal to sell anything -- it is an account I use to buy things online, buy groceries, pay bills, rent, etc. My husband sends his profits ( post-tax ) from his business account to my account. The fact that they are holding my balance for 180 days seems cruel considering we are still in the middle of a pandemic. I have always been in good standing with PayPal and have never had any issues -- this happened abruptly and without warning. I have since spoken with PayPal multiple times, but they won't give me specific details on why they made this decision. Now a large portion of my money is frozen for 180 days. I no longer wish to do any business with PayPal, but I need my money back sooner than 180 days. Please help.

Company Response:

State: NY

Zip: 11105

Submitted Via: Web

Date Sent: 2021-06-01

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4420648

Date Received: 2021-06-01

Issue: Communication tactics

Subissue: Frequent or repeated calls

Consumer Complaint: Paypal calls multiple times every day and doesn't leave a message. On XX/XX/2021 they called me at XXXX XXXX which is inconvenient to me, prior to me being at a funeral.

Company Response:

State: NJ

Zip: 07501

Submitted Via: Web

Date Sent: 2021-06-01

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.