PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4154275

Date Received: 2021-02-21

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: First week of XXXX PayPal froze the funds in my account due to suspicious activity but refused to tell me exactly what. I tried to resolve the confusion because I knew I wasn't doing anything wrong by my boyfriend 's mom sending me money. They limited my account for 180 days no explanation. Once the 180 days was up they sent me an email saying my funds were finally eligible to withdrawal. When I tried to do that it wouldn't let me. I've emailed PayPal asking for help and only get responses saying i can't use PayPal and they can't tell me anything else. When I've called PayPal they also told me they won't release my money and can't tell me anything else. I don't know what to do. Over 700 dollars that is legitimately mine and they refuse to help me and are robbing me it feels like. Please help XXXX XXXX

Company Response:

State: WA

Zip: 99301

Submitted Via: Web

Date Sent: 2021-02-21

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4154028

Date Received: 2021-02-20

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I am a Paypal business account holder. I have used my PayPal account for almost 4 years now. On the XXXX of XX/XX/2020, I woke up to see Paypal permanently limited my account for no reason. I am a university XXXX studying XXXX XXXX, XXXX and also have some family members who depend on me. I borrowed money from people to expand my virtual tradings. As I am talking, all the funds have been locked up in Paypal for 180 days. Honestly speaking I can't wait for the 180 days because if I try to wait, I will either go to jail or commit XXXX. I have an amount of {$1400.00} USD locked up. I have contacted PayPal through XXXX but the response I received wasn't encouraging. I am partially homeless now. I would happy if you can intervene to save me from this misery. I just want to die now. I am XXXX and not as fine as I am talking. I want PayPal to allow me withdrawal my funds urgently or restore my account. I have never engaged in criminal activities with my account before. I use my account only for business and payment of school fees. I don't deserve to be treated like this. My Paypal account address is XXXX. Thank you My PayPal limitation Reference ID : XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-02-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4153888

Date Received: 2021-02-20

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: On XX/XX/2021 I sent money to someone through VENMO in the amount of {$1300.00} that turned out to be fraud. Venmo said they could not help and proceeded to pay out the fraud/scammer. They agreed to " investigate '' but in the meantime have done nothing for 2 weeks. Their customer service team passes me to account specialists who pass me back to customer service and " supervisors. '' They have been taking me in circles this whole time. I had to call XXXX XXXX XXXX to block these charges. Meanwhile, my friends on venmo sent me money without knowing about my account investigation. VENMO proceeded to take that money ( {$200.00} XXXX to pay themselves back. Today, Saturday, XX/XX/XXXX, another friend paid me {$50.00} for a birthday collection and VENMO proceeded to steal that from my account, and sent me a bill saying " by the way, you still owe us {$1000.00} from the previous charge '' with no update on the fraud investigation. Anything that hurts their bottom dollar they are quick to to chargeback customers, but anything that they may owe goes through weeks of investigation.

Company Response:

State: CA

Zip: 91773

Submitted Via: Web

Date Sent: 2021-02-20

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4153489

Date Received: 2021-02-20

Issue: Other transaction problem

Subissue:

