PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4379602

Date Received: 2021-05-15

Issue: Managing an account

Subissue: Funds not handled or disbursed as instructed

Consumer Complaint: On XX/XX/2021, I deposited {$500.00} into my PayPal account, and a couple days later, PayPal blocked all transactions on my account, and told me they were closing my account because they suspect fraud. I asked a PayPal represent active if I could be given an opportunity to prove no fraud had been used with my account and they said no, the account is scheduled to be closed and a refund of available funds will be mailed to me in 180 days. PayPal refused to allow me to access my {$500.00} for 180 days and is closing my account without providing me details of why that decision was made, and refused to give me an opportunity to keep my account open. I was also charged {$10.00} which was an unauthorized transaction which I disputed and my dispute was not appropriate handled, leaving me with a balance of {$480.00}. PayPal has engaged in harmful, reckless, unfair, and discriminative behavior when handling my account.

Company Response:

State: CA

Zip: 92307

Submitted Via: Web

Date Sent: 2021-05-15

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4379601

Date Received: 2021-05-15

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Dear Consumer Finance, This complaint is regarding Paypal, they have closed my account for no apparent wrongdoing or going against any of their policies, and they will not help me access it back, I assume it is a mistake or review that was not done appropriately, I have tried contacting and have had no answer nor any help regarding the account limitation, which I believe is unlawful, which where I thought you could help out the situation, I use Paypal for my business and has over XXXX XXXX withheld by Paypal, this will affect my life and well being as I can not afford to have over XXXX XXXX withheld fraudulently. The email linked to my Paypal is ; XXXX.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4379600

Date Received: 2021-05-15

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State: KY

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4379597

Date Received: 2021-05-15

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Hi, PayPal close my account and they don't want me get back. I do not made any fraud or chargeback activity in my account. I check my account and everything was ok. is more than 180 days, no dispute, no chargeback, my account is in good standing. my email is XXXX XXXX

Company Response:

State: TN

Zip: 378XX

Submitted Via: Web

Date Sent: 2021-05-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4379594

Date Received: 2021-05-15

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal close my account for not reason. They said suspicious activity but i do not made nothing wrong. i check all my activity and is not fraud or chargeback in my account. i think was a mistake. i try to use my account for buy online or send payment to my friend but has been impossible. i am waiting for PayPal more than 180 days for get access to my account and is being unsuccessful. My email address is XXXX XXXX

Company Response:

State: TX

Zip: 76262

Submitted Via: Web

Date Sent: 2021-05-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4379502

Date Received: 2021-05-15

Issue: Took or threatened to take negative or legal action

Subissue: Threatened to arrest you or take you to jail if you do not pay

Consumer Complaint: My name is XXXX XXXX I use a paypal app for extra benefits to help me out and I don't want to be sue or garnished for payments transfered to my PayPal account my name is XXXX XXXX Social security # XXXX D.o.b XXXX XXXX email : XXXX I play on a app called XXXX XXXX XXXX its from watching ads and clicking to win paypal gift cards and prizes its not illegal but can you keep a debt collector from trying to get into my account to have me judge for making the money from the time spent on me using the app please and that you my contact number is XXXX

Company Response:

State: TX

Zip: 75503

Submitted Via: Web

Date Sent: 2021-05-21

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4379370

Date Received: 2021-05-15

Issue: Other transaction problem

Subissue:

Consumer Complaint: On XX/XX/2021, I noticed my Venno account was frozen and contacted the company to inquire as to why this was the case, as the account balance was positive. For several week and despite numerous requests, I got no answer from Venno. Just recently I was told that it was due to receipt of a transfer from XXXX XXXX that I did not initiate and Venmo refunded, all without my input of knowledge. More likely would be the fact that I received a significant payment from the IRS or a customer as both have the account details and Venmo wanted to hold the money ( rather take ) without my knowledge, under the guise of suspected fraud, which It certainly is not and is readily verifiable,

Company Response:

State: GA

Zip: 30305

Submitted Via: Web

Date Sent: 2021-05-15

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4379164

Date Received: 2021-05-14

Issue: Managing an account

Subissue: Deposits and withdrawals

Consumer Complaint: I have had my existing PayPal account for roughly 20 years with the same checking account linked to it the entire time, and I also have a current PayPal Mastercard. In other words, I am a well-established customer of this company. As a XXXX XXXX XXXX I work with a variety of clients. On XX/XX/21, I received payment for XXXX XXXX in the amount of {$370.00} via PayPal from my customer who is based in XXXX. Upon receipt of funds, PayPal deducted their 5 % fee, then immediately locked my account. I received an email stating that I can no longer do business with PayPal, without explanation, and I am unable to transfer my funds from PayPal to my bank account. When I called and spoke to customer service, I was told that I would have to wait until I receive an email from them in 180 days with instruction on whether or not I can transfer my money into my bank account. I sent them an email, and received an immediate reply that stated their decision is final, and " We can not disclose the specific criteria that we sometimes use to limit access to accounts. '' I have never violated any terms of service, and their efforts to steal my hard-earned money is outrageous.

Company Response:

State: TN

Zip: 37043

Submitted Via: Web

Date Sent: 2021-05-14

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4379149

Date Received: 2021-05-14

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-14

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4378661

Date Received: 2021-05-14

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Paypal close my account for no reason, I am trying to contact them but they are not helping me. I request them tell me the issue what is the exact issue for that you block my account, the representative said we can not tell you the issue, but which i can tell you that the restriction applied on you from the system and i can not help you with this and you have to wait for 180 days. I had my funds in that account about XXXX $ and I need my funds for run my family, I am doing freelancing on internet this is my hard earned money and they are blocking me for no reason. I want to request you please help me to resolve this issue. My email linked to paypal XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-14

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.