PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.
Complaint ID: 6460878

Date Received: 2023-01-20

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: Good day, I want to complain Paypal for permanently limiting my account last XX/XX/2022, I received an email from Paypal that I can no longer do business with them, that I violate Paypal 's Acceptable Use Policy. I tried to message Paypal and ask them what I did wrong with my Paypal account and they answer about the violation of Paypal 's Acceptable Use Policy. I ask them to explain to me thoroughly the problem of my account but they always answer that they can not fix my account if i already received an email that I'm permanently limited. Currently I'm using bank transfer to received money from my client across the globe and i'm having problem because of too much bank charge and it cuts my small income. I want my Paypal account to be restored because of its convenience to its users like me, but Paypal is too strict with their policy that most of its user account get limited. I hope you can help me with my problem. Thank you and Best regards, XXXX XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-01-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6460877

Date Received: 2023-01-20

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: Paypal banned my account. I comply with their legal agreements but they shutdown my account. According to paypal I violated on their agreement specifically, on sales of XXXX XXXX XXXX XXXX certain XXXX XXXX or other products that present a risk to consumer safety. I did tell them that I did not use my account on XXXX XXXX But still they did not accept my reason. Please help me restore my account. Because I am using it on my business and I am having trouble on receiving money internationally because of what happened.

Company Response:

State: CA

Zip: 90011

Submitted Via: Web

Date Sent: 2023-01-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6460876

Date Received: 2023-01-20

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: Paypal finally banned my account XX/XX/2021. My complaint is legal agreement on permanent My account is limited, I don't know reason and ask customer service I always say that I have a violation The auto bot always says agreement which is not exactly why my account exists violation. Just my account received payment for services please help me to unbanned my paypal account thanks to advance in helping me.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-01-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6460871

Date Received: 2023-01-20

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Hi, I would like to file a complaint regarding on my Paypal account. They decided to permanent limit my account after i received the payment. This was my first transaction and i'm not able to withdraw the money because it's on hold. It was XXXX XXXX XXXX the amount is XXXX XXXX XXXX XXXX I already contacted their support multiple times about the limitation of my account and ask them of what i need to do to uplift the limit. They said that i need to wait for 6 months before i get the money. Sadly that is quiet too long. I'm willing to send my documents to confirm my identity but paypal decision still the same.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-01-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6460827

Date Received: 2023-01-20

Issue: Money was not available when promised

Subissue:

Consumer Complaint: Hi, i already sick help with paypal regarding with my account but they are not listening to me about my appeal the money was just available already then suddenly they have permanently limited my account i feel sad because my account was already old and my customers already memorize my email address they keep sending me their payment because my business is more about coaching hosting websites and and customers avail plan subscription depends on subscription based on our website i already provided the website through paypal they accepted and i understand that they already know my business i don't have actual products it's more off virtual transactions online which already established with my colleagues international i am seeking your help to reach out through people to grant my request lifting of permanently limited i really need to continue my transaction businesses and because this is just the only source of my income i understand the paypal responsibility is to keep our account safe from the unknown transactions i made sure when it comes dispute i attended right away just to maintain the good record of my account because it's already old and stablish. Thank you.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-01-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6460366

