PAYPAL HOLDINGS, INC


If you believe a complaint deserves more attention hit the up arrow, or hit the down arrow if you find it less important.
"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.
Complaint ID: 5415114

Date Received: 2022-04-06

Issue: Fraud or scam

Subissue:

Consumer Complaint: A seller sent me fake XXXX sending receipt with the tracking number hidden saying that he will send me that once I transfer the money. I paid half the money via paypal and other half using Venmo. Once I sent the money he stopped replying to my messages and calls. The companies said they can not help since I did not choose seller protection. Now I lost my money and did not even get the product.

Company Response:

State: CA

Zip: 941XX

Submitted Via: Web

Date Sent: 2022-04-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 5414785

Date Received: 2022-04-06

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: Venmo closed my account and will not give me a specific reason. They first asked me to upload a picture of my ID which did, which I already done previously when I received my Venmo Debit card in XXXX XXXX 2021. My account was suddenly frozen Venmo sent me a vague email stating my transactions were in violation of their terms of service agreement. My transactions were money between friends, grocery stores, XXXX, etc. When I asked what specific transaction are you referring to they said they could not tell me. They informed via email that the funds in my Venmo account would be held for XXXX days for loss prevention measures.

Company Response:

State: NV

Zip: 89123

Submitted Via: Web

Date Sent: 2022-04-06

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 5413257

Date Received: 2022-04-06

Issue: Managing an account

Subissue: Problem using a debit or ATM card

Consumer Complaint: On XX/XX/2022 and XX/XX/2022, I sent {$350.00} payments to XXXX XXXX on venmo to receive services in the form of tattoos on XX/XX/2022. XXXX did not provide me with the tattoos and has not provided me a refund. I reached out to venmo to try to take action on XXXX XXXX account on multiple occasions and to possibly be granted a refund. My first interaction regarding this claim with venmo was XX/XX/XXXX. Thereafter, I tried on XX/XX/XXXX, XXXX, and XX/XX/XXXX. I was told by venmo that I would have to get the money back from XXXX XXXX, or file a police report. However, XXXX has not responded to my messages, and lives in a different state than where I was supposed to get tattood from XXXX XX/XX/2022 I reached out to the shop owner he rents space from XXXX XXXX XXXX XXXX, XXXX XXXX NC ) and explained to him the situation. The owner of the shop reached out to me on XX/XX/2022 and told he has been let go for scamming him, as well as other clients such as myself. From my understanding, XXXX does not intend to pay back anyone he has stolen money from under the guise of tattooing. Therefore this compliant appears to be my last chance at stopping his account so this scam does not happen to anyone else, as well as potentially getting my money back.

Company Response:

State: FL

Zip: 33607

Submitted Via: Web

Date Sent: 2022-04-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 5412927

Date Received: 2022-04-06

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: My PayPal account has now been permanently limited for the second time without any valid reason, I have not been doing anything fraudulent or that would pose a risk to the platform in any form or way and this is honestly frustrating as I use PayPal on a regular basis. The email associated with my account is XXXX.

Company Response:

