PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4335779

Date Received: 2021-04-28

Issue: Managing an account

Subissue: Deposits and withdrawals

Consumer Complaint: I had $ XXXX deposited into my account by the us government which were my 1st 2 stimulus checks ... .i didnt have a debit card so i transferred XXXX to my sister-in-law to withdraw so i could pay my rent. XXXX immediately put a hold on that transfer so my sister-in-law refunded it and we tried again. Same result. Except now paypal froze my account. Now im being told i have to wait 180 days for money the united states government acreditted me for EMERGENCY FUNDING due to the covid pandemic. Due to paypals stunt i am now homeless, penniless, and carless. I dont want to wait 180 days for my money when i have done nothing wrong. I want to be able to use my money immediately

Company Response:

State: UT

Zip: 84104

Submitted Via: Web

Date Sent: 2021-04-28

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4335631

Date Received: 2021-04-29

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4335374

Date Received: 2021-04-28

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State: GA

Zip: 313XX

Submitted Via: Web

Date Sent: 2021-04-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4334658

Date Received: 2021-04-28

Issue: Money was not available when promised

Subissue:

Consumer Complaint: Money on hold for 180 days per paypal. The account email is XXXX and the Account name and holder is XXXX XXXX XXXX which is also me, the phone number registed to the account is mine, the email registered to the account is also mine, the money was donated through XXXX as a donation to an account named XXXX, which can also be tracked. Just give me my money, I don't understand.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-28

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4334439

Date Received: 2021-04-28

Issue: Fraud or scam

Subissue:

Consumer Complaint: On XX/XX/XXXX, I was looking at my bank account and I noticed that {$1000.00} was taken out so I looked at my Venmo account and I noticed there was two payments of {$500.00} each that I did not auhtorize. One was too a XXXX XXXX and the other was to an XXXX. I contacted venmo to see if they could get my money back and today, XX/XX/XXXX I heard back from them saying that it was denied and I was not getting my {$1000.00} back.

Company Response:

State: ME

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-28

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4334425

Date Received: 2021-04-28

Issue: Charged fees or interest you didn't expect

Subissue:

Consumer Complaint: I applied and received a PPP loan through XXXX ( paypal ) of {$20000.00} on XX/XX/XXXX. I've applied for the loan forgivenss through them two times. Once in XX/XX/XXXX and Again on XX/XX/XXXX. Every time I call to follow up or login to check the status the system doesn't work. Then they don't answer. My security questions won't work. Then when I call to rectify the problem they put me on hold or transfer me from person to person causing me to be on the phone for long wait times averaging about 45 minutes per call. Then they can't answer simple questions as to when i can expect an answer from the XXXX. They tell me to complete new forms. In XX/XX/XXXX I submitted the XXXX XXXX Form. Then this XXXX they told me to fill out the XXXX Form. They can't provide me the exact dates of when the forms were submitted. I have confirmation and receipts and they refuse to email me copies. They seem to intentionally give me the run around and won't give me answers as to when i can expect a response. They told me today that the beginning of this year that the XXXX stopped taking applications. But yet they said to fill out the form in XXXX. Also why wasn't my original request in reviwed in XXXX of XXXX? The attachement has all the pertinent loan information.

Company Response:

State: NV

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-06

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4334119

Date Received: 2021-04-28

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I made a complaint earlier this month about an account I have gotten closed that wasn't under my name, and I completely understand why that is. But now, I have opened an account under my name and information, and after I submitted my correct Passport to the PayPal account, it got permanently shut down the next morning. I already contacted PayPal and they said they can't do anything but didn't give any reason why. Account email is XXXX and my name is XXXX XXXX. Thank you.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-28

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4333428

Date Received: 2021-04-28

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Hi, I opened a PayPal account on XXXX XX/XX/2021, and had my account limited, upon the registration, and according to the message that I saw on my PayPal dashboard, was that it was limited for fraudulent reasons, and I believe there's a huge mistake somewhere. I registered a business account with the right details, and also included my National ID number, which is : Name : XXXX XXXX XXXX XXXX ID : XXXX PayPal Email Account : XXXX I've never used PayPal business account before, though I have a PayPal Personal account, which is : Name : XXXX XXXX Email : XXXX And I didn't see the reason why my PayPal business account was limited. I was asked to submit an ID ( Identification Detail ) in order to lift my account, in which I submitted my national ID as a form of PDF. Then after some hours, I received a shocking message from PayPal that i can not use PayPal any longer. I'm still very shocked and depressed, because I didn't see any reason at all for this. If there was a reason, PayPal would've let me know or should let me know. I can't wait after 180 days according to the message that I received from PayPal. I am a merchant, affiliate marketer, blogger, and a XXXX. I really need a business PayPal account for receiving payments online. I do use XXXX, but I prefer PayPal to XXXX. Please PayPal, solve this issue the best way you can. Any problem, you can contact me on this email : Email : XXXX Because, I am 24/7 active on that email. Anyway, waiting for your response. Thanks.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-28

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4333422

Date Received: 2021-04-28

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I was always able to receive and send money via Paypal then suddenly I was asked to provide my bank statements and identification ( passport ), which I actually did provide. Later they limited ( I could not withdraw, send or receive funds ) my account for a period of 180 days which ended on XXXX XXXX. On XXXX XXXX at XXXX pm CAT I was sent an email that stated that I could withdraw my funds unfortunately, I am still unable to withdraw my funds. I really don't understand why I still can not withdraw my funds even after trying to reach out to Paypal support via email, inbox and even XXXX. I seek your help to look into this, this is the Reference ID : XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-28

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4332891

Date Received: 2021-04-28

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-04-28

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.