PAYPAL HOLDINGS, INC


If you believe a complaint deserves more attention hit the up arrow, or hit the down arrow if you find it less important.
"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.
Complaint ID: 6132378

Date Received: 2022-10-26

Issue: Problem with a purchase shown on your statement

Subissue: Credit card company isn't resolving a dispute about a purchase on your statement

Consumer Complaint: I purchased an item through paypal back in XX/XX/2022 and i haven't received my item and paypal says i can't get a refund can you help cause i have tried it cost me {$63.00} dollars and i could sure use that money thank you

Company Response:

State: IN

Zip: 46158

Submitted Via: Web

Date Sent: 2022-10-26

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 6131433

Date Received: 2022-10-26

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: On XX/XX/2022, I was sent {$790.00} by another Person. The estimated date of arrival was on yesterday, XX/XX/2022. So, I never received my money. I called them and ask where was my money? They said it was an engineering problem. They was going to reach out to that department and let me know when it is transferred. They were unable to tell me when I will be getting my money. I just had XXXX and at least deserve to know when I will have my money. Please help me.

Company Response:

State: SC

Zip: 290XX

Submitted Via: Web

Date Sent: 2022-10-26

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 6130810

Date Received: 2022-10-27

Issue: Money was not available when promised

Subissue:

Consumer Complaint: Money was in Venmo and a funds transfer was initiated XX/XX/2022. Estimated completion time was given as XX/XX/2022. The money is still pending as of XX/XX/2022. A ticket was submitted through Venmo, however no contact has been made and no other options are available. The chat bot does not have a resolution feature fit for this type of situation it seems. I understand funds can be delayed, however shouldnt they have to give a reason why or try to work with their customer.

Company Response:

State: NH

Zip: 03301

Submitted Via: Web

Date Sent: 2022-10-27

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 6130451

Date Received: 2022-10-26

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: Venmo freeze my account saying that I have another account with the same debit card number. Then ask me for my verification ID and a picture of me holding my identification. After they said that they need to further investigating and will need 7-10 business days to do so and will get back to me. I wait over XXXX business days and still have not heard anything from them. Unacceptable and highly unprofessional, this company need to be hold accountable and since they ask for your identification they now have my info which is a lawsuit worthy.

Company Response:

State: MA

Zip: 015XX

Submitted Via: Web

Date Sent: 2022-10-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 6129872

Date Received: 2022-10-27

Issue: Other service problem

Subissue:

Consumer Complaint: On XX/XX/XXXX I received the same email from Paypal to all XXXX of my accounts with Paypal about their upcoming " changes to our legal agreements ''. After reading their changes and blatant over-reach as a business service provider, on XX/XX/XXXX I began the process of closing all of my Paypal accounts, which included XXXX business and XXXX personal. After first removing all of my bank account and credit card information I then proceeded to close all accountsand was only able to close XXXX of the XXXX business accounts. After repeatedly receiving an error message that the accounts " could not be closed '' for the remining XXXX accounts, I called Paypal on XX/XX/XXXX. After several calls and finally speaking to a supervisor I was told my business account needed to be verified with a social security number and drivers license number, which I found untrustworthy since the account had been operating without it for almost XXXX yrs., and because of the new legal updates thousands of account holders were closing their accounts as well. As of the date of this complaint on XX/XX/XXXX my XXXX remaining account are still not closed. I was willing to provide the last XXXX of my SS # and drivers license #, which I was comfortable providing, but not my entire social because I believe they are deliberatly not closing my accounts, and thousands of others, so we would have oen accounts and suseptible to their threats to fine customers {$2500.00} for distributing what they deem " mis-information '' by their XX/XX/XXXX deadline to willingy close your account.

Company Response:

State: TX

Zip: 78154

Submitted Via: Web

Date Sent: 2022-10-27

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 6129727

Date Received: 2022-10-27

Issue: Fraud or scam

Subissue:

Consumer Complaint: I purchased a pair of shoes on line and paid via PayPal. I tried contacting the vendor per their suggestion. Apparently because the vendor 's name is an individual 's, Paypal does not offer any protection. The vendor 's name is XXXX XXXX. I paid him {$62.00} I tried to contact him to this email address to no avail. There is no reply and no product has been delivered. Paypal also does not have an email address for this individual. The message I got from Paypal is : " you are unable to send this user a message '' How does PayPal allow this type of vendors is beyond me. ( see attachment ) Thank you for your help, XXXX XXXX XXXX

Company Response:

State: NY

Zip: 10027

Submitted Via: Web

Date Sent: 2022-10-27

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 6128685

Date Received: 2022-10-25

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: My PayPal account was permanently limited in XX/XX/XXXX. I have not broken any of the user agreements or done anything wrong. I am a XXXX XXXX ; I only used my PayPal account to receive payments from my clients. I understand how important it is to review the accounts regularly to keep PayPal safe for both buyers and sellers. However, I always work in good faith and follow all the policies and user agreements as stated. I tried to contact PayPal support a few times, but they said that this decision is final and the only option I have is to wait 180 days and then withdraw my PayPal balance. After 180 days had passed, on XX/XX/XXXX, I received an email saying that my funds were eligible for withdrawal. But on XX/XX/XXXX, PayPal transferred all my money ( {$1100.00} ) to themselves. The transfer memo said XXXX damages caused by XXXX XXXX XXXX violation. I contacted PayPal support, but they couldnt even explain to me which policy I broke. I think this is completely unacceptable and is simply theft. I would like to get my money back ASAP.

Company Response:

State: NJ

Zip: 070XX

Submitted Via: Web

Date Sent: 2022-10-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 6128593

Date Received: 2022-10-25

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: I happened to be arrested on XX/XX/2022. I was in holding until XX/XX/2022. While I was incarcerated my ex roommate stole my wallet that included this PayPal debit card amongst various other debit and credit cards. He also stole some of my electronics to include a phone and a laptop and my car while I was XXXX. When I got out of XXXX I noticed about a week or so later that my accounts were used while I was in XXXX I started contacting all of my creditors about what happened and they all reversed any charges that was not mine while I was XXXX besides Paypal! This dispute was opened XXXX XXXX and closed out and denied the very next day on XX/XX/XXXX. I don't even think anyone looked at my claim for unauthorized charges. Once I have learned that paypal denied my claim, I immediately contacted PayPal to say there is no way I could of made these purchases because I was physically unavailable and provided them a letter from the XXXX XXXX that shows my XXXX dates. However this was not good enough for them. PayPal 's position is that since the debit card was used and a pin was used that I must of given him permission to use my accounts. However XXXX has declared that is not a sufficient reason to deny a claim for unauthorized usage and I supplied them with XXXX 's determination, however they still denied my claim. I then filed a police report and supplied them with all of that information to no avail and never had these reconsidered again! This is utterly ridiculous as I was not available for these transactions, I did not give the person who stole the information my cards and credentials and these should be covered under XXXX and PayPal zero liability benefit for unauthorized usage of my account. Please help me try and recover from these 7 unauthorized charges to my account! Thank you.

Company Response:

State: NJ

Zip: 080XX

Submitted Via: Web

Date Sent: 2022-10-25

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 6127106

Date Received: 2022-10-26

Issue: Problem with a purchase shown on your statement

Subissue: Card was charged for something you did not purchase with the card

Consumer Complaint: On XX/XX/2022, a purchase was made at XXXX XXXX XXXX for {$170.00} on my PayPal Business Debit Mastercard ending in XXXX. I created a dispute of this transaction with PayPal on XX/XX/2022 stating it was an unauthorized use of my card. PayPal canceled my card ending in XXXX and issued me a new one with a new account number. On XX/XX/XXXX, PayPal denied the case, stating the purchase was successfully made at the gas pump. I called PayPal to appeal the decision, and the person I spoke with agreed it appeared to be unauthorized as the gas station where the purchase was made is in XXXX XXXXXXXX, XXXX and I had made a purchase that same day at a XXXX 's in XXXX, XXXX He said he was reversing the decision and I'd see the refund in 10 days. However, on XX/XX/2022, I received another email denying the case again, stating it was consistent with my PayPal purchase history, so it is not considered unauthorized. I've attempted to call them twice since, and get transferred several times and then end up on hold for 30+ minutes before I inevitably give up waiting. I have emailed the appeals team asking for their documentation, and am awaiting that information now.

Company Response:

State: WI

Zip: 535XX

Submitted Via: Web

Date Sent: 2022-10-26

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 6126824

Date Received: 2022-10-26

Issue: Fraud or scam

Subissue:

Consumer Complaint: I was contacted on XX/XX/XXXX via email by a XXXX XXXX who has been emailing me for several weeks now. She insisted that her grandmother was out of food, sending me a photo of an empty frig. She stated she also needed new bedding and asked me to send another {$25.00}. ( this was thru paypal and is payable on XX/XX/XXXX. ) I had sent at XXXX XXXX request to XXXX XXXX {$25.00} on XX/XX/XXXX ( via paypal payable XX/XX/XXXX ) for gas for her grandmothers vehicle. I found out on XX/XX/XXXX late that evening that she did not have a grandmother nor did she have her grandmother 's vehicle. The whole thing was some sort of a scam! XXXX XXXX has now deleted her name/etc from XXXX where it was originally. However, I still have some of her conversations on XXXXXXXX XXXX

Company Response:

State: TN

Zip: 37167

Submitted Via: Web

Date Sent: 2022-10-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.