PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4439624

Date Received: 2021-06-07

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: 2 MONTH AGO I OPEN THE COMPLAINT TO PAYPAL AND THEY SAID THAT MY MONEY WILL BE ABLE FOR WITHDRAW IN XX/XX/XXXX. PAYPAL IS IRRESPONSIBLE, BECOUSE I TRY TO CANTACT MANY TIME AND I NEVER RECEIVED ANY EMAIL ABOUT I WILL ABLE TO WITHDRAW MY MONEY. i m attach the old letter. see what they said, i m really tire with situation, they never do wht is suppose they should. i just want my money now paypal XXXX XXXX

Company Response:

State: AZ

Zip: 85741

Submitted Via: Web

Date Sent: 2021-06-07

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4439241

Date Received: 2021-06-07

Issue: Other transaction problem

Subissue:

Consumer Complaint: On XX/XX/XXXX PayPal permanently limited my account with them, and froze my remaining balance. The account held {$2000.00} in revenue for selling goods. All of my sales were legal and in good standing. I contacted PayPal on XX/XX/XXXX via telephone, and I was told that my account was permanently banned, and they did not state the reason. I asked about my money still in the account, and the representative told my the money would be held for 180 days, after which I would receive an email on how to claim. On XX/XX/XXXX, PayPal debited my account the entire {$2000.00}, stating it was to pay for damages to the company. I reached out to the XXXX to complain, and today XX/XX/XXXX I received a response stating they banned my account for possible ammunition sales. They still refuse to refund the money. I understand they can ban my account, but I do not understand how they can lie, string someone along for 6 months, then steal the money that is left in the account for damages. A quick XXXX search regarding this issue will reveal this is not an isolated case. PayPal is continuing to perform fraud and theft in regards to their vague acceptable use policy for which anyone can violate for a multitude of reasons. PayPal should do the right thing and refund not just my money, but the hundreds and probably thousands of others this has been done to.

Company Response:

State: TX

Zip: 75023

Submitted Via: Web

Date Sent: 2021-06-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4438337

Date Received: 2021-06-07

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PAYPAL banned me from using their services and hold my money I earned through online services from XXXX XXXX XX/XX/2021. The Paypal blocked me for the reason of violation in their user agreement and acceptable use policy. Upon re-reading the policies I am confident that I did not violate any of the rules. I am relatively new to Paypal and they must have been confused with my activities in to dealing with restricted activities.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4437184

Date Received: 2021-06-07

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX ''

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4437119

Date Received: 2021-06-07

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for days but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX ''

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4436993

Date Received: 2021-06-07

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account on XX/XX/2020 and held my balance for 180 days. Today it has been more than 239 days and I still have no answers. I try to communicate with them and they don't give me the help I need. They do not want to give me any explanation and I am already tired of calling and writing to the chat. I have asked them justification of why they have withheld my balance beyond what is stipulated in their policies and they do not give me an answer. If this continues, I will have to resort to legal situations, I will not allow them to keep my money. this is the email that is linked to my Paypal " XXXX ''

Company Response:

State: GA

Zip: 30349

Submitted Via: Web

Date Sent: 2021-06-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4436976

Date Received: 2021-06-07

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: On XX/XX/2021, PayPal closed my account as part of Reference ID : XXXX for what they determine to be a violation of their user agreement. At this time, I was informed that they would be holding the {$20000.00} currently in my account for up to 180 days. At this time I filed a CFPB complaint, which PayPal responded to and said their decision was final and that my money would be released on XX/XX/2021. Since this time, PayPal has, unprompted by me, reviewed the account again, and has issued me a second shutdown notice, Reference ID : XXXX, and told me that my money would be held for 180 days ( presumably from this new date ). They have now reset the clock on the hold, and can presumably do this indefinitely with no recourse on my end. This amounts to theft. The money in my account is there as a result of a refund that arrived the day before I was shut down, and is not even related to the reason they have stated for closing my account.

Company Response:

State: PA

Zip: 19083

Submitted Via: Web

Date Sent: 2021-06-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4436441

Date Received: 2021-06-06

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and I cant get to use the cash that was left in my PayPal. My email is XXXX XXXX

Company Response:

State: NM

Zip: 874XX

Submitted Via: Web

Date Sent: 2021-06-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4436227

Date Received: 2021-06-06

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for a week but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX.

Company Response:

State: GA

Zip: 30044

Submitted Via: Web

Date Sent: 2021-06-06

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4436073

Date Received: 2021-06-06

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX ''

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-06

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.