Date Received: 2022-10-15
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: I was told I owed {$3000.00} to XXXXXXXX XXXX XXXX XXXXXXXX XXXX I was contacted by Transworld Systems Inc., the debt collector in question. I was charged on XX/XX/2022. I filed a complaint to the company saying that this was the result of identity theft. Transworld Systems Inc. is located on XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX PA XXXX. Their contact phone number is XXXX.
Company Response:
State: NJ
Zip: 070XX
Submitted Via: Web
Date Sent: 2022-10-15
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-10-15
Issue: Written notification about debt
Subissue: Didn't receive notice of right to dispute
Consumer Complaint: Never took possession of a rental unit and stated to the landlord that we would not rent the unit. They said we took possession and charged a cancellation fee. They never notified us of this and wrote it off as a disaster relief expense too. The company and details are as follows : Transworld Systems {$7100.00} Original : XXXX XXXX XXXX Opened : XXXX Reported : XXXX Act. # : XXXX XXXX : XXXX
Company Response:
State: IL
Zip: 605XX
Submitted Via: Web
Date Sent: 2022-10-15
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-10-15
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: I do not recognize the charges nor was there any proper paperwork submitted for this to be on my credit
Company Response:
State: TX
Zip: 77379
Submitted Via: Web
Date Sent: 2022-10-15
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-10-13
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: we randomly received a bill from XXXX for duties and taxes or something like that. we never ordered anything and we are very confused. XXXX then sent it to debt collectors and now we are being harassed for debt that is not ours
Company Response:
State: WI
Zip: XXXXX
Submitted Via: Web
Date Sent: 2022-10-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-10-13
Issue: Communication tactics
Subissue: Frequent or repeated calls
Consumer Complaint: have received repeated calls from XXXX but my spam blocker does not allow call to ring my phone, notifying me of an incoming call. today at XXXX XXXX I received another blocked call from the same number. I called the number back and it states that it is Transworld Systems Inc. I have no idea who exactly is calling or why. a XXXX search informed me that they are a collection agency for various clients. I have not spoken to anyone at this number at any time they have been calling.
Company Response:
State: VA
Zip: 24541
Submitted Via: Web
Date Sent: 2022-10-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-10-12
Issue: Written notification about debt
Subissue: Didn't receive notice of right to dispute
Consumer Complaint: I have just received a letter as of today XX/XX/2022 from XXXX XXXX. They have indicated they have attempted to contact me a month ago which is a complete lie. This is my first time even being aware the account from XXXX was sent to collections, I have been working with chase to pay this amount down. Nationwide credit has also not mailed me any documents for my right to dispute just a letter stating I owe money which is completely unfair. They have not sent any written contracts with my wet signature or a full disclosure. This debt collector has also violated 15 USC CODE 1692b which states : 15 U.S. Code 1692b - Acquisition of location information ( 4 ) not communicate by post card ; ( 5 ) not use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt ; They have also broken 15 U.S. Code 1692f - which states Unfair practices ( 8 ) Using any language or symbol, other than the debt collectors address, on any envelope when communicating with a consumer by use of the mails or by telegram, except that a debt collector may use his business name if such name does not indicate that he is in the debt collection business.
Company Response:
State: SC
Zip: 295XX
Submitted Via: Web
Date Sent: 2022-10-12
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-10-12
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: 2 medical accounts listed from collection agency : TRANSWORLD SYSTEM, INC ( TSI ) of which I have disputed with XXXX, XXXX AND XXXX and Collection Agent continues to verify without providing any validation or proof of debt. Prior letter ( s ) from TSI represent information that is on TSI letterhead. I have requested, by consumer collection regulations, copies of original invoices from original medical creditors. To date, my requests, for now well over a year, have been ignored. I've requested service dates and any contracts I allegedly signed bearing my signature, agreeing to pay these bogus medical bills. I will attach a letter I wrote to TSI well over a month and all has been ignored by TSI. I'm asking for permanent deletion to both accounts with the file returned to original creditor. The accounts are TSI REFERENCE # XXXX & REFERENCE # XXXX.
Company Response:
State: CA
Zip: 95661
Submitted Via: Web
Date Sent: 2022-10-26
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-10-12
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: I received an alert from all three credit bureau stating that i had a debt with XXXX XXXX XXXX apartment complex, i have no acknowledgement of this debt, I have never applied or been with this company. Transworld system Inc is collecting for this company. I spoke with them concerning this matter and when they went to verify me the birthday was not the same and also the address they had on file is not mine, that is not my birthday but they used my SS. the full debt is XXXX They moved in XX/XX/2021 and moved out XXXX
Company Response:
State: TX
Zip: 77429
Submitted Via: Web
Date Sent: 2022-10-12
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-10-13
Issue: Written notification about debt
Subissue: Didn't receive notice of right to dispute
Consumer Complaint: upon recent review of my credit report I noticed this company reported a collection for the amount of {$210.00} on XX/XX/22. I have never done business with this company. I submitted a packet of documents containing an affidavit of truth, cease and desist, and proof of this company violating my consumer rights. I am requesting that this company in good faith validate this alleged debt by providing the requested documents.
Company Response:
State: DE
Zip: 19973
Submitted Via: Web
Date Sent: 2022-10-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-10-09
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: Reference/Account # XXXX Not my problem and if you make it my problem, I will sue youi for way more than the collection if this reflects on my credit. The Director of XXXX XXXX returned these uniforms herself. Who is sitting in this office filing this XXXX with ZERO communication to me?? No phone calls, no emails, no texts, ect.!!
Company Response:
State: CO
Zip: 80134
Submitted Via: Web
Date Sent: 2022-10-09
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A