PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4452269

Date Received: 2021-06-11

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account with a very vague explanation and will not help me with getting it back up and going. On numerous occasions I have called and have been told many different things : If you are just creating a money pool with other bloggers I dont see an issue If there is an issue we will send an email with steps to restore your account to good standing The activity is high risk according to account management and when they take a closer look at your account you will no longer be able to do business with PayPal. This goes for any other accounts with similar information so I advise you to find a different payment method. I have not been able to get help from them for months and I want to be able to continue to use their services. I just remembered I could file a report on here as I feel they are not doing their part to resolve this amicably and it is effecting me a great deal as I have used PayPal quite frequently for more than a decade. The email linked to my currently limited PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-11

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4451682

Date Received: 2021-06-11

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: My PayPal account was locked for no reason. I tried to contact them but they are not responding, it's already pass the 180 days and I already received an email that I can already withdraw from account, yet it still says that it is still locked. I have not been able to get help from them fore months. I remembered I could file a report here as I feel they are not doing their job properly, it affects me a great deal as I used PayPal frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-11

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4451671

Date Received: 2021-06-11

Issue: Other transaction problem

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them I feel they are not doing their job properly and it is affecting me a great deal as I used PayPal quite frequently. They asked me to provide some documents and I submitted all the documents and still, they permanently limited my account. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-11

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4448978

Date Received: 2021-06-10

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason with no warning even and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them then I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-10

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4447736

Date Received: 2021-06-10

Issue: Other transaction problem

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX ''

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-10

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4447609

Date Received: 2021-06-10

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: XXXX XX/XX/2021, XXXX ( XXXX XXXX XXXX. My account ( PAYPAL ) got banned ( permanent limit ). They emailed me that, " You can no longer do business with PayPal '' Because of that, my hard earned money got hold in my paypal wallet. It is very unfair that they did not allowed me to explain. And very very unfair, after they earned in every single transaction I made. They Limit my account without consideration and they hold my HARD EARNED MONEY. We are now in pandemic. I'm very upset to what happened. Because of pandemic, Virtual sending money is necessary right now. If paypal don't like me to be their customer anymore, at least let me get my HARD EARNED money. My father is XXXX XXXX right now, I am the one who paid medicine. my paypal account XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-10

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4447602

Date Received: 2021-06-10

Issue: Fraud or scam

Subissue:

Consumer Complaint: PayPal has informed me and this agency that my funds would be held 180 days. The 180 days is approaching on XXXX. My account balance in PayPal now shows {$0.00}. A debit was placed by PayPal on my account for entire amount. {$3700.00}. The transaction states payment to PayPal ; PayPal damages caused by acceptable use policy. This a fraudulent scheme in an attempt to steal funds belonging to me. I am needing a full refund ASAP. My 180 days is up. Time being of the essence.

Company Response:

State: WV

Zip: 247XX

Submitted Via: Web

Date Sent: 2021-06-10

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4447596

Date Received: 2021-06-10

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Dear CFPB, PayPal closed my account for no reason and will not help me with getting it back up and going. Two days ago, everything was going well in PayPal, but this morning when I opened PayPal, there was a notification that you are no longer a PayPal user. PayPal also asked us for some documents on XXXX XXXX and then we gave them the requested documents to resolve the issue of the account. And they told us to review it in 3 days but then they didn't get any mail. We thought everything would be fine. But over the next few days, they permanently limited my PayPal account. We did not withdraw a single amount. We were thinking that we would get the money in a few days and then pay the bill of the product supplier but that didn't happen. All our money is stuck in PayPal. Don't understand what to do. This has had a huge impact on our buisness. If we don't pay our product supplier, he will stop our work and from above he can also make a case against us.So we are going to have a lot of consequences due to this issue. I'm not saying anything else but PayPal just didn't want to do that without letting us know. We are in a lot of trouble. Please help us CFPB. Thankyou CFPB.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-10

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4447582

Date Received: 2021-06-10

Issue: Other transaction problem

Subissue:

Consumer Complaint: my paypal account was closed for no reason, and paypal will not release my funds my paypal email address is XXXX XXXX

Company Response:

State: NY

Zip: 11210

Submitted Via: Web

Date Sent: 2021-06-10

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4447575

Date Received: 2021-06-10

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account as of XX/XX/2021. They have since not been helpful with getting my account unfrozen and delaying my withdrawing. They are asking 180 days for me to withdraw my money from my account. I have sent them pictures of the item that I sold which is a Gpu ( computer part ) and is retailed at {$2400.00} and sold it on XXXX for {$3900.00} as this computer part is very very hard to get. After fees I have {$3700.00} in my PayPal account. My reason for this complaint is that I need my account restored and be able to transfer the money from my PayPal account tp my bank account. My email linked to my PayPal account is XXXX. My PayPal @ is XXXX. Please help me resolve this as soon as possible.

Company Response:

State: IL

Zip: 60120

Submitted Via: Web

Date Sent: 2021-06-10

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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