PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 5738317

Date Received: 2022-07-06

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I have a personal and business paypal accounts to receive payments for my freelance job. Paypal put permanent limitation on my personal account on XX/XX/XXXX XXXX so i created a business account. They said I violated their policy however they are not willing to disclose what specific violation i committed. My business account was on permanent limitation on XXXX XXXX. I have {$51.00} balance in my personal account. For my business account, i have XXXX, {$310.00} and XXXX balance. Paypal told me to wait for 180 days and they will release my money. I waited for 180 days however paypal already took all my money. I called customer service but they said that there is nothing that they can do. I submitted all the documents that they asked for before but nothing happened.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-07-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5738316

Date Received: 2022-07-06

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: The company, Venmo, will not transfer funds in my account to my verified bank. I have been using their services for about two years with no changes on my part. Presently they have me communicating with a member of their " support '' team but continuously ask me to try certain actions but no success. I believe Venmo is trying to increase balances held in their account for their benefit. The " support '' team representative has requested I make a transfer from my Venmo app. I have but have yet to see a confirmation that it in the works.

Company Response:

State: HI

Zip: 96819

Submitted Via: Web

Date Sent: 2022-07-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5738005

Date Received: 2022-07-06

Issue: Fraud or scam

Subissue:

Consumer Complaint: I received an email XX/XX/22 stating it was from Pay Pal stating that the invoice had successfully settled. My order was fulfilled. It gave contact info for Pay Pal at customer support at XXXX XXXX XXXX ( I did not call ) It gave the detailed order info for a XXXX XXXX XXXX for {$660.00} stating product will reach me in XXXX. I do not have a Pay Pal account

Company Response:

State: WI

Zip: 54311

Submitted Via: Web

Date Sent: 2022-07-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5737758

Date Received: 2022-07-05

Issue: Fraud or scam

Subissue:

Consumer Complaint: PayPal Holdings , Inc. XXXX XXXX, California USA limit my account on XXXX XXXX XXXX XXXX without showing any reason and hold my XXXX XXXX balance in it. Shown me notification that Funds in your balance will be held for 180 days, after which well send you an email with instructions about withdrawing your funds. Then on XXXX XXXX XXXX they deducted XXXXXXXX XXXX as fee without any reason. My balance was showing till XXXX XX/XX/2022. On XXXX XXXX they deducted my entire balance available in my account by name of damages caused and showing XXXX balance. Paypal should give my all balance in my paypal account which they held without any delay, due to this activity I suffer business loss .Paypal mentally hrassment me, if there damage occur why they not deduct it when they limit my account, so that I could not wait for 180 days in expectation that I will get my money, it's completely scam, fraud and mental hrassment. Please help me to get my money back from paypal. I sent email to refund my money on XXXX XX/XX/2022 but get no response by paypal. My paypal id is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-07-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5737677

Date Received: 2022-07-05

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: my PayPal got limited. I had around XXXX $ balance. they told me through email I will be able to transfer them after 180 days. after a few months they transfer my money to PayPal without my notice because of " damages to PayPal acceptable user policy '' when I never did a thing

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-07-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5737476

Date Received: 2022-07-05

Issue: Other transaction problem

Subissue:

Consumer Complaint: On XX/XX/XXXX i purchased a XXXXXXXX XXXX from XXXX XXXX. On XX/XX/XXXX seller informed me that she would not ship the XXXX because paypal had limited her account banning her from accessing the payments i sent therefore she will not ship the XXXX to me. I called paypal to notify the problem on the same day. Paypal advised me to open a non receipt item case for both payments. According to paypals policy, if a seller fails respond within 10 days, a refund will be automatically processed. On XXXX it marked the 10 day limit, the {$2100.00} was automatically refunded however the other payment {$2900.00} is still being reviewed. When i called in, their reps werent able to tell me when they will release my money although it passed the 10 day limit. Paypal is illegally withholding my money. I am requesting a refund

Company Response:

State: NY

Zip: 11358

Submitted Via: Web

Date Sent: 2022-07-05

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5737405

Date Received: 2022-07-05

Issue: Problem with a purchase shown on your statement

Subissue: Credit card company isn't resolving a dispute about a purchase on your statement

Consumer Complaint: I made Purchase for pool equipment that was never delivered. I contacted XXXX and receive confirmation that the item was not delivered to my home I contacted PayPal and initiated a dispute investigation requesting for the seller to provide proof of shipping and proof of delivery. I never received anything from the seller, no proof of shipping and no delivery. After 10 days of waiting, PayPal found in favor of the seller. The seller did send my purchase and did not provide proof of shipping, the tracking number the seller sent was to an address that isnt mine Nd not in my name. I have paid {$410.00} for an item I never received and PayPal papers to have no interest in resolving the matter in an honest and fair manner.

Company Response:

State: CA

Zip: 93536

Submitted Via: Web

Date Sent: 2022-07-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5737288

Date Received: 2022-07-05

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: My PayPal get limited and my funds is there and I can't get it.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-07-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5737058

Date Received: 2022-07-05

Issue: Fraud or scam

Subissue:

Consumer Complaint: Earlier this year XXXX fraudulent accounts were opened in my name under XXXX and it's happening again. I have AGAIN received email about changes to my Paypal account but I DO NOT HAVE A PAYPAL ACCOUNT. I have sent several emails to find out why they keep sending me these emails on " changes to my paypal account '' that I do not have but I get no response. How many MORE fake accounts have been opened and how do I stop them from opening fake accounts in my name??? I have also entered complaints with the FTC and have obtained my credit reports and entered holds on each.

Company Response:

State: OH

Zip: 453XX

Submitted Via: Web

Date Sent: 2022-07-05

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5736804

Date Received: 2022-07-05

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: I had funds in my Venmo account, and someone ( no clue who ) was trying to take funds from my account. I kept getting calls from Venmo asking if I authorized the charge I said no each time. Then someone added their own account and transferred all my money to their account. I have no idea who the person is. It is clear it is not me and he set up his account the same day. I called Venmo when I received notification the transfer went thru. I have called them several times and they keep telling me 7 to 10 business days. I filed the dispute on XXXX today is XXXX. I have sent several emails with no response. I chatted with a representative on the app and they wouldn't and help said I had to wait. And today I called and they said they didn't see a dispute filed and the process needed to start over. I asked for a supervisor and he was not helpful. I asked for his supervisor and he said there was no one higher up he can give me. He can only send an e-mail. This to me is so wrong, its like a bright light that fraud happened on my account. I have a late payment on one of my loans because I was expecting those funds. I want a full refund and any late charges I have incurred.

Company Response:

State: OR

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-07-05

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.