PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 5736154

Date Received: 2022-07-05

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I made a purchase with PayPal for XXXX. This was an upstart venture that never launched. The person running the service refunded everyone 's money in the same fashion that was used to make the payment. I attempted to retrieve MY money from PayPal. I do NOT and WILL NOT provide PayPal with my debit/checking account #, as I see that risky, especially since I know someone whose PayPal account was hacked and had fraudulent credit card charges. Furthermore, I could deal with fraudulent credit card, but NOT debit card, as that's MY money. They have an option to get a check cut. I went through this option with a representative online two times, and the system is broken. It would not allow me to retrieve MY money, and the representative stated that this is the only way the money can be released. She then connected me with XXXX ( supervisor # XXXX, ) who refused to help me any further, even though THEIR SYSTEM is broken. I would have expected him to take this breakage to his IT team, and then call me back when the matter is resolved, but he simply stated that there was nothing he can do. My attempts at escalation resulted in his claim that there is nobody else above him and that's it. So bottom line, PayPal is stealing {$45.00} from me.

Company Response:

State: FL

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-07-05

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5736151

Date Received: 2022-07-05

Issue: Opening an account

Subissue: Unable to open an account

Consumer Complaint: My PayPal account is banned and I don't know the reason and I have not done any crime

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-07-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5735931

Date Received: 2022-07-05

Issue: Managing an account

Subissue: Funds not handled or disbursed as instructed

Consumer Complaint: For 2 or 3 months ive been trying to get my money from my venmo acct. They said ot was frozen bc negative balance now ive verified my identity and still they are refusing. I put. The money in there and i need it bc my husband jus passed away and times are hard. Ripping ppl off isnt right.

Company Response:

State: TN

Zip: 378XX

Submitted Via: Web

Date Sent: 2022-07-05

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5735657

Date Received: 2022-07-05

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Recently I have received numerous text messages stating that there are problems with my Paypal account. I have deleted them as I believe they were phishing attempts. XX/XX/2022 I received an email that stated that a recovery phone number had been added to my Paypal account -- I did not add that phone number. Now, when I try to log on to Paypal, it says it is sending a code to this unauthorized number and I can't log on. XX/XX/2022 I received an email at my work email stating that my credit card on file with Paypal is expired. Paypal was unavailable during the entire holiday weekend to address my concerns. I believe Paypal has 3 separate accounts open for me and I do not trust that company 's controls over my accounts and credit card information. I spoke with a representative and his supervisor today. They told me that I would need to go through every credit card in my wallet to verify my account with them. That was only for ONE of the accounts I believe has been opened by Paypal. I want any Paypal accounts opened under any emails associated with me to be closed, including but not limited to : XXXX XXXX XXXX XXXX

Company Response:

State: CO

Zip: 80120

Submitted Via: Web

Date Sent: 2022-07-05

Company Response to Consumer: Closed with non-monetary relief

Timely Response: No

Consumer Disputed: N/A


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Complaint ID: 5735141

Date Received: 2022-07-05

Issue: Attempts to collect debt not owed

Subissue: Debt is not yours

Consumer Complaint: Fake email asking for {$490.00} for " XXXX '' purchase through paypal INVOICE XXXXXXXX DETAILS Paypal Team DUE XX/XX/2022 {$490.00} Print or save Powered by XXXX Dear Customer , Dear Customer XXXX We congratulate on your fist purchase through PayPal.We wanted to inform you that {$490.00} has been authorised by you for purchase of Bitcoin.This amount will be debited from your Bank/Credit Card/PayPal Wallet XXXX This charge will appear on your Bank/Credit Card statement as PAYPAL-COINBASE by next 24 hours. If you want to report or cancel this transaction contact our customer support ( XXXX ) XXXX immediately. Bill to Dear Customer Terms Due on receipt Sales {$490.00} Bitcoin Purchase ( XXXX ) XXXX X {$490.00} Balance due {$490.00} Print or save Paypal Team XXXX Totters XXXX XXXX XXXX, GA XXXX XXXX ( XXXX ) XXXX XXXX If you receive an email that seems fraudulent, please check with the business owner before paying. XXXX XXXX XXXX All rights reserved. Privacy | Security | Terms of Service I have attached but did not open fake invoice

Company Response:

State: GA

Zip: 30338

Submitted Via: Web

Date Sent: 2022-07-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5734203

Date Received: 2022-07-05

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: On XX/XX/2022, I received a notification message that, my PayPal Account is limited permanently, I have contacted the responsible company to resolve the issue to me, but up to now no feedback received on my end.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-07-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5733700

Date Received: 2022-07-04

Issue: Problem adding money

Subissue:

Consumer Complaint: I am having problems adding money or withdrawing from my pay pal mobile wallet. The company just sent me a message that Ican nolonger use pay pal and that my account was permanently limited yet I have not violated any of the policies of the company. The case ( XXXX ID - XXXX ) under my pay pal mail XXXX. Please I need assistance because I have been using to receive payments from tutoring platform XXXX and now I am unable to add funds to the pay pal account. Please compel the company to respond to my please and restore my pay pal account to normalcy. I previously raised a complain and The company did not resolve my dispute.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-07-04

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5733518

Date Received: 2022-07-04

Issue: Managing an account

Subissue: Deposits and withdrawals

Consumer Complaint: I have a debit card with venmo I had a 100 % of my check deposited into the account I went to pay my XXXX bill which is my bill for my cable as soon as I paid it I went to go pay a friend back who loaned me a {$100.00} a week before my account stopped they told me it was suspended and wouldn't tell me why that I had to read their 7 pages of pro XXXX pages of privacy but it doesn't tell me why my account was put on holder suspended called over after 45 minutes of speaking to the 1st person he couldn't help me the 2nd person transferred to a supervisor after an hour and a 1/2 After speaking the supervisor he said he would take care of it and get someone to get ahold of me by escalating it he sent me a form where I would send my driver 's license back which I did as soon as I was done doing that then he decided that he would say

Company Response:

State: CA

Zip: 95207

Submitted Via: Web

Date Sent: 2022-07-04

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5733240

Date Received: 2022-07-04

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: I've been accepting payments from paypal for my Short Term Rentals. They are currently holding money on services that were rendered through the XXXX platform. There is over {$10000.00} being held that has caused my business to be financially impacted as the money was to cover rent on my short term rental properties.

Company Response:

State: FL

Zip: 32068

Submitted Via: Web

Date Sent: 2022-07-04

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5733239

Date Received: 2022-07-04

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: I was paid {$95.00} from a customer they put the payment on hold. He called in asking why they because my account was new. So they informed him to tell me to refund the money and he would get his money back immediately so we did that and they put that on hold also after the representative told us it wouldnt be a hold. Because of that he sent another payment which they also put on hold. We called complaining so they released 1 of the payments to me. So there was still the other XXXX on hold. My customers called in needing his XXXX back that was on hold. They took almost about 2 months to refund him but when they refunded him but instead of them taking the XXXX they had on hold from his credit card they tried taking it as an echeck from my XXXX which I didnt give them permission to do. They couldnt get it from XXXX because I had nothing in the bank they have negatived my PayPal account and now is threatening to report it to collections when they have the {$95.00}

Company Response:

State: OH

Zip: 44305

Submitted Via: Web

Date Sent: 2022-07-04

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.