PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4158997

Date Received: 2021-02-23

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed and limited my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for, no called support, auto replied. not telling problems just getting some auto reply. we use our paypal for selling in XXXX only getting sales from XXXX and maid XXXXXXXX payments. and when am get large sales like almost {$8000.00} they limited account and hold for 180 days even almost orders delivered. we added tracking no for that even they are not releasing available balance. there is no open cases and disputes no open chargeback still they done this no reason given. we get almsot XXXX sales via XXXX this month and they freeze due to this we are not able to complete pending order to I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX '' Am provided all orders data which am get from XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-02-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4158996

Date Received: 2021-02-23

Issue: Money was not available when promised

Subissue:

Consumer Complaint: It was happen on XX/XX/2020 my friend send XXXX XXXX to me but when i tried to cash out the money they decide to permanently banned my paypal account but i dont do anything wrong so i waited 180 days ... .and yesterday XX/XX/XXXX was the 180 days of my paypal but i still cant get the moneyi hope you help me to resolve it ... Thank u in advance

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-02-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4158995

Date Received: 2021-02-23

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-02-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4158992

Date Received: 2021-02-23

Issue: Problem adding money

Subissue:

Consumer Complaint: PayPal closed my account for no reason at all when I am using it for my business and i make transactions through goods and services. It must be a mistake as i confirmed i am over XXXX as they asked sent the tracking info and invoice and they still closed it without reason. I feel they are not actually checking the info at all as this has happened with many people before. The email linked to my PayPal is XXXX, Thanks

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-02-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4158361

Date Received: 2021-02-23

Issue: Fraud or scam

Subissue:

Consumer Complaint: On XX/XX/XXXX, I had sent XXXX XXXX dollars to my friend through Venmo. Later in the day, my friend indicated she did not receive the amount. I had emailed Venmo to resolve the issue. Venmo responded by stating " it is in her account, she need to transfer the money over. '' However, the amount was not in her account for the transfer. Therefore, I sent the venmo picture of my friend to her to verify. My friend said, " that's my picture on my XXXX, but that is not my account. '' I had emailed Venmo back to notify them fraud has occurred. Someone is using my friend 's first and last name, her picture but a different, other than my friend. Venmo responded requesting all the information between my actual friend and the other account. Venmo team stated they will investigate. I sent the information as well as attaching the XXXX different accounts with my friends pictures on them both. My friend only has XXXX account. Venmo then responded stating I need to follow up with my local law enforcement!!!!! At this point, Venmo has not notified me of anything else they are doing abou this situation, and indicated I will not be getting my money back. Please help. I do not believe Venmo is following up, poor customer service on their behalf. Extremely concerned this is happening on Venmo especially when so many people use this service. Something needs to be done so this will not happen to anyone else!

Company Response:

State: CA

Zip: 92806

Submitted Via: Web

Date Sent: 2021-02-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4157612

Date Received: 2021-02-22

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: My wife received settlement from XXXX XXXX company in the amount of {$9000.00} She opted to have the funds sent through PayPal for the so called quick and convenient service. She received the money uploaded her debit card information, she tried to cash out the money but was only allowed to send {$500.00}. So she called PayPal numerous times and got messages stating due to high call volume no-one maybe be able to answer the call and then the call drops. She finally got a representative explained her issue and the representative restored her account. My wife then sent {$5000.00} to my PayPal account then she sent {$3500.00}. I received the money and tried to cash it down to my XXXX XXXX account and when I did that I immediately received an email from PayPal stating that my account was shut down and closed and that I could look at my account but was unable to claim my money or perform any transactions and that they would be holding my money for 180 days/6 months. This is unacceptable, we are in a pandemic and my family needs all of the money that we can get to survive. I currently have an eviction and my family will be forced out of our home. I as well as XXXXXXXX XXXX opted to use this service as a way to get the money to us quickly to help us resolve our financial woes, but now we are face wit PayPal stealing our money.

Company Response:

State: GA

Zip: 30331

Submitted Via: Web

Date Sent: 2021-02-22

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4157471

Date Received: 2021-02-22

Issue: Attempts to collect debt not owed

Subissue: Debt is not yours

Consumer Complaint: In XX/XX/XXXX, I received a letter from XXXX attempting to collect a debt for PayPal. As I do not have any outstanding debts with PayPal, I sent a letter requesting validation. In return, I received a letter from PayPal stating that I opened an account under email address XXXX on XX/XX/XXXX. This is not nor has it ever been my email address. PayPal refuses to speak with me directly regarding this false debt because I " am not the owner '' since I can't log into the PayPal account. I can not do that, because I don't have access to an email address that isn't mine. I refuse to pay something that I legitimately do not owe and for them to contract a collection agency to add to my credit profile is damaging, to say the least. I'm not sure how this account was created and if it was whether it was created with my name ONLY, or with my SSN or bank information. I do not understand how I can be held liable for debts that I. Again, I can not obtain ANY of this information from PayPal even though this is supposedly my account.

Company Response:

State: MD

Zip: 21117

Submitted Via: Web

Date Sent: 2021-02-22

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4156607

Date Received: 2021-02-22

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-02-22

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4156605

Date Received: 2021-02-22

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: On XXXX i was not able to get my funds of pay pal and they said its on hold for180 days for no reason.and imy account is no longer can be used

Company Response:

State: MD

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-02-22

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4156570

Date Received: 2021-02-22

Issue: Other transaction problem

Subissue:

Consumer Complaint: I have no idea where this transaction originated. It comes up on my account as ATM/ACH DEBIT XXXX PAYPAL INSTANT XFER for {$69.00}. My credit union could not track the company or a phone number - the trace # is XXXX - i contacted Paypal and they have not returned my messages or phone calls. The credit union said it looks like some kind of recurring payment but for what I have no idea. Can you help?

Company Response:

State: NY

Zip: 140XX

Submitted Via: Web

Date Sent: 2021-02-22

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.