PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4164915

Date Received: 2021-02-25

Issue: Managing an account

Subissue: Deposits and withdrawals

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX XXXX

Company Response:

State: FL

Zip: 33125

Submitted Via: Web

Date Sent: 2021-02-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4164857

Date Received: 2021-02-25

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: I transferred money to my brother via PayPal. My understanding was that I am sending {$3000.00}, {$0.00} fees and he receives {$3000.00}. The reality is that he ( the recipient ) ended paying 7.4 % fee. When I asked PayPal to revert the transaction ( my brother was going to refund the money ) I was told by PayPal that he would still have to pay the transaction fee. I believe that their practice is not clear to the sender and that PayPal takes advantage of people by charging them abnormal fees. Most banks would charge {$40.00} to do the same.

Company Response:

State: PA

Zip: 17050

Submitted Via: Web

Date Sent: 2021-02-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4164854

Date Received: 2021-02-25

Issue: Managing an account

Subissue: Problem accessing account

Consumer Complaint: I have been trying for months to get paypal to verify my XXXX account. All I keep seeing is that it will happen in 3 business days but then it says I need to resubmit my info. I do this and still nothing happens. I need someone with a quarter of a brain to help me because they have XXXX customer service options and just ignore you as long as they get their money.

Company Response:

State: TN

Zip: 37211

Submitted Via: Web

Date Sent: 2021-02-25

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4164852

Date Received: 2021-02-25

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account due to false accusations from customers via XXXX causing it the Paypal account to be suspended and will not help me with getting it back up and going. I am a trusted seller on XXXX with over 40 five star reviews proving how safe I use Paypal. I rely on Paypal hugely is a source of income and without it I struggle. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to the Paypal account is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-02-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4164765

Date Received: 2021-02-24

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: My account with pay pal was closed for 180 days for no reason on XX/XX/2020 and I have tried multiple times to contact them but nobody offers any help at all they keep giving you the run around and there are never any live chat members and nobody answers the phone or emails. So I was patient and it had been over 180 days and I have still not gotten an email to release my funds. Pay pal is such a bad service and I would like to receive an email immediately because I worked hard for my money. The email link connected to my pay pal is XXXX XXXX

Company Response:

State: GA

Zip: 30331

Submitted Via: Web

Date Sent: 2021-02-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4164271

Date Received: 2021-02-25

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: On XX/XX/2020, PayPal unlawfully with no reason given put a 180 day hold on my account. At this time I was in dire need of my funds but was told that there was nothing I could do. After hundreds of calls over the next few months I was told I had to wait until the 180 day time frame was up and at that time my funds will be available to be withdrawn from the account. So what could I do I waited the very long period of time 6 months!! Putting me and my family in a horrible position! Well after the 6 months passed I received a notification via email ( in which is posted below via attachment ) that my funds are available to be withdrawn only to log in and find out that I can not and the error is still consistently happening I spoke with PayPal and they said I have to continue to wait with no given time frame or date on when Ill have my money. I have already once fully verified my account sending in my id and bank account statements along with Additional information there in no reason for PayPal to be holding my funds at this time. Please assist this isnt right

Company Response:

State: GA

Zip: 30013

Submitted Via: Web

Date Sent: 2021-02-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4164093

Date Received: 2021-02-25

Issue: Attempts to collect debt not owed

Subissue: Debt was result of identity theft

Consumer Complaint: Family of XXXX, XXXX phones and XXXX Emails hacked and controlled on XX/XX/XXXX. About XXXX XXXX we started receiving texts from XXXX that our phone service was being shifted. to another carrier. Indeed, our phone numbers were ported and killed at XXXX. Then our email addresses were hacked, and thus we lost control of our XXXX and PayPal accounts. Then began several hours of notifications that our funds were being moved, requested, from banks and credit cards. WE froze our bank account, and killed our credit cards. So no money was actually taken, it just appeared to shift between our 3 family PayPal accounts. But all our money remained where it should be, since we interrupted the supply!! HOWEVER, PayPal has a policy that credit card use with them requires a fee! So even though no funds were moved, and PayPal was VERY unhelpful, and unapproachable during this event, they levied a charge just as if credit card funds HAD be used. We have emailed, called, responded to emails, had our case elevated, escalated several times, no one acknowledges understanding. Then we received a collection letter from XXXX, XXXX on behalf of PayPal for {$75.00} on XX/XX/XXXX

Company Response:

State: GA

Zip: 30121

Submitted Via: Web

Date Sent: 2021-02-25

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4163670

Date Received: 2021-02-24

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-02-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4163073

Date Received: 2021-02-24

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Paypal closed my account for no reason and will not help me with getting it back up and running. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them even after providing them with all the relevant information they required. I've decided to file a report here as I feel they did not do their job properly and it is affecting me a great deal as I use Paypal quite frequently. My email linked to my Paypal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-02-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4162441

Date Received: 2021-02-24

Issue: Fraud or scam

Subissue:

Consumer Complaint: Tuesday XX/XX/XXXX my direct deposit was sent to paypal and then they held it and then closed my account saying they won't return to unemployment but hold for 180 days

Company Response:

State: MI

Zip: 48235

Submitted Via: Web

Date Sent: 2021-02-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.