PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4188460

Date Received: 2021-03-06

Issue: Fraud or scam

Subissue:

Consumer Complaint: I open my PayPal account was using it peacefully and had no issue until I was in XXXX XXXX, I add money to my account to buy my ticket back to XXXX when I release that I cant use my PayPal debit card even being that I just load money. That was the only cash I have, I have to get stranded in XXXX XXXX for two days going back and forth with them. They said there are account which are linked to my name and social and have negative balance which I have to resolve, I send them information like police report and XXXX XXXX report on my information being compromised but it been almost a month now, last week they sent me an email saying my account has been restored, view and when I when I check it was not and during that time I couldnt do anything to my account, and I saw a transaction being made for XXXX XXXX for XXXX $ which I haven no idea how that happen, as of now, my account is frozen with XXXX . I am writing for help.

Company Response:

State: FL

Zip: 33139

Submitted Via: Web

Date Sent: 2021-03-06

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4188321

Date Received: 2021-03-05

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State: NY

Zip: 10458

Submitted Via: Web

Date Sent: 2021-03-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4188129

Date Received: 2021-03-05

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: XXXX XX/XX/2021 a {$1.00} Authorization posted against my PayPal account balance, supposedly by XXXX. Today is XXXX XXXX and I still can't get this removed. Almost every day since this appeared I have sent hours and hours on hold waiting to talk to agents and managers or waiting online for their Message Center agents to respond. They all seem to be centered outside of the US and English is clearly NOT their primary language. I repeat the same story over and over to each and they just don't get it. There Message Center response time averages 9 hours each time I post a response yo their response ( no of this is real time ) and their phone queue wait time is averaging 2 hours! So this is consuming my life.They tell me I must get the merchant to remove the charge, but XXXX has assured me the charge is not from them and have given me screenshots that confirm that. However, PayPal won't take my word for it, won't accept the screenshots as proof, or contact XXXX to confirm. They are not willing to admit its a platform error on their part or allow me to submit an online dispute to treat the charge as fraudulent. HELP! I need this charge cleared so I can close my PayPal account. They had previously advised I must delete my current account and create a new one due to Technical irregularities on their platform that prevent me from making transfers out of my PayPal account to my linked external account with XXXX XXXX XXXX XXXX ( another case of fraudulent activity as they hold my money as long as possible to gain interest ) .Their Escalations department stated that they had no intention of attempting a 'fix ' of my issue as they are calling the bug a security " feature '' for my protection sonehow?

Company Response:

State: NC

Zip: 27616

Submitted Via: Web

Date Sent: 2021-03-05

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4187880

Date Received: 2021-03-05

Issue: Fraud or scam

Subissue:

Consumer Complaint: XX/XX/2020 I was notified by Paypal that my account of 19 years was being permanently canceled due to my having used, fraudulent or stolen information when I opened my account. As I had had my account for nearly 20 years it seemed to me that there was an error that needed correcting. I contacted them by telephone that same day and was told that an appeal would be opened and that I could xpect to hear vrom them within three days. Having not heard back from them by Wednesday, XX/XX/XXXX I called again and was informed that the person with whom I first spoke was in error and that no appeal was possible. I have a cash balance of {$60.00} that they have impounded for a period of 180 days. I stated that I did not agree to that length as appropriate but the Paypal representative with whom I was speaking said it was in the user agreement. My position is that I have not violated the user agreement and they have not offered any proof that I have or even said specifically what the stolen or fraudulent information thay accused me of providing was. To accuse someone of providing stolen or fraudulent information is a serious charge. It needs to be backed up with facts and the person accused should have the opportunity to present any information that would be exculpatory. To make a blind accusation and use it as a predicate for impounding funds in their care is a dangerous prerogative they are assuming unto themselves. There is also the humiliation of being treated as a criminal after so long an association and to have scheduled payments suddenly not being met is deeply embarrassing. I believe I am entitled to a hearing to show that I have not acted in a manner as accused and that my account should be restored and their practice of arbitrary decision taking needs to provide for dialog in matters of disputes.

Company Response:

State: VA

Zip: 226XX

Submitted Via: Web

Date Sent: 2021-03-05

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4187838

Date Received: 2021-03-05

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: Hey we have been contacting paypal for 3 months and every-time an agent say I will immediately escalate your demand to the relevant department and will get back to you shortly when we have updates. and he will never come back. the problem is : we were having some problems with delivery in the lockdown months due to covid-19 and we had some more cases coming then paypal put a hard reserve percentage ( 90 % for 80 days ) on our account which no business can survive with this reserve percentage and we understand that. but we put also a hard effort to deliver the orders as faster as we can. and we delivered all the orders to our costumers and we solved all the cases most of them in our favor.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-03-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4187735

Date Received: 2021-03-05

Issue: Problem with a purchase or transfer

Subissue: Card company isn't resolving a dispute about a purchase or transfer

Consumer Complaint: My account is on hold and I am unable to access my money. This is a Venmo issue with not being able to release the hold on my account. They are saying there is nothing they can do and I have to wait until the issue gets resolved. I have a Mastercard debit from Venmo. My account says they are waiting for a repayment to clear on XX/XX/2021 for {$70.00} at that time my account will be automatically reactivated. They say It is an issue on their end, but can not do anything about it. I have to wait for I do not know how long. I feel like it is a huge issue and needs to be investigated.

Company Response:

State: MN

Zip: 554XX

Submitted Via: Web

Date Sent: 2021-03-19

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4187647

Date Received: 2021-03-05

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: Hey paypal limited my account even i provided all the documents required and after that they start charging me XXXX XXXX at every dispute or chargeback and i never heard of that before.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-03-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4187175

Date Received: 2021-03-05

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX.

Company Response:

State: KY

Zip: 403XX

Submitted Via: Web

Date Sent: 2021-03-13

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4186964

Date Received: 2021-03-05

Issue: Problem with a lender or other company charging your account

Subissue: Transaction was not authorized

Consumer Complaint: I got 6 unauthorized charges, they refunded 5, there is 1 outstanding, I called 3-4 times, each time they say they will take care of it, but instead sent me to collections. I'm unable to get anyone on the phone.

Company Response:

State: WA

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-03-05

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4186892

Date Received: 2021-03-05

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: There was a fraudulent activity made on XX/XX/2021 with my PayPal Key. However, PayPal keep declining my claims about the fraud charge. Firstly, When I first found the fraud activities, I immediately deleted the compromised PayPal Key. However, the transaction still went through. Then for some reason, the transaction got split into 2 charges. So I filed 2 claims against those 2 fraud charges. The first one got approved, but the second one got denied. Since those two charges were coming from the same transaction, there should be no reason for PayPal to deny the second claim. I appealed the decision of the second case but my appeal was denied again. Secondly, the default payment card in my PayPal Key was linked to one of my credit card. However PayPal charged my checking account which I never authorize them to do so!!

Company Response:

State: MA

Zip: 021XX

Submitted Via: Web

Date Sent: 2021-03-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.