Consumer Complaint: I was charged {$29.00} for an adult phone app thru XXXX and paypal. I don't remember and want it refunded. I am unable to login to cancel. Refund me. I would like to open a dispute against this vendor. Its a fraudalent transaction. It is some scam app on XXXX. The company who took the money wont aknowledge the service or give any details. When I try to login with the email address they claim i used to sign up for the subscription, it simply says i have no account. They say to paypal and XXXX its a 3 month subscription that was cancelled. Even if i had cancelled or them I should still get at minimum a prorate refund since it was only days into the 3 month plan I was charged for. Like judge XXXX would say if it ends up on there : Its like being charged for a steak you didnt order, if you are not allowed to eat it once its paid for, then this is fraud if you dont refund the merchant. I can not be charged for an entire steak if I didnt order it and didnt eat it. I should get my money back here. Please open a dispute and include this text. It is some company called XXXX? I am not sure if I have the right company, but the charges appeared as charged by XXXX using my paypal account. Niether company would assist in refunding to date. Please assist. Paypal gave the following case info, but refuse to provide any documention and ignored my appeal request. I would like to appeal this with paypal. Below is the only correspondence received to date from paypal : " Hello XXXX XXXX, We received the case ( s ) you filed on XX/XX/2021. We have reviewed this transaction ( s ) and are denying your case ( s ). This decision was made because this transaction was not unauthorized. If you'd like a copy of the documentation we used in the investigation of your case, send a letter including the Case ID to the following address : PayPal , Inc . Attn : Unauthorized Account Access Appeal XXXX. XXXX XXXX XXXX, XXXX XXXX We're sorry for any problems you may have experienced with the transaction ( s ). Transaction information : Dispute Case ID : XXXX Transaction Amount : {$29.00} USD Dispute Amount : {$29.00} USD Transaction ID : XXXX Transaction Date : XX/XX/2021 Thanks, PayPal ''

Company Response:

State: FL

Zip: 32940

Submitted Via: Web

Date Sent: 2021-02-20

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4153462

Date Received: 2021-02-20

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: My PayPal account was limited permanently so my money got limited for 180 days. The reason they say is because of unapproved file sharing services, even though I just sell a XXXX and they pay me to PayPal. I really need my money for my daily expenses and tuition fee. I believe that this was their mistake, even If I report this to them, they will not do something about this issue. Can you help me with this, here is my PayPal account XXXX.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-02-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4153458

Date Received: 2021-02-20

Issue: Fraud or scam

Subissue:

Consumer Complaint: Hello Sir/Madam hope this mail finds you well, okay i will go straight to the point, my paypal account was closed and it is very depressing because inspite of me uploading all the documents I was asked of, I still get the mail that my paypal account has been permanently limited, the main reason I was asked to upload my documents was because I was almost reaching the paypal limit, you can confirm what am saying, by checking my paypal account ... XXXX. My name is XXXX XXXX and I would kindly request for you to check and reconsider reopening my paypal account , it has not been in any bad transactions, I linked it to paypal XXXX because I am from XXXX, the attached documents are evident of all that I uploaded successfully I have attached a copy of my Identity Card and a copy of my goverment issued document. Hope to hear from you soon thank you for your time.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-02-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4153455

Date Received: 2021-02-20

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: My boyfriend submitted Unauthorized transactions of money he sent to my account He wasnt approved for the refunds he received a email saying he wasnt approve and the case is closed on his end. But the case is still open on my account PayPal is charging my account for the transactions my bf submitted and it has my account with a negative balance but PayPal didnt approve the authorizated transaction for my bf second I sent my mom XXXX $ to her PayPal account on portions because PayPal wouldnt allow me to send it in a full amount soon has I sent it PayPal closed my account and my mothers account XXXX is her PayPal email for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX XXXX

Company Response:

State: OH

Zip: 43605

Submitted Via: Web

Date Sent: 2021-02-20

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4153454

Date Received: 2021-02-20

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX ''

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-02-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4153414

Date Received: 2021-02-20

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Paypal closed my account for no reason and will not help me get it back up and going, i'm not sure if this is some mistake as i assume it has to be. i have not been able to get help from them for months but i just remembered i could file a report here as i feel they are not doing thier job properly and it is affecting me a great deal as i used Paypal frequently .The email attached to my Paypal account is XXXX XXXX

Company Response:

State: FL

Zip: 33313

Submitted Via: Web

Date Sent: 2021-02-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4153259

Date Received: 2021-02-20

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: On XXXX XXXXXXXX at XXXX XXXX Received a Text to my cell number : I do not have any such account. Below is the text : ( Pay*PaI.Support ) UnusuaI login has been detected-XXXX Follow Steps : XXXX XXXX XXXXXXXX

Company Response:

State: NY

Zip: 120XX

Submitted Via: Web

Date Sent: 2021-03-09

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.