PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 5896567

Date Received: 2022-08-20

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: Paypal case XXXX My credit card company never got the {$44.00} refund that paypal sent. I disputed this transaction to recover my {$44.00} since the credit card company never got the money from paypal. I have record showing I never got the {$44.00} refund. I expect paypal to undo the notice of debit.

Company Response:

State: NJ

Zip: 08053

Submitted Via: Web

Date Sent: 2022-08-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5895460

Date Received: 2022-08-18

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: I'm filling a complaint against pay pal for taking XXXX they fraudulent open account under my name then some one from pay pal called and emailed me told me to send XXXX dollars to them to close my account then they use harsh words that this will effect my credit and and everything thing else this is scary if pay pal doing this why is they still open I'm seeking mediation for my XXXX dollars asap

Company Response:

State: AL

Zip: 351XX

Submitted Via: Web

Date Sent: 2022-08-18

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5895449

Date Received: 2022-08-18

Issue: Money was not available when promised

Subissue:

Consumer Complaint: In my Venmo account money got transferred to an inactive account. I reported it and it has lingered on for almost! 2 weeks now. I have been promised multiple times it would be corrected. I also have emails saying my account would be unfrozen. No one seems to want to or care to help

Company Response:

State: NH

Zip: 038XX

Submitted Via: Web

Date Sent: 2022-08-18

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5894095

Date Received: 2022-08-18

Issue: Money was not available when promised

Subissue:

Consumer Complaint: My PayPal account was locked And they said I can access my money in 180days Now my account have been locked for more than 180days and I can't remove my funds I mail and call them but they don't want to help Please help me out I need my money My email is XXXX my name is XXXX XXXX

Company Response:

State: TX

Zip: 783XX

Submitted Via: Web

Date Sent: 2022-08-18

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5892400

Date Received: 2022-08-18

Issue: Attempts to collect debt not owed

Subissue: Debt is not yours

Consumer Complaint: Dear Sir or Madam, I am trying to find help solving a financial issue with PayPal. On XX/XX/2022 my cousin XXXX XXXX attempted to pay me back for a loan of {$1400.00}. In order to receive the money, PayPal was asking for my Income Tax Information which I declined to provide. I don't give such information to any non governmental agencies because I have been a victim of identity theft before. Therefore, since I declined the transaction, I asked XXXX to cancel it and pay me the money in another way such as wire transfer to my checking account. PayPal is sending emails requesting that I pay them {$76.00}. They do not want to explain why I should pay them for a transaction that was cancelled. And I insisted, I never received the money. XXXX, my cousin, was told he needed to pay {$15.00} to cancel the transaction. I spoke with PayPal representatives at XXXX and they were only interested in collecting the {$76.00} They were not really interested in helping me. And they could not explain why I should pay for a money that I never received. I am kindly asking your help solving this issue. PayPal should cease and desist to continue sending emails asking me to pay the {$76.00} I would also like CFPB to add this letter to the PayPal 's file for poor business practices. Sincerely, XXXX

Company Response:

State: FL

Zip: 32832

Submitted Via: Web

Date Sent: 2022-08-18

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5890947

Date Received: 2022-08-17

Issue: Fraud or scam

Subissue:

Consumer Complaint: On XX/XX/XXXX I received an email from " Bill Department of PayPal '' noting that 3 {$200.00} XXXX XXXXXXXX XXXX had been purchased and were to be delivered to XXXX. At the bottom was the note : " There is evidence that your PayPal account has been accessed unlawfully. '' I could call XXXX ( XXXX ) XXXX for assistance. I did that. It took several tries but I reached someone called " XXXX XXXX '' who was obviously off shore. He wanted me to use bhelps.us on XXXX which would not load. After several tries I was able to download a bank which he promised would allow me to indicate where the {$600.00} could be returned. He instructed me to open an on-line account with the bank. I did not because at that time it was clear that what he wanted me to do was to open that not to return the funds but to get access to the funds. He told me that my ID had been compromised using the name of XXXX XXXX in XXXX, who by the way is an architect. I did not make the purchase and if I had it would have been by credit card and wanted him to cancel the purchase. He became agitated saying I would not get my {$600.00} back unless I opened up my account. We do not use any electronic banking. He said that our early 45 minute call was being recorded for the FBI and the FTC, no I did not believe that. When he got to the bank issue I hung up. I contacted XXXX who does daily monitoring of my information. The person I spoke to said that this was not the first he had heard of using PayPal ; others included XXXX and XXXX. I checked with my banks and there were no withdrawals or deposits of the {$600.00}.