State: GA

Zip: 30087

Submitted Via: Web

Date Sent: 2022-04-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 5412560

Date Received: 2022-04-06

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: Venmo is a peer-to-peer ( P2P ) payment app available on XXXX and XXXX phones that allows for the quick and easy exchange of money directly between individuals. Founded in XXXX, Venmo began as a text-message-based payment delivery system. My name is XXXX XXXX and venmo has created quite a hardship on myself by freezing my account and not promptly resolving the issue. XX/XX/XXXX transfer {$2800.00} from XXXX to my venmo because XXXX doesn't work with my checking account and Venmo has for the past year. XX/XX/XXXX I bought gas with the venmo card XX/XX/XXXX I sent money from venmo card through XXXX XXXX because my daughter doesn't use venmo 20 minutes later I received an email from venmo my account has been frozen because they need more proper identification after a year of using venmo I submitted ID California driver 's license and followed up by calling customer support which their automated message says " if you speak to a live agent we will not be able to resolve your situation today " Talk to agent and they told me to wait 4 to 5 days for ID verification email representative to contact me. Day XXXX XX/XX/XXXX I follow up through chat support and a phone call again with the response of the attach saying we can't tell you when will respond but it'll be as soon as possible. XXXX PM ) Team Venmo : Thanks, an agent will be with you shortly. The QueuXXXX position shows how many people are in line ahead of you. ( XXXX PM ) Team Venmo : To make sure you see our response when an agent is available, please enable your push notifications for Venmo. On XXXXd, you can enable your notifications by opening your phones Settings > Apps & notifications > Notifications XXXX Venmo. ( XXXX PM ) *** ( XXXX ) XXXX XXXX joined the chat *** ( XXXX PM ) ( XXXX ) XXXX XXXX : Hi there! Thank you for contacting Venmo Support, my name is XXXX and I will be assisting you for today! ( XXXX PM ) ( XXXX ) XXXX XXXX : Appreciate you bringing this to our attention! I'm sorry to hear about this frozen account but I'm glad you reached out to us. Don't worry, let me go ahead and take a look to see what had happened. Please give me a moment to pull up and review your records. ( XXXX PM ) XXXX XXXX : Good Morning. My account was frozen 5 days ago and I was requested to submit ID which I did and my account is still frozen ( XXXX PM ) ( XXXX ) XXXX XXXX : Hi there, thank you for patiently waiting! I can see that the ID you submitted to our Account Specialist, and one of our agents already escalated your reference # XXXX to them. You may need to wait for them to reach out to you via email once it is reviewed. ( XXXX PM ) XXXX XXXX : when can I expect a response it's been 5 days already. {$2400.00} is locked up. my rent and bills are overdue ( XXXX PM ) ( XXXX ) XXXX XXXX : Thanks for letting me know! Sorry for the delay in this process. They are currently experiencing a high volume of support requests and appreciate your patience as they work to provide the highest level of support to each customer. We hope you waiting for them as soon as possible. ( XXXX PM ) ( XXXX ) XXXX XXXX : Are you there? ( XXXX PM ) XXXX XXXX : yes ( XXXX PM ) XXXX XXXX : I'm waiting for a response to my question ( XXXX PM ) ( XXXX ) XXXX XXXX : Alright. You'll hear back from them # XXXX. ( XXXX PM ) XXXX XXXX : When? ( XXXX PM ) XXXX XXXX : I need a time, not the statement asap ( XXXX PM ) ( XXXX ) XXXX XXXX : Sure. I'll need to close this chat so that I can forward your information to them via email. They will follow up with you directly! ( XXXX PM ) ( XXXX ) XXXX XXXX : Please keep an eye on your reference # XXXX that they will reach out. Thanks again for reaching out! ( XXXX PM ) *** ( XXXX ) XXXX XXXX left the chat *** XXXX XXXX XX/XX/XXXX did some research and see the are others out there in same situation who are told to wait 180 days for investigation to be processed and even after that they're not getting their money released or a reason why. Day XXXX XXXX XXXX I received this email from Venmo... *** You have a new message from Venmo regarding request # XXXX. To respond, simply reply to this email. Hi XXXX, Due to several concerns regarding your account activity, we made the decision to permanently restrict your account. We have systems in place that monitor activity on Venmo, but please note that we don't reveal information about our internal systems in order to keep these systems robust. However, I'd recommend looking over our User Agreement for information on our policies surrounding acceptable use and high-risk activity. You can find our User Agreement here : https : //venmo.com/legal/us-user-agreement/. I apologize that we're no longer able to assist you. Best regards, *** Please Help Me Thank You XXXX XXXX XXXX XXXX

Company Response:

State: CA

Zip: 92627

Submitted Via: Web

Date Sent: 2022-04-06

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 5411293

Date Received: 2022-04-05

Issue: Fraud or scam

Subissue:

Consumer Complaint: Venmo froze my account for no reason. I was trying to initiate a routine transfer to a friend. I did not violate any laws or any terms of service. I am verified. I have {XXXX} in my account that is currently frozen and Venmo will not give me any information as to why the account was frozen or how to unfreeze.

