PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4342584

Date Received: 2021-05-01

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: XXXX XXXX XXXX XXXX XXXX XXXXXXXX were sent funds $ XXXX on XX/XX/. On same day XXXX XXXX XXXX XXXX XXXX XXXXXXXX executed return to me sender XXXX XXXX same day because PayPal thought the transfer was fraudulent. It is now XXXX and PayPal has not returned funds to sender me XXXX XXXX. PayPal is floating funds and earning interest on funding that should have already been returned. With real-time payments, this refund is going over the normal cycle time.

Company Response:

State: NY

Zip: 10016

Submitted Via: Web

Date Sent: 2021-05-01

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4342580

Date Received: 2021-05-01

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal has close my account for no reason and refuse to help me get my money and getting my account up and going Im not assure this a mistake because they have refuse to even try to help me come up with excuses sayings its final it my appeal has been denied and stuff and I needed my money for paying off my credit card I think you know how I feel my PayPal email XXXX XXXX

Company Response:

State: IL

Zip: 60046

Submitted Via: Web

Date Sent: 2021-05-01

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4342291

Date Received: 2021-04-30

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal has closed down my account and are holding my money and I can not withdraw my money from them. Ive been in contact with them via chat for several months and 3 times sent info of my identity and other documents they wanted. They have confirmed that they have recieved the documents but still wont open my account again. This was 1st of match. ( Will include screenshot ) I keep getting automated chats that there is nothing they will do and that I have to wait. I called but they dont answer. I feel like I am beeing scammed of my balance of XXXXUSD. I have not been able to get help from them for months, therefore I am filling out this report. They should not treat customers like this. It is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-30

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4342246

Date Received: 2021-04-30

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal would not allow me to send money out form my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State: GA

Zip: 31721

Submitted Via: Web

Date Sent: 2021-04-30

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4342207

Date Received: 2021-04-30

Issue: Fraud or scam

Subissue:

Consumer Complaint: Paypal permanently limited my account just under 180 days ago. They said after the 180 days they would release the funds ( {$3100.00} ). On XX/XX/2021 they transfered the money to themselves and zeroed out the account. The following was the only note, '' {$3100.00} USD ; PayPal Posting Date : XX/XX/2021 ; Payment to : Paypal ; PayPal 's damages caused by Acceptable Use Policy violation ;. '' I didn't violate anything and they said they were going to release my money after 180 days back to me.

Company Response:

State: IL

Zip: 60440

Submitted Via: Web

Date Sent: 2021-04-30

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4342013

Date Received: 2021-04-30

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account on XXXX XX/XX/2021 for no reason and will not help me getting it back up and going. It has XXXX dollars. I am not sure if this is some type of mistake as I assume it has to be. I have not been able to get help despite my effort to provide all the documented details of what they requested to solve the issue, and so I remembered I can file a report here as I feel that the company is not doing its job properly. Their final decision of me withdrawing my money after 180 days is really affecting me a great deal since I use PayPal to conduct my business which keeps me going in life. The email that is linked to my pay pal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-30

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4341867

Date Received: 2021-04-30

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account on XXXX XX/XX/2021 for no reason and will not help me getting it back up and going. It had XXXX dollars which I had to refund. I am not sure if this is some type of mistake as I assume it has to be. I have not been able to get help despite my effort to provide all the documented details of what they requested to solve the issue, and so I remembered I can file a report here as I feel that the company is not doing its job properly. Their final decision of me withdrawing my money after XXXX days is really affecting me a great deal since I use PayPal to conduct my business which keeps me going in life. The email that is linked to my pay pal is XXXX XXXX ID : XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-30

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4341814

Date Received: 2021-04-30

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for weeks but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-30

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4341265

Date Received: 2021-04-30

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from PayPal for months but I just remembered I could file a report on here as I feel like they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal account is XXXX XXXX

Company Response:

State: NJ

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-30

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4341217

Date Received: 2021-04-30

Issue: Written notification about debt

Subissue: Didn't receive enough information to verify debt

Consumer Complaint: I received a letter in the mail ( date XX/XX/2021 ) from XXXX XXXX XXXX XXXX ( XXXX ), saying that I owed a debt to PayPal and they are collecting on that debt. I do not owe any money to PayPal. I do not know if my identity was stolen or fraud or what, but this is incorrect. After researching XXXX a little more, apparently they use these same tactics on/with many others. I would like it stopped without having to contact them and reveal any more of my personal information to them, as is being requested in the letter I received. I do not trust that this is not a scam and do not wish to contact them in person by phone, email, website or any other way that would give them more information about me than they have already managed to get.

Company Response:

State: OR

Zip: 97756

Submitted Via: Web

Date Sent: 2021-04-30

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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