PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 3884665

Date Received: 2020-10-06

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: Case ID XXXX, I am not able to find the status after received your email notification

Company Response:

State: NJ

Zip: 08902

Submitted Via: Web

Date Sent: 2020-10-06

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3884487

Date Received: 2020-10-06

Issue: Other transaction problem

Subissue:

Consumer Complaint: On XX/XX/XXXX I made a purchase from a merchant for {$120.00} using PayPal checkout to process my Visa card. The order was delivered on XX/XX/XXXX without issue, and everything seemed to be fine. I then started receiving calls from my bank that my checking account was overdrawn and when I was going to get it caught up, they explained that my account had been debited by PayPal for {$100.00} on XX/XX/XXXX and again XX/XX/XXXX. I found this to be extremely strange since the credit card I had used to pay for the item was debited without issue, and all my checking accounts connected to PayPal are used strictly for depositing only, while my credit cards are marked as my preferred way to pay. Then on XX/XX/XXXX I paid my XXXX bill of {$50.00} with my credit card and my checking account was again debited on XX/XX/XXXX for the same amount. I called PayPal on XX/XX/XXXX to complain and was met with an expletive laden string of verbal abuse after patiently waiting 35 minutes for assistance. Since I received no help, I decided to remove my bank accounts from the PayPal platform but it didn't seem to work because I was billed again today, XX/XX/XXXX, for the same transaction again. From just these four overdrafts ( $ XXXX/ea ) alone, PayPal is directly responsible for {$130.00} in damages to me. In addition, on XX/XX/XXXX I received an unsolicited payment from an XXXX buyer for an order which the buyer had originally cancelled but then later paid for after I had already sold to the next bidder, I refunded the payment but PayPal decided to steal {$23.00} for a " service fee '' and will not give it back even though they provided me no service. To sum it up, PayPal owes me {$150.00} and will not do anything to help.

Company Response:

State: MN

Zip: 55119

Submitted Via: Web

Date Sent: 2020-10-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3883979

Date Received: 2020-10-06

Issue: Closing your account

Subissue: Company closed your account

Consumer Complaint: I opened a Pay Pal account and had my relia card changed to Pay Pal from my unemployment benefits. I never used the card and when my benefits loaded on to Pay pals card, they licked my account and closed it keeping my monies.Ive exhausted my means in trying to speak with a customer representative to no avail.

Company Response:

State: OH

Zip: 455XX

Submitted Via: Web

Date Sent: 2020-10-22

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3882788

Date Received: 2020-10-06

Issue: Money was not available when promised

Subissue:

Consumer Complaint: The company is PayPal, they been holding my money for more than 180 days, i cant access my account since I dont have my old number the one associated with the account, they have the worst customer service ever, I been emailing them trying to solve the problem as their call center is closed, I XXXX trying to resolve this problem for over 3 months now emailing them every single day to get simple responses as just log in? Like didnt I just explain that I dont have access to the account?

Company Response:

State: FL

Zip: 33781

Submitted Via: Web

Date Sent: 2020-10-06

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3882602

Date Received: 2020-10-06

Issue: Fraud or scam

Subissue:

Consumer Complaint: I have made a payment of {$97.00} on PayPal to XXXX XXXX XXXX XXXX on XX/XX/2020 for a product. After I made the payment and told him, he instantly blocked me on XXXX XXXX. I'm convinced that he has done this with not just me, but with many other people as well. This is blatant fraud and scam.

Company Response:

State: NY

Zip: 12203

Submitted Via: Web

Date Sent: 2020-10-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3882562

Date Received: 2020-10-06

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I had a XXXX refund and a XXXX payment to me in the account wallet I went to check today because my regular payment is due and its missing

Company Response:

State: CA

Zip: 94565

Submitted Via: Web

Date Sent: 2020-10-22

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3882093

Date Received: 2020-10-05

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal notified me on XX/XX/XXXX that my account had been " permanently limited '' and that I could no longer use it. I called PayPal on the XXXX, and they explained that I had violated their acceptable use policy ( AUP ) and canceled my account. They could not tell me what part of the AUP I had violated and that there was no appeals process. I called backed on the XXXX of XXXX to plead my case, and no pleading was available, that I could not have my account reinstated. In addition, my balance of {$500.00} would be stuck in PayPal 's hands for 180 days.

Company Response:

State: DC

Zip: 20018

Submitted Via: Web

Date Sent: 2020-10-05

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3881542

Date Received: 2020-10-05

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: on XX/XX/2020 I received an email from PayPal ( Ref ID - XXXX ) that my paypal business account will be limited going forward which means I can not use it anymore They are also holding my balance of approx {$110.00} for 180 days which I can not withdraw now. I reached out to them for resolution and know the reason but I got the same response over a secure message from them. Paypal business account is very important for me to run my business.

Company Response:

State: MA

Zip: 02169

Submitted Via: Web

Date Sent: 2020-10-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3880958

Date Received: 2020-10-05

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: My Venmo account got hold since 180 days ago, I had filed a complaint with CFPB and receive feedback from Venmo saying that the funds in my Venmo account it's holding for 180 days and to minimize the risk of loss due to chargebacks, disputes or reversals. and any remaining funds will be made available to me for withdrawal on or before XX/XX/2020. But I'm still unable to withdrawal on XX/XX/2020. So I had email Venmo again on my own, but they told me different things and say that Venmo will not be able to release those funds to me then I also had filed a complaint with CFPB again on XX/XX/2020 and I received feedback from Venmo and they told me the different thing saying that " we reviewed your Account again and determined our decision would not be changed. Between XX/XX/XXXX and XXXX, 2020, you received three payments, which resulted in a loss for Venmo in the total amount of {$2000.00}. Accordingly, the funds from your balance will be removed to cover the loss caused by these payments. As a result, we are declining your request to access your Account balance. '' again from the first time promised me I would able to withdrawal my money on XXXX XXXX I had attached a file about what escalations officers email me saying my funds will be available in XXXX under this email for the proof and an email from Venmo on XX/XX/2020, saying that Venmo will not be able to release those funds to me. I had attached all the documents and email I received from venmo please review it.

Company Response:

State: TX

Zip: 78758

Submitted Via: Web

Date Sent: 2020-10-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3880951

Date Received: 2020-10-05

Issue: Managing an account

Subissue: Problem making or receiving payments

Consumer Complaint: I received payment for an item that I sold on XXXX via Paypal on XX/XX/XXXX in the amount of {$180.00}. I shipped the item out and it was delivered on XX/XX/XXXX. The USPS has an issue with their tracking and it provided an additional status update that indicates that the item is in transit after it was already delivered. Paypal is refusing to release the payment until the item is marked as delivered. I contacted the USPS and they provided me a letter indicating the status showing on their system is an error, it will change, and the item was in fact delivered. This letter was provided to PayPal and they acknowledged it yet refuse to release the funds. The PayPal Transaction ID is XXXX

Company Response:

State: NY

Zip: 117XX

Submitted Via: Web

Date Sent: 2020-10-05

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.