Date Received: 2023-01-19

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: I am trying to dispute the following charge backs for over 4hours today on PAYPALS your site for charges unauthorized and made as listed below on XX/XX/, were refunded when disputed originally and now charged back by XXXX on Paypal again without reason or investigation results. On Paypal you are instructed to go to their resolution center which I have now for hours without being able to locate these charge backs by Invoice # or dates, then the site does not allow you to see the month when you try and put in the dates and you are not able to send Paypal a message for help.The Charges in question that were originally disputed, refunded then recharged through XXXX XXXX XXXX I am assuming related to Paypal are as follows : the InID # XXXX for XX/XX/XXXX and XXXX are XXXX ( XXXX {$180.00} ), XXXX XXXX {$380.00}, XXXX ( XX/XX/22 - {$420.00} ) & XXXX ( XX/XX/22 {$630.00} ). PAYPAL Mailing address XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX or XXXX XXXX XXXX XXXX. XXXX XXXX, CA XXXX ALL UNAUTHORIZED CHARGES, Your system does not allow me to find each and dispute seperately ... .ALL CHARGES WERE REFUNDED THEN CHARGED BACK BY XXXX- THEY WERE IDENTITY THEFT and I have a case with FTC and Criminal Police Report XXXX. Kindly provide refunds and any information in writing, your site does not provide accesss to file independently. Actually your site can not even find these case #, 's. signed, XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX. Another NOTE THERE IS NO ONE THAT CAN HELP YOU WHEN YOU ASK FOR HELP ON THE SITE AND PAYPALS CUSTOMER SERVICE NUMBER HAS NO INDIVIDUAL THAT ANSWERS TO ASSIST EITHER PAYPAL XXXX. It is insane the level of frustration to try and contact PAYPAL To resolve anything. Need assistance.

Company Response:

State: NY

Zip: 11795

Submitted Via: Web

Date Sent: 2023-02-08

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6460276

Date Received: 2023-01-19

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: This is a complaint against the company " Venmo '' owned by Paypal. On XX/XX/2022, I tried to withdraw {$200.00} from my Venmo account. I saw a message on the app that my account had been suspended. I contacted support, and they would not tell me why my account was suspended. They would not let me withdraw any of my money. They said they would contact me within 2 weeks. I am looking for a resolution to this problem to get my money, as Venmo has no incentive to ever contact me.

Company Response:

State: FL

Zip: 32303

Submitted Via: Web

Date Sent: 2023-01-19

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6459062

Date Received: 2023-01-19

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: On XX/XX/23 I received a suspicious email in regard to a paypal transaction. This is not the first time this has happened. I called Paypal to instruct them to close my account. They informed me that there had been restrictions put on my account due to suspected fraudulent activity. They relayed that the only way for me to lift the restriction so that they could close the account was to upload my driver 's license to their site, and allow them to confirm my bank account. I stated to the rep that they wanted me to upload and verify my personal information while someone was trying to hack my account- this does not make any sense. They placed the restriction, they should be able to lift it and close the account immediately. I was able to confirm every " verification code '' that they text to my personal phone, which was used to register the account. I have not used Paypal in the last four ( 4 ) years. I feel that their request for my personal information, when they confirmed someone was trying to hack my account, is unreasonable. I only want the account closed.

Company Response:

State: NY

Zip: 14217

Submitted Via: Web

Date Sent: 2023-01-19

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6457834

Date Received: 2023-01-19

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I am writing to request a review of the situation involving my PayPal account. I had my account unexpectedly and permanently blocked. I had responded to all the required information by PayPal and followed all of their rules and regulations as I had agreed to when I signed up. Despite this, they have frozen my funds for 180 days and canceled my account. I am familiar with the importance of timely reviews to maintain PayPal 's status as a secure platform for customers and merchants. I have done nothing wrong and have not engaged in unethical behavior. I am a website designer and use PayPal to collect payments from clients for the work I do on their websites. I would appreciate if PayPal did another investigation and restored access to my account. My PayPal address is XXXX.

Company Response:

State: OR

Zip: 97214

Submitted Via: Web

Date Sent: 2023-01-19

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6457155

Date Received: 2023-01-20

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: PayPal permanently banned my account. I comply with their legal agreements and Acceptable Use Policy, but they instantly shutdown my account without prior notice. I don't have any filed cases and disputes with my account. I just don't know why they have to do this kind of act, they suddenly banned my PayPal account, without me knowing what did I do wrong that violates their policies? So I hope they restore my PayPal account because this is not reasonable, banning my PayPal account instanly, while I am complying their legal agreements. I didn't do anything that will go against their policies.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-01-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.