PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 7710880

Date Received: 2023-10-17

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: On Tuesday XX/XX/XXXX Paypal tried to deduct {$250.00} from my debit card stating I signed up for auto add money feature which I never did. My bank denied the transaction. I called Paypal and they told me it was a glitch and no money was attempted to be withdrawn and it wouldn't happen again. Tuesday XX/XX/XXXX, XXXX, and today the XXXX they tried to take it but this time from my bank account. My bank denied it all three more times. I reached out today where the service rep was rude and wouldn't give me any answers other than " we'll contact you after we investigate and close your account ''. So my account is being closed for asking why they are trying to take {$1000.00} from my account monthly? And I'm not sure but possible illegaly I never authorized any money to come out of my account.

Company Response:

State: IN

Zip: 467XX

Submitted Via: Web

Date Sent: 2023-10-17

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7710801

Date Received: 2023-10-17

Issue: Trouble accessing funds in your mobile or digital wallet

Subissue:

Consumer Complaint: Venmo froze my account on XX/XX/XXXX which currently holds {$1000.00}. Venmo told me that I have XXXX accounts opened which violates their terms. I did not knowingly open XXXX accounts, I have XXXX phone numbers ( work and personal ) and in the past people have sent me money to both phone numbers. Venmo automatically opens an account with a phone number when money is sent. That is how and why I had XXXX accounts open. I did not knowingly violating any terms. Venmo has only told me my account is frozen and I have violated the terms. I've asked 3 times how will I get my money back, and Venmo has not responded to this question. {$1000.00} is alot of money to my family and I really need to get my money back from Venmo.

Company Response:

State: NY

Zip: 11694

Submitted Via: Web

Date Sent: 2023-10-17

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7710005

Date Received: 2023-10-17

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: On XX/XX/2023, I received a Venmo text alert at XXXX XXXX notifying me of a Venmo request amount of {$2700.00} from an unknown user " XXXX XXXX XXXX with the caption " Mystery but it's real. '' I then received another request amount of {$1800.00} at XXXX XXXX from the same unknown user with the caption " Privilege to encounter you. '' Confused, i attempted to open the Venmo app but discovered i had been logged out. I contacted friends of mine to see if they could locate my account, but they could not, suggesting my account had been deleted immediately following these inbound requests. I called Venmo support who was able to verify my identity, restore my account, freeze my account, and identify that the {$2700.00} transaction had been sent to the unknown user ( but the {$1800.00} had not ). The payment was funded from my linked XXXX XXXX account. I then submitted a dispute for the {$2700.00} transaction to Venmo, which is currently ongoing and could take up to 10 business days. I then logged into my XXXX XXXX account and the transaction was in " pending '' status for the same {$2700.00} amount, debited from my checking account. I have submitted a claim to XXXX as well regarding this unauthorized transaction and await results. However, the amount has already been removed from my bank account. I am submitting this report here to have a written record of what occurred.

Company Response:

State: NY

Zip: 10009

Submitted Via: Web

Date Sent: 2023-10-17

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7706210

Date Received: 2023-10-16

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Dear PayPal Support Team, I hope this message finds you well. I am writing to express my deep concern regarding the permanent limitation placed on my PayPal account, which is registered under the email address XXXX. I believe this limitation is the result of a misunderstanding or error, as I have always strived to comply with PayPal 's policies and guidelines. First and foremost, I want to emphasize that I have not knowingly violated any PayPal policies. I have used my PayPal account for various legitimate transactions and have made every effort to adhere to all terms and conditions set forth by PayPal. To the best of my knowledge, there has been no suspicious or fraudulent activity associated with my account. Understanding the importance of maintaining trust and security within the PayPal community, I kindly request that PayPal re-evaluates my case thoroughly. I believe that upon further review, it will become evident that this limitation was not warranted. It is my sincere hope that you will consider lifting the limitation and reinstating my PayPal account. I value the convenience and security that PayPal provides for online transactions, and I would like to continue using your services. I am more than willing to provide any additional information or documentation necessary to assist in the resolution of this matter promptly. I am confident that PayPal 's commitment to fairness and customer satisfaction will guide you in making the right decision. I kindly request a second look at my case, and I hope to see my account fully restored in the near future. Thank you for your attention to this matter. I look forward to a positive resolution and the opportunity to continue using PayPal 's services. Sincerely, XXXX XXXX

Company Response:

State: CO

Zip: 80204

Submitted Via: Web

Date Sent: 2023-10-16

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7704419

Date Received: 2023-10-16

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: On XX/XX/XXXX someone hacked my XXXX account and used my stored PayPal information to make XXXX purchases, XXXX for {$56.00} and XXXX for {$370.00}. I received email notifications from PayPal regarding these payments and immediately called them to notify them they were fraudulent. The first customer service agent I spoke to on XX/XX/XXXX assured me they were not valid transactions and I would not be charged. On XX/XX/XXXX, I noticed the {$56.00} charge was listed on my account as completed, so I filed an online dispute. Later in the day, I was notified that my dispute was denied. I called PayPal customer service again. The representative I spoke to that day also confirmed that the transaction was not valid and I would not be charged. The charge for {$370.00} was cancelled and no longer appears on my PayPal account. The charge for {$56.00} however, was processed and has since been billed to my XXXX savings account. These fraudulent transactions were made from the same IP address and the same shipping address was entered for both- so it is absurd that XXXX was deemed to have been fraudulent and invalid while the other is being treated as a valid transaction. There is no way of contacting XXXX to request a refund or cancellation. If someone hacked the XXXX account, they should not have been able to make a purchase using my PayPal without entering a password.