Company Response:

State: NY

Zip: 10801

Submitted Via: Web

Date Sent: 2022-04-05

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 5407672

Date Received: 2022-04-05

Issue: Identity theft protection or other monitoring services

Subissue: Problem canceling credit monitoring or identify theft protection service

Consumer Complaint: Received for the second time a pay pal Email explaining a purchase that I never placed Fist XXXX XXXX dollars Second XXXX dollars They provide a phone number which I called and they want more information On my finances this is the phone number they provide XXXX Please I would really appreciated if you can investigate and make sure this is a fraudulent company

Company Response:

State: CA

Zip: 95336

Submitted Via: Web

Date Sent: 2022-04-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 5406842

Date Received: 2022-04-05

Issue: False statements or representation

Subissue: Attempted to collect wrong amount

Consumer Complaint: Actually this is a very serious error by Paypal. I was a part of a group of ministers that had a markeXXXX XXXX XXXX We used Paypal for the small amount we received. In 2019 I received a 1099 - tax document in my personal name. I immediately reported it to Paypal. The Paypal account belonged to XXXX XXXX XXXX XXXX. They apologized but I was not aware they had sent it to the IRS in my name. I began getting threatening letters, allegations of me not filing the taxes and demanding money from me. I contacted Paypal and they provided a copy corrected tax document which was corrected and sent to me. I submitted it to IRS. IRS has continued to aggressively threated me, pursued me and demanded payment. They claim that Paypal never submitted a corrected copy. I have writin Pay Pal over and over on the phone. They promised they would resolve things with Paypal. Paypal never responded to me or the IRS. I write the CEO and General Counsel twice and sent the mail by certified mail. Paypal still ignores me. PLEASE HELP ME GET PAYPAL TO UNDERSTAND THE SERIOUSNESS OF THIS MATTER. I AM SICK AND UNDER DOCTORS CARE, THEY HAVE CAUSED ME ALOT OF FEAR AND STRESS - XXXXXXXX HAS BEEN AN OPTION BECAUE I CAN NOT EVEN FATHOM BEING PURSUDED BY THE IRS. ALTHOUGH I DO NOT HAVE ANYTHING IT IS NOT ACCEPTABLE I AM SUFFERING DUE OT PAYPALS NEGLIGENCE AND NOT TAKING CARE OF THEIR ERROR WITH IRS. HELP ME! XXXX XXXX ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX PLEASE SEE DOCUMENTATION - PAYPAL IGNORES ME!

Company Response:

State: CA

Zip: 95628

Submitted Via: Web

Date Sent: 2022-05-17

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 5405808

Date Received: 2022-04-04

Issue: Problem with a purchase shown on your statement

Subissue: Overcharged for something you did purchase with the card

Consumer Complaint: I made {$200.00} x2 {$400.00} charges om my credit card ending in XXXX then I issued a refund to the same card and paypal zettle can't find my money

Company Response:

State: CA

Zip: 92780

Submitted Via: Web

Date Sent: 2022-04-04

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Complaint ID: 5404066

Date Received: 2022-04-04

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: On or about XX/XX/2022 I lost online access to make payments to my Paypal Credit account via the Paypal App ( Android ), or on the Paypal.com website. This line of credit is provided by XXXX Bank ; XXXX XXXX XXXX, XXXX, XXXX, XXXX. In speaking with both parties I have been unable to resolve the dispute, and was informed by a XXXX Bank employee that XXXX Bank does not offer online payment processing directly to Palpal Credit account holders. The lack of online payment processing places both Paypal, and XXXX Bank in violation of Paypal Credit Terms And Conditions under the Payment Options clause which states " You can pay by mail, online or by phone. '' The inability to pay online is no small inconvenience in the age of the Internet most Americans make a majority of their payments online in 2022. As a consumer revolving credit account " The Terms and Conditions, '' stipulated that the ability to " Pay Online '' would be available to Paypal Credit Account Holders as part of the Agreement, or terms of contract. Payment under the Uniform Commercial Code is no small matter, and neither is impeding payment by denial of service. I ask that Paypay either re-institute online payment processing through their XXXX app, and/or website showing good faith in their obligations to Paypal Credit Account Holders to whom they are in breach to at this moment. Sincerely, XXXX XXXX

Company Response:

State: IN

Zip: 47933

Submitted Via: Web

Date Sent: 2022-04-04

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


Want more visibility for this complaint, upvote it. Less, downvote it. :)
Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.