PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4950258

Date Received: 2021-11-27

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: PayPal Inc intends to make valid an electronic transaction for {$XXXX} paid to XXXX XXXX which has been disputed, cancelled and still after almost 3 months denies the possibility to XXXX XXXX to refund such money owed through the same means ( PayPal ) which was made to make such purchase alleging that PayPal Credit has not cancelled such dispute and therefore notified PayPal Inc impeding the whole refund transaction to take place.

Company Response:

State: FL

Zip: 34983

Submitted Via: Web

Date Sent: 2021-11-27

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4950108

Date Received: 2021-11-26

Issue: Managing an account

Subissue: Problem using a debit or ATM card

Consumer Complaint: I am requesting that the error be corrected, that any finance or other charges related to the disputed amount be credited to my account, and that I get an accurate statement. I was told by Venmo customer service that the reason my dispute was denied was because they stated they seen the transactions that ARE unauthorized were made more than once at the same merchant etc. I again did not make any of said transactions and need my money back that is MINE.

Company Response:

State: WI

Zip: 53186

Submitted Via: Web

Date Sent: 2021-11-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4949567

Date Received: 2021-11-26

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I was told I had to wait 180 days for my balance to available to withdraw. It has been over 180 days and PayPal will not email me back theyre message center always says try back durning business hours even though it is well within business hours. I have called and been placed on hold for over an hour and then hung up on. All I want is my balance sent to my bank and then be done with PayPal forever this is the most ridiculous thing I have ever been through for my money.

Company Response:

State: OH

Zip: 44305

Submitted Via: Web

Date Sent: 2021-11-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4949362

Date Received: 2021-11-26

Issue: Fraud or scam

Subissue:

Consumer Complaint: Hello, I am a XXXX XXXX engineer and I usually get my payment through Paypal. On XXXX XX/XX/2021, I received {$4300.00} which was held but I explained to them and sent supporting documents. On XXXX the amount was released. However, the account was permanently limited without prior notice whatsoever. Please advice.

Company Response:

State: MH

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-11-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4948667

Date Received: 2021-11-25

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: On XX/XX/2021, I purchased a watch from XXXX. The item was sent with signature required delivery but was never delivered to me and no signature was obtained. I tried multiple times to dispute with XXXX but was not getting an answer. I disputed the amount with PayPal, but they did not properly review the evidence and denied my case. I had to further pursue action by disputing the amount with my credit card. They also falsely denied my claim and recharged my credit card on XX/XX/2021. PayPal has received the money from my credit card. The seller eventually admitted the mistake on XX/XX/XXXX and tried to refund me but PayPal still had my chargeback open. On XX/XX/XXXX, PayPal also deducted the amount from the seller ( I thought this was the seller refunding me ) on transaction XXXX. As of this moment, PayPal has both my money and deducted the amount from the seller.

Company Response:

State: NV

Zip: 89032

Submitted Via: Web

Date Sent: 2021-11-25

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4948534

Date Received: 2021-11-25

Issue: Fraud or scam

Subissue:

Consumer Complaint: XXXX XXXX XXXX XXXX XXXX XXXX XXXX I had XXXX account with paypal that where locked on XXXX. I was able to take my money out of the one that is XXXX but now Im unable to close the account. I want it to be closed but they say its limited. XXXX is the one that has money it it and it is still being blocked. And limited way after the 180 days have been up. They are blocking every attempt I make to withdraw my funds and close my account. I want nothing to do with paypal and for some reason I can not do anything not even log into my account anymore. Why are they forcing me to keep accounts open and refusing to close them. And why am I still not able to receive my funds i just want my accounts CLOSED not permanently limited I need them CLOSED and my money withdrawn. They block all my purchase attempts.

Company Response:

State: LA

Zip: 705XX

Submitted Via: Web

Date Sent: 2021-11-25

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4948102

Date Received: 2021-11-26

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Paypal closed my account for no reason and will not help me with getting it back up and going I am not sure if this is some mistake as i assume it has to be. I have not been able to get help for digital wallet withdrawal from them but i just remembered i could file a report on here as i feel they are not doing their job properly and it is effecting me a great deal as i used paypal quite frequently. My email linked to my Paypal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-11-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4948051

Date Received: 2021-11-26

Issue: Money was not available when promised

Subissue:

Consumer Complaint: I was sent {$XXXX} from my cousin on XXXX XXXX and was told by XXXX different Venmo agents it would be available XX/XX/XXXX and it was not. Now my account has been deactivated and they are holding my money without telling me what I did. Mind you this is my first time using Venmo my identity was verified as well as my bank. Now Im getting no response

Company Response:

State: TN

Zip: 37013

Submitted Via: Web

Date Sent: 2021-11-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4945869

Date Received: 2021-11-25

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I bought several different crypto currencies from paypal. I had a seller and buyers dispute that I filed a complaint about during covid19 because paypal and XXXX had poor customer service. Specifically during this period there was no telephone support. I filed XXXX and cfpb complaints to get answers. Paypal got angry and retaliated by advising they would be closing my accounts. Additionally they said I can not use paypal. They refuse to refund me my cryptocurrencies that have since increased in value. I am pretty sure both cancelling my account and holding the cryptocurrencies is illegal. I also did not receive any tax documents from paypal for this yet and is also illegal for them to do. Please assist me in holding paypal accountable for the held cryptocurrency issue. I had cryptocurrency for both my business account under email XXXX and my personal email : XXXX. they allow seperate accounts for each. They close all these accounts and another personal account XXXX. i expect a list of all cryptocurrency transactions mailed to me for taxation purposes. I also want the company to give me back my cryptocurrency holdings on all accounts.

Company Response:

State: FL

Zip: 32940

Submitted Via: Web

Date Sent: 2021-11-25

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4943290

Date Received: 2021-11-24

Issue: Money was not available when promised

Subissue:

Consumer Complaint: A customer of mine paid me for a competed service. PayPal is gon na hold my funds for XXXX days. It's over XXXX I need this money to pay for labor material and taxes associated with work. They already took XXXX percent from me, now I have to wait a month to get it. This is criminal behavior, I would like XXXX percent back and some because I believe this unauthorized loan is worth more than that. They don't even tell you they gon na take XXXX percent. They just take your money then " borrow the rest '' interest free without the consumer 's permission.

Company Response:

State: CO

Zip: 80012

Submitted Via: Web

Date Sent: 2021-11-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.