Company Response:

State: ME

Zip: 040XX

Submitted Via: Web

Date Sent: 2022-08-17

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5890012

Date Received: 2022-08-17

Issue: Problem with a purchase shown on your statement

Subissue: Card was charged for something you did not purchase with the card

Consumer Complaint: I believe this is a fraudulent email that I get saying someone made a fraudulent charge to my account of XXXX and they say to call this number : XXXX to straighten this matter out otherwise I will be charged XXXX. Invoice # XXXX. I know this is a fraudulent matter.

Company Response:

State: NY

Zip: 14072

Submitted Via: Web

Date Sent: 2022-08-17

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5889991

Date Received: 2022-08-17

Issue: Problem with a purchase shown on your statement

Subissue: Credit card company isn't resolving a dispute about a purchase on your statement

Consumer Complaint: Hello to whom it may concern, my name is XXXX and I am writing to you because what is happening about this case is unacceptable at this point. I purchased an item from XXXX on XX/XX/XXXX of XXXX, the item did not get delivered until second week of XX/XX/XXXX. I paid for this item with my XXXX XXXX CARD that I had saved in my PAYPAL ACCOUNT. I received the item completely damaged and had to go back and forth with XXXX to agree to take the item back, after a few months of going back and forth with them they finally accepted the return and reached out to me letting me know they will refund me to my original method of payment. About 2 weeks went by and I still did not receive a refund. I followed up with them and they told me they released the money back to PAYPAL, and PAYPAL SHOULD HAVE RELEASED IT back to my XXXX XXXX card. I called Paypal they told me they sent it to XXXX XXXX, I assured them they did not because I never received the money back. I called XXXX XXXX and they told me they never received the money from Paypal. At this point I was so frustrated because it was a back and forth and nobody was able to tell me where my money is. I had a 3 way call with both XXXX AND PAYPAL, and XXXX told PAYPAL SUPERVISOR LOUD AND CLEAR they never received the money from them therefore they are not able to credit me anything back. XX/XX/XXXX PAYPAL Told me they were going to find out where the money is, it is now been a month and a half later and every time I call them they tell me I need to call XXXX and at this point I am tired of this situation. I keep paying interest on a money amount that should have been credited to my account months ago and no one is willing to take responsibility for this and give me my money back. Every time I call them they pretend they do not know what happened. The total I need to be refunded is {$1800.00} The PAYPAL CASE NUMBER IS AS FOLLOWS : XXXX The XXXX CASE NUMBER IS AS FOLLOWS : XXXX The PAYPAL Ticket rush number XXXX that was supposedly escalated to get me my money back in 34 hours ) is as follows : XXXX Please help me!

Company Response:

State: NJ

Zip: 088XX

Submitted Via: Web

Date Sent: 2022-08-17

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5889039

Date Received: 2022-08-17

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: They took XXXX I had in my Venmo account was sent to other account filed proper complaint and nothing was done nor did they give me explanation I never authorized this payment nor do I know the user it was an unauthorized transaction

Company Response:

State: PA

Zip: 17601

Submitted Via: Web

Date Sent: 2022-08-31

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5885694

Date Received: 2022-08-16

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: XX/XX/2021 PayPal balanceXXXX My account is under account limitations and I cant withdraw my fund cause paypal said that I need to wait for 180 days

Company Response:

State: DC

Zip: 200XX

Submitted Via: Web

Date Sent: 2022-08-16

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.