PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4231380

Date Received: 2021-03-20

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake but I assume it has to be. I have not been able to get help from them but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. I use PayPal for XXXX ( 100 % rating, no negative reviews ) as well as an intermediary for Coinbase ( PayPal is the only way to withdraw from Coinbase ). My email linked to my PayPal is XXXX. I've tried calling PayPal 5 times ( now the automated response says my account can not be discussed by phone ), I've tried reaching out by XXXX ( put on a 'first come, first serve ' list where my position has never come, I've tried emailing every email address I've been given to seek more information on why my account has been permanently limited and why I've been blacklisted from PayPal . I've tried using PayPal 's Message Centre which gives me unhelpful automated responses to which I can not reply. I have thousands of dollars locked in PayPal and will continue to pursue what's right.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-03-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4231293

Date Received: 2021-03-20

Issue: Money was not available when promised

Subissue:

Consumer Complaint: The paypal close my account..they say if I submit some of my requirement it will be 1 day process but it's already 2days .. XX/XX/2021 the transactions XXXX is the amount I already submit the same day But it's 2 days now they have no response XXXX my paypal account

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-03-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4230035

Date Received: 2021-03-20

Issue: Fraud or scam

Subissue:

Consumer Complaint: I opened a case with PayPal because I did not receive the item. Seller provided tracking information so I went ahead and talked to XXXX about the non delivery issue and it turned out the package seller shipped did not have the correct shipping information which turned out it was delivered to completely different address and person. I talked to PayPal about this to appeal the case and they're not doing anything to help. I can't believe big company like this profits off hard working people like me without getting caught. I'm so disappointed.

Company Response:

State: TX

Zip: 784XX

Submitted Via: Web

Date Sent: 2021-03-20

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4229099

Date Received: 2021-03-19

Issue: Fraud or scam

Subissue:

Consumer Complaint: I used PayPal to make a payment and the people I sent through PayPal were scams, but PayPal did not help me out to recover the amount paid. PayPal should not include scams people on the platform and using way for identification as I got hocked for {$4000.00}. The transaction was made are : *XXXX XXXX XXXX sent to XXXX XXXX XXXX XXXX XXXX of {$1000.00} ( I disputed to PayPal and the amount not refunded in my favor because I sent it as Friends and Family, my complaint how PayPal can not protect us from any type of scams? ) *XXXX XXXX XXXX, sent to XXXX XXXX XXXX XXXX XXXX of {$500.00} ( I disputed to PayPal and the amount not refunded in my favor because I sent it as Friends and Family, my complaint how PayPal can not protect us from any type of scams? ) *XXXX XXXX XXXX, sent to XXXX ( XXXX XXXX XXXX ) of {$500.00} ( I disputed to PayPal and the amount not refunded in my favor because I sent it as Friends and Family, my complaint how PayPal can not protect us from any type of scams? ) Thank you so much for all your help and for protecting us from frauds and scams.

Company Response:

State: CA

Zip: 95843

Submitted Via: Web

Date Sent: 2021-03-19

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4229047

Date Received: 2021-03-19

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-03-19

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4228733

Date Received: 2021-03-19

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-03-19

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4228541

Date Received: 2021-03-19

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Hi CFPB Team My concern on my Paypal account that was on hold to permanently not using Paypal service and holding my small fund for 180 days I have register as Paypal user due to I want to start my freelance job in online. It wasn't easy to find one since I was employed but due to this pandemic I lost my job and decided to pursue searching for my next bread and butter online. Which most of them requires paypal for payment of service rendered. I thought it was going smoothly that I was willing to wait for the 21 days verification holding policy, since its first time to use account. But upon submission of the required documents they asked my account was limited and can no longer do business with Paypal. My first transaction was XX/XX/XXXX and another on the XXXX. I was waiting for the 21 holding period before I want to regularly continue working to earn and received payment on my payapl. Please help me on this concern. I need the account as well as the fund in it.

Company Response:

State: ID

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-03-19

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4228200

Date Received: 2021-03-19

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: My PayPal account is on a 180 day hold which is closed for no reason and they will not help me get my account back and I havent got no response yet from months and this happened last year in XX/XX/2020 so I been waiting to get withdraw my money from the account which I have at least XXXX in the account my PayPal account name is XXXX and email is XXXX XXXX

Company Response:

State: CA

Zip: 90650

Submitted Via: Web

Date Sent: 2021-03-19

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4228199

Date Received: 2021-03-19

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I have been waiting for 180 days, which have now passed and l still can't transfer my money out and I was charged a large fee too of XXXX l am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX ''

Company Response:

State: LA

Zip: 70802

Submitted Via: Web

Date Sent: 2021-03-19

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4228175

Date Received: 2021-03-19

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX. Thanks

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-03-19

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.