PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4388621

Date Received: 2021-05-19

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-19

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4388620

Date Received: 2021-05-19

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State: IL

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-19

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4388019

Date Received: 2021-05-19

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I tried several times to solve a problem with the support in adding my bank account, all attempts were requested by the support that contacted me, and for some unknown reason blocked permanently my account, locking my emails and my bank account, I didn't have any answers as to why they did it being that i've always used the service normally and legally

Company Response:

State: CA

Zip: 90250

Submitted Via: Web

Date Sent: 2021-05-19

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4387744

Date Received: 2021-05-18

Issue: Managing an account

Subissue: Problem using a debit or ATM card

Consumer Complaint: Paypal sent me an email stating someone charged XXXX on my account and to call to get help. He wanted to refund my money and the next thing that happened was instead of putting XXXX back, he put XXXX and he said I could not transfer the money back and that I had to buy gift cards to make up the XXXX. I went to XXXX and got XXXX XXXX gift cards with my bank card and XXXX XXXX XXXX gift cards, XXXX. Then went to XXXX and bought XXXX XXXX gift cards and paid cash for them. Before I realized what was happening, I scratched off the # on back of the cards, took a picture of the cards and emailed them to him. After I realized what was happening, he got the XXXX XXXX cards and XXXX in XXXX XXXX cards. I called my credit union and asked them to freeze my accounts.

Company Response:

State: MD

Zip: 21001

Submitted Via: Web

Date Sent: 2021-05-18

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4387572

Date Received: 2021-05-18

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: I create grow videos on XXXX. My main sponsors are light companies, they send me money through PayPal to purchase the equipment on XXXX. After receiving money this morning for a new piece of equipment that I was going to order, I got a notification that my PayPal has been permanently limited and I wasnt allowed access to my money or able to transfer it. They claim that I did something wrong but I have done nothing illegal or against the terms of service. How is this legal for them to hold money for no apparent reason. They claimed they reviewed it, but it happened immediately after accepting the funds so its obviously automated and not reviewed by anyone. Please help my account is not unusable and they wont give me a reason why.

Company Response:

State: ME

Zip: 046XX

Submitted Via: Web

Date Sent: 2021-05-18

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4387316

Date Received: 2021-05-18

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: As of XX/XX/2021, PayPal has limited my account for no specific reason. I have tried to get my account back but PayPal is unwilling to cooperate. I am assuming the limitation is a mistake as my PayPal account has no unusual transactions or history. In fact, I only have two transactions on this new PayPal account so I am honestly astonished that PayPal believes that I am " in violation of PayPal 's Acceptable Use Policy ''. I have not been able to get help from them so far so I have decided to file a report on here as I feel they are not doing their job properly and it is affecting me a great deal. I am willing to cooperate with CFPB and PayPal, and will provide anything that is required to get the account back. My email linked to my PayPal is XXXX. In order to ease the process for both parties, I have included screenshots of the two transactions that I have done ( both dealing with 100 % authentic used sneakers sold on Grailed, a selling platform similar to eBay ), the exact message that PayPal has put on my account, and a picture of my ID to confirm that I am the sole owner of this PayPal account.

Company Response:

State: NY

Zip: 11220

Submitted Via: Web

Date Sent: 2021-05-18

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4387078

Date Received: 2021-05-18

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: I send the money to a friend in XXXX XXXX and the person gave me back the money but I'm from XXXX XXXX and apparently in Pay Pal you can't transfer money to my bank.

Company Response:

State: PR

Zip: 00682

Submitted Via: Web

Date Sent: 2021-05-18

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4386265

Date Received: 2021-05-18

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I have waited the 180 days policy for Paypal. They are holding my money and not giving me a email to how to release. Paypal closed my account for know reason, i would like to be able to retrieve my funds. I would like them to fox this situation because i reached out past the 180 days.

Company Response:

State: IL

Zip: 60644

Submitted Via: Web

Date Sent: 2021-05-18

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4386195

Date Received: 2021-05-18

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months they just give me automatic answers, but I just remembered I could file a complain as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently for my freelance jobs as XXXX. My paypal email is XXXX. Thanks!

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-18

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4386137

Date Received: 2021-05-18

Issue: Other transaction problem

Subissue:

Consumer Complaint: I have had a Paypak account for several years. In XXXX I changed the phone number of the account. They would not. update the log in phone number after several written and verbal requests. In mid XXXX my phone was stolen, so I purchased a new phone and used a new number. When I attempted to contact Paypal is would not let me log in as I did not have access to the old phone, which is where the verification code was being sent. I contacted Paypal via phone. At first I was told there was nothing that could be done as his department did not have authorization to change phone numbers in the system. I contacted a second time and the man was able to update my phone number, but I still could not access my account of the monies in it. He told me to add a new account. After adding the new account I called customer service again to request the funds be transferred from the old account to the new one. I was informed that was not allowed in their system. I tried calling 2 more times with the same response. I recalled the department manager and was told they did not have access or authorization or access to transfer funds. When I asked how I could access my funds, the response was you can't. I asked if there was someone else I could speak with and was told he had no one to transfer me to that would be able to help. To date I do not have access to my old account and the money that has been paid into it is still unavailable. in is still unavailable.

Company Response:

State: SC

Zip: 29710

Submitted Via: Web

Date Sent: 2021-05-26

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.