Company Response:

State: CA

Zip: 93705

Submitted Via: Web

Date Sent: 2023-10-16

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7704398

Date Received: 2023-10-16

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Dear PayPal Team, I hope this message finds you well. I am writing to appeal the permanent limitation placed on my PayPal account, associated with the email address XXXX Firstly, I believe that this limitation was placed on my account due to a misunderstanding or mistake. I have always strived to comply with PayPal 's policies and guidelines to the best of my knowledge. I am not aware of any actions or transactions that would warrant such a restriction. I kindly request that PayPal thoroughly re-investigates my case. I believe that a review of my account activity will demonstrate my commitment to following PayPal 's terms and conditions. My PayPal account is crucial for my financial transactions and online activities. Its suspension has caused significant inconvenience and disruption to my personal and professional life. Therefore, I respectfully ask that PayPal considers restoring my account access, pending the outcome of the re-investigation. I appreciate your prompt attention to this matter and request that you contact me at your earliest convenience to provide updates on the status of my appeal. I am eager to resolve this issue and continue to use PayPal 's services responsibly. Thank you for your understanding and assistance in this matter. Sincerely, XXXX XXXX

Company Response:

State: CA

Zip: 94806

Submitted Via: Web

Date Sent: 2023-10-16

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7704397

Date Received: 2023-10-16

Issue: Fraud or scam

Subissue:

Consumer Complaint: On XX/XX/2023, at about XXXX, I used PayPal to transfer money to two separate email addresses. The money was to be used to purchase 3 tickets to the XX/XX/XXXX XXXX football game. The money was sent using the 'friends and family ' option. I found the seller via XXXX and communicated with them via messenger. As soon as I sent the money I was no longer able to use messenger to send them messages. I, obviously, was too trusting. I never received the tickets.

Company Response:

State: CO

Zip: 815XX

Submitted Via: Web

Date Sent: 2023-10-16

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7704396

Date Received: 2023-10-16

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Dear PayPal Team, I hope this message finds you well. I am writing to express my deep concern and disappointment regarding the permanent limitation placed on my PayPal account, associated with the email address XXXX. I believe this limitation was imposed in error and wish to appeal this decision. First and foremost, I would like to emphasize that I have always strived to adhere to PayPal 's policies and guidelines diligently. To the best of my knowledge, I have not engaged in any activities that would warrant such a severe action. I value the trust and reputation of PayPal and have consistently used the platform responsibly. Given the gravity of this situation, I kindly request that PayPal re-investigate my case thoroughly. I am hopeful that a closer examination will reveal the absence of any policy violations on my part. It is my sincere desire to resolve any misunderstandings or issues that may have led to this unfortunate limitation. I understand that PayPal must maintain a secure and trustworthy platform for all users. However, I firmly believe that my account has been unjustly affected, and I request a fair and impartial review. In conclusion, I respectfully appeal to PayPal to reconsider the permanent limitation placed on my account. I am committed to cooperating fully with any investigation or verification process that may be required to restore my account to its rightful status. Thank you for your attention to this matter. I look forward to a fair resolution that allows me to continue using PayPal for my financial transactions. Sincerely, XXXX XXXX

Company Response:

State: OH

Zip: 440XX

Submitted Via: Web

Date Sent: 2023-10-16

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7704377

Date Received: 2023-10-16

Issue: Fraud or scam

Subissue:

Consumer Complaint: I had been using Venmo for several months and then all of the sudden, my account was frozen. Evidently someone else had been using my Venmo account, but Venmo never told me. I have requested repeatedly that they close my account. I want it closed. They won't close it. I don't know how to get them to close it.

Company Response:

State: WI

Zip: 53705

Submitted Via: Web

Date Sent: 2023-10-16

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7703029

Date Received: 2023-10-17

Issue: Problem with a purchase shown on your statement

Subissue: Card was charged for something you did not purchase with the card

Consumer Complaint: I received this billing by PayPal for XXXX XXXX purchase of {$450.00} USD which I never authorized nor purchased. Copy of email follows : From : XXXX # XXXX XXXX Date : XX/XX/2023 at XXXX XXXX XXXX To : XXXX Subject : Invoice due date approaching XXXX XXXX : Hi, You might want to double-check your statement. # XXXX, Have a great day. Invoice for XXXX XXXX XXXX Sir, We appreciate you with us. This email serves as proof of your most recent payment of For XXXX! base Transaction. This transaction can take some time to show up on your statement. -- -- -- -- -- -- -- -- -- -Product Description : -- -- -- -- -- -- -- -- -- -- Product Amount Payment Status Payment Date Invoice No XXXX XXXX {$450.00} Confirmed Monday, XX/XX/2023 XXXX -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Notes : Refunds can be requested within XXXX hours of theppayment, so please let us know if you have any problems with the transaction within XXXX Hours. CustomerSupport+XXXX XXXX XXXXXXXX ) - ( XXXX ) - ( XXXX ) Sincerely, XXXX PayPaI - All Rights Reserved

Company Response:

State: CA

Zip: 908XX

Submitted Via: Web

Date Sent: 2023-10-17

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.