PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 6477816

Date Received: 2023-01-23

Issue: Other transaction problem

Subissue:

Consumer Complaint: my paypal acount is permanent limited.. i buy and sell crypto.pls help to restor my acount

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-01-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6477813

Date Received: 2023-01-23

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: Paypal banned my account last XXXX XXXX. I complain the legal agreement to permanently limited my account I don't know the reason and ask the costumer service always say I have a violation to the agreement the auto bot always say that no exactly why my account have a violation.My account just only received payment for the services please help me to unbanned my account to paypal thank you in advance to helping me.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-01-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6477811

Date Received: 2023-01-23

Issue: Problem with a lender or other company charging your account

Subissue: Transaction was not authorized

Consumer Complaint: I have attached supporting documentation. I was never issuedmy provisional credit into my account ( XXXX and XXXX which is for XXXX XXXX XXXX both email addresses ) for Case ID XXXX This oddity where I can not see some things when I look through one email in the resolution center and I see different things in the SAME ACCOUNT to be fixed immediately. I suspect this is how they are fooling you into thinking that they have the right NOT TO GIVE ME A LOAN AS WELL. Because then all the invoices and money would be under one email address and not the other.

Company Response:

State: NY

Zip: 113XX

Submitted Via: Web

Date Sent: 2023-01-23

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6477803

Date Received: 2023-01-23

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: Im having trouble with my paypal account saying : You can no longer do business with PayPal ( Ref ID - XXXX ) ( XX/XX/2021 ) Money the took ( XXXX ) When im busy packing my product which is ( Engine oil additive ) i receive an email from paypal saying. ( You can no longer do business with PayPal After a review, we decided to permanently limit your account as we found potential risk associated with it. You'll not be able to conduct any further business using PayPal. ) But im hoping for any specific details that why im a being permanent limited but there's no explanation and when i reached them in twitter they always said that my account was a potential risk but no specific reason and when they said that i need to wait my funds in ( 180 days ) But 2 days left before releasing my lock up funds they took all my money, theres no email or notification i get before they took my money, i noticed it when my paypal dashboard become XXXX. Im using paypal as my payment method because i thought it would be safe for my business and now my business has been stop operating because the money they took Please help me to resolve this problem XXXX XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-01-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6477514

Date Received: 2023-01-23

Issue: Problem with a lender or other company charging your account

Subissue: Transaction was not authorized

Consumer Complaint: On XXXX XXXX while working I got a notice money had been withdrawn from my checking account from a XXXX XXXX Ive never been to a XXXX XXXX or shopping there but it had been taken out with an atm. I locked my card immediately and disputed it but unfortunately they took two withdraws one of XXXX and another for XXXX. My bank denied the claim saying it was authorized because my pin was used but this was impossible because my card was with me in XXXX and no one but me had ever known my pin. I filed a police report they believed my card and pin was skimmed I provided paypal the case number and office name as it was being used nvestigated and would be able to provide camera footage of atm if paypal needed after speaking with 3 reps over the phone and escalating an appeal I got motivation again it has been denied again this was an automatic message generated with no real person to talk to besides general customer service agents over the phone that cant handled appeals

Company Response:

State: WA

Zip: 98682

Submitted Via: Web

Date Sent: 2023-01-23

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6477501

Date Received: 2023-01-23

Issue: Fraud or scam

Subissue:

Consumer Complaint: PayPal is facilitating fraud. I am a recent victim of an online scam involving XXXX XXXX. The seller uses PayPal 's " purchase protection '' to give buyers confidence in moving forward with fraudulent transaction. They do this because they know how easy it is to XXXX PayPal 's purchase protection controls. The fraudulent seller simply submits an unrelated tracking number and PayPal closes the claim. I've already proven to PayPal, via an email from XXXX, that the seller is using an unrelated tracking number as " proof of shipment ''. They reopened the case after I provided the email, then the seller sent another fake proof of shipment and PayPal immediately closed my case again. Each time the fraudster provides a tracking number, the departing location and addressee are different. They use tracking numbers with the same destination city as my current address. PayPal does no due diligence in investigating fraud and is opening up all of their customers to potentially big financial losses.

Company Response:

State: CA

Zip: 91709

Submitted Via: Web

Date Sent: 2023-01-23

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6477500

Date Received: 2023-01-23

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: " Dear PayPal XXXX '', I am writing to request the reinstatement of my account, which has been permanently banned. I understand that my account may have been flagged for suspicious activity, but I assure you that all of my transactions were legitimate and I had no intention of breaking any of PayPal 's terms of service. I have taken the necessary steps to ensure that this situation will not occur again and I am fully committed to following all of PayPal 's rules and regulations moving forward. I have also taken the time to review the terms of service and understand the importance of adhering to them. I apologize for any inconvenience this may have caused and I hope that you will consider reinstating my account. I rely on PayPal for my business transactions and I would greatly appreciate the opportunity to continue using the service. Im Trying to Contact the XXXX but it didn't connect. Thank you for your time and consideration. Sincerely, " [ XXXX XXXX ] '' Last XXXX digit XXXX XXXX number : XXXX Paypal Email address : XXXX Phone Number : XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-01-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6476871

Date Received: 2023-01-23

Issue: Attempts to collect debt not owed

Subissue: Debt is not yours

Consumer Complaint: I received a letter in the US Mail on Saturday the XXXX stating I owed {$430.00} to PayPal. The reference number they gave me is XXXX and the account number is XXXX. I check my PayPal account and it show no outstanding balance. I contacted PayPal an confirm this. I believe XXXX XXXX XXXX XXXX is phishing to get me to pay when I dont owe any money. I contacted the collection agency and they said they are going to close this inquiry and sent it back to PayPal fraud department. This whole scenario sound like possible fraud.

Company Response:

State: MD

Zip: 206XX

Submitted Via: Web

Date Sent: 2023-01-23

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6476465

Date Received: 2023-01-23

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: Good day, On XX/XX/2022, when i open my email and my PayPal account i received a message that " You can no longer do business with PayPal ( Ref ID - XXXX ) '' without any explanation why my account was permanently limit i use my account for my business and i need it can you please help me to recover my account and lift my limitation so i can withdraw the hold fund on my account and i can use again it for my business. Thank you Very Much!

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-01-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6476399

Date Received: 2023-01-23

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: My PayPal account was banned without any reason in XX/XX/2022. I received a notification saying that I will be able to withdraw my PayPal balance after 180 days. On the XXXX of XXXX I received an email from PayPal saying that my PayPal funds are now eligible for withdrawal. But when I tried to add my bank account, I got some error. Then I called PayPal support, but they were not able to help me and just told me to try again after a few days. It's been 3 months, but I'm still not able to add my bank account and withdraw my money. Every time I'm trying to add a bank I'm getting an error " This account needs a little help to link it. Contact us and we can help with that, or you can link a different account. '' And every time I contact PayPal support they just tell me to wait. I'm tired of this and just want to get my money back. Please check the issue with my account and allow me to add a bank account.

Company Response:

State: NY

Zip: 11375

Submitted Via: Web

Date Sent: 2023-01-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.