PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4454525

Date Received: 2021-06-12

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is affecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-12

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4454328

Date Received: 2021-06-12

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: XX/XX/2020 XXXX pesos Permanent Limited Account XXXX close my account even though I sent my id my address my bank statement but they already close my account eventhough I have my funds in there I already submitted all the focuments needed but they permanent limited my account and they keep my money for 180 days but the 180 days time frame have been fone up until now they keep my monwy they did not sent the email stating that I can withdraw my money. They still have the money.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-12

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4454326

Date Received: 2021-06-12

Issue: Other transaction problem

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX ''

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-12

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4454310

Date Received: 2021-06-12

Issue: Problem with customer service

Subissue:

Consumer Complaint: Paypal limits my account for 180 days, which leads me to stop all my work, because my capital has been held, and I request paypal to let me continue my work, or send me my money to start something in my country to be able to live. This is my email : XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-12

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4453396

Date Received: 2021-06-11

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is affecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-11

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4453252

Date Received: 2021-06-11

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Hello! So Ive been using PayPal for my business to over 6 months now, verified my identity on my account and havent had a single complaint from my customers. I recently XXXX an email from PayPal stating that I violated their terms of service and that my account is being terminated, and I cant withdraw my funds for 6 months. When contacting them, they dont tell me what term I violated, and they just tell me to wait and see what happens. This is not okay!!!!! I have never violated any rule and Ive never received any email or message from PayPal notifying me about anything wrong with my account! They just decided to lock my account for nothing! Im quite sure a mistake has happened here but they are not willing to listen to me. I have over {XXXX} in my account and I thought that PayPal was safe thats why I was saving my money there ... I need my money in about 1 month because I have a XXXX operation scheduled. I really hope you guys can help me, youre my last hope. My PayPal is : XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-11

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4453211

Date Received: 2021-06-11

Issue: Money was not available when promised

Subissue:

Consumer Complaint: PayPal. Theyre holding over XXXX

Company Response:

State: GA

Zip: 30328

Submitted Via: Web

Date Sent: 2021-06-11

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4453209

Date Received: 2021-06-11

Issue: Fraud or scam

Subissue:

Consumer Complaint: I accidentally filed wrong claim for this transaction. Transaction ID : XXXX Transaction date : XXXX XXXX Transaction amount : {$120.00} USD Recipient email : XXXX I did not receive item for this transaction and I'd like PayPal to reopen this case. I talked to the merchant and apparently he/she does not want to ship the item because his/her PayPal account was limited and unable to withdraw the funds.

Company Response:

State: TX

Zip: 75208

Submitted Via: Web

Date Sent: 2021-06-11

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4452698

Date Received: 2021-06-11

Issue: Problem with customer service

Subissue:

Consumer Complaint: Paypal holds my money for 180 days, and the big issue is all the money I have is there, and my pocket is empty XXXX their customerservice, they don't even care about people 's lives .. I submittedall the documents they asked me for, but unfortunatelythey didn't let me continue my work or even send me 50 % of my money to stay alive .So I decided to text you and I have all trust that you will step in and help me to solve this issue, that will be greatly appreciated .Thank you

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-06-11

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4452457

Date Received: 2021-06-11

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: On XXXX XXXX started a paypal account to receive money for an accident that was settled out of court. I had never used paypal before but it was the only way the sender said he could send it. I started the paypal page without knowledge that I couldn't link a prepaid debit card. On attempt to connect my XXXX XXXX card it didn't link. I tried my XXXX card it wouldn't link. I thought I could link my spouse card cause it was an actual bank card only because I'm allowed to do so on XXXX XXXX. In doing so I seem to have violated paypal security policy an was locked out my account I received an email that said the account was permanently locked an I would have to wait 180 days. I found that a lil hard to swallow so I continued to call and speak to different reps and one told me if I submitted the my id an my spouse bank statement they would see it review it an my money would be released in the hour. I did so an didn't receive a email back so I tried to call back an the office was closed. So the next day I called an they said they received the documents an it was not going to be able to take the limitation off the account and I would have to wait 180 days. This is a big inconvenience because like I said initially the money was for repairs of my vehicle an in turn it hasn't been fixed an my spouse is at risk of losing his job an no money is coming in to pay bills because we don't have transportation. I have all documentation including the source of the money to prove no fraud had been committed. I understand I am being penalized for ignorance an they have every right to close the account but to hold my funds is Ludacris to me.

Company Response:

State: TX

Zip: 77551

Submitted Via: Web

Date Sent: 2021-06-11

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.