PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4139740

Date Received: 2021-02-15

Issue: Managing an account

Subissue: Deposits and withdrawals

Consumer Complaint: My email with PayPal is XXXX PayPal has frozen my account with {$9500.00} on it and they assured me I will be able to withdraw my funds after 180 days. On XX/XX/2021 I got email from PayPal saying that my funds were eligible for withdrawal and that I can link my bank or card to withdraw my funds. My issue is that my bank and old cards previously linked to my PayPal account have all been closed. I have tried linking a new bank or card to withdraw my funds to but it keeps giving me bad signal that there is a problem with my account advising me to contact customer service, but when I do, I have not received a solution to my issue rather than copy and paste replies from One Lady called XXXX from executive office. I want PayPal to remove the restrictions of adding a card off my account so I can be able to link a card to my PayPal account without any problem and withdraw my funds. I will submit the screenshots of the error message that I want PayPal to take it off

Company Response:

State: MT

Zip: 59701

Submitted Via: Web

Date Sent: 2021-02-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4139662

Date Received: 2021-02-15

Issue: Other transaction problem

Subissue:

Consumer Complaint: I woke up to check my cell phone this morning around XXXX pst and noticed an email from paypal stating that XXXX ads had charged me for {$170.00} two times. I started to see what was going on, I checked my ads account and noticed 2 payments of {$170.00} had been authorized for some ads. I have TWO paypal accounts linked to my XXXX ads, one was my personal account, and the other was my business. The person seemed to have hacked my XXXX account and got access to my XXXX ads, they set up a bunch of ads to run today ( XX/XX/2021 ), luckily there were no additional charges that went through today. I had taken the steps to change all my passwords. I then proceeded to try an file a claim with paypal via both accounts immediately. They responded within a few hours stating I " authorized '' them to charge me. YES I DID AUTHORIZE XXXX ADS TO CHARGE ME FOR MY ADS, NOT A SCAMMER OR HACKER TO FRAUDULANTLY USE MY ACCOUNT FOR THEIR ADS. Today is XXXX XXXX and now I'm out {$350.00} total. I can provide both paypal account information if needed.

Company Response:

State: CA

Zip: 94015

Submitted Via: Web

Date Sent: 2021-02-15

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4139630

Date Received: 2021-02-15

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. Since it happened after I made a genuine transaction. I have not been able to get help from them for days but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State: NY

Zip: 10801

Submitted Via: Web

Date Sent: 2021-02-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4139599

Date Received: 2021-02-14

Issue: Managing an account

Subissue: Deposits and withdrawals

Consumer Complaint: I filed and waited nearly 6 months to get my unemployment and then when I did it was detect deposited into my pay pal account where after it was deposited I was able to use some funds to get caught up on bills and back debts due to covid 19 then pay pal froze my account for 180 days for what they say suspicious activity ive sent them all documents needed ive called them they never asked me to verify my transactions or told me what suspicious activity just froze my funds I need that money ive got family to support and with the covid everyone needs whatever help the can get I don't feel that pay pal is doing things according to the law and shutting someone off and freezing there funds in times of need for no reason isn't very justified or legal my next step after this is Congress and legal council and im gon na be taking pay pal to court woth a law suit if this doesn't resolve the issue thanks

Company Response:

State: OR

Zip: 97420

Submitted Via: Web

Date Sent: 2021-02-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4139106

Date Received: 2021-02-14

Issue: Fraud or scam

Subissue:

Consumer Complaint: I've used Paypal for many years. I set up a secondary account a year ago that I've been unable to access because they claim they will only send the code to my phone. Ironically, they've now locked me out of my primary account ( with thousands of dollars in transactions ) and claim they will only send an email. I no longer have access to the old email, so I called and they refuse to take my call, having their automated system hang up on me immediately, 4 different times This account should still had funds, has my credit card information and debit card information and has transaction histories I need for tax reporting. I expect a response. I'm not able to delete all my personal information or access it for reporting, they've completely scammed my account.

Company Response:

State: CA

Zip: 92107

Submitted Via: Web

Date Sent: 2021-02-14

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4139060

Date Received: 2021-02-14

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: Pay pal keeps sending me emails, about how i should read their disclosures. I have sent numerous compliants about this to the consumer financial protection bureau and pay pal has closed my account indefinitely, why are they sending me emails??? Why??? Why??? Please i neeed your hee heee heeelp.

Company Response:

State: TX

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-02-14

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4138538

Date Received: 2021-02-13

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: My girlfriend left me and when she left she stole a few cards and {$100.00} cash. She has no authorization to these items. One of the items was a Paypal account. She accessed my account ( she is not, nor ever has been authorized on this or any account of mine ) and was able to obtain {$21.00} from my account- again, she was unauthorized. I received notification of this activity and immediately notified Paypal. I also immediately changed my password. Paypal conducted an investigation and in less than 24 hours returned the results which I will be uploading. In its response, Paypal verifies the charge was unauthorized, but because the charge is not authorized, they denied my claim. That doesn't seem like that would be legal, or even ethical.

Company Response:

State: CA

Zip: 93306

Submitted Via: Web

Date Sent: 2021-02-13

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4138030

Date Received: 2021-02-13

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for weeks but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State: FL

Zip: 34119

Submitted Via: Web

Date Sent: 2021-02-13

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4137991

Date Received: 2021-02-13

Issue: Money was not available when promised

Subissue:

Consumer Complaint: I was playing a game called XXXX XXXX on line and I won XXXX XXXX dollars but you could only cash out XXXX XXXX at a time and I havent received any of the money yet can you please check on that. The first XXXX XXXX I put in the wrong email address. The wrong email was XXXX XXXX

Company Response:

State: NC

Zip: 28227

Submitted Via: Web

Date Sent: 2021-02-13

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4137989

Date Received: 2021-02-13

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: On XX/XX/XXXX, I received an alert from PayPal claiming that I sent {$90.00} to someone by the name of " XXXX XXXX '', which I clearly did not make this transaction. I went to go file a dispute on the transaction that it was unauthorized. PayPal refused to reimburse me and dismissed my claim. This is abysmal customer service for PayPal to not reimburse a consumer for a transaction that is clearly unauthorized. I am a consumer whom should not have to face being robbed of my hard-earned money.

Company Response:

State: IA

Zip: 51106

Submitted Via: Web

Date Sent: 2021-02-13

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.