PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 6090445

Date Received: 2022-10-15

Issue: Confusing or misleading advertising or marketing

Subissue:

Consumer Complaint: XXXX XXXX XXXX Shouldnt I be allowed to enter the contest without opening a Venmo account? I thought every contest needs that alternative.

Company Response:

State: HI

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-10-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6090354

Date Received: 2022-10-15

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I still have not been able to get the funds in my PayPal account out of PayPal. It is not day 2 Ive had to report this. I have had assistant call to fix issue once again PayPal has done nothing.

Company Response:

State: FL

Zip: 329XX

Submitted Via: Web

Date Sent: 2022-10-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6090103

Date Received: 2022-10-15

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: Paypal accessed my personal checking account without authorization, in what I believe was retaliation for sharing my personal account of their facilitation of fraud. I am complaining about Paypal in the capacity of a consumer using its services.Not as a business. On XX/XX/XXXX I received a notice that a transaction made on my paypal account was being disputed. I provided evidence that the claim was false and Paypal agreed. But Paypal decided to decided to facilitate fraud and pay off the scammer from its own account, stating it would not take the money from my account. ( see attached ) I was not satisfied because Paypal was quite literally supporting fraud on my electronic account and not accurately representing the outcome of the matter. I complained publicly in a personal capacity about Paypal facilitating fraud. I posted on social media accounts and requested they provide additional details regarding their illegal support of fraud on bank accounts. Instead of answering my questions, Paypal retaliated for my public comments and illegally debited my account without any reason or authorization. This occurred in the capacity as a consumer. Not a seller. Not a business. As a consumer -- they stole funds from my personal account -- a debit completely unrelated to any open transaction. They just stole it. At this point, I do not believe Paypal will respond with truth, but I am hopeful the CFPB will look at the pattern of conduct across complaints regarding Paypal 's actions and investigate and audit it to identify how many victims and how many unauthorized debits it has made.

Company Response:

State: IN

Zip: 470XX

Submitted Via: Web

Date Sent: 2022-10-15

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6090054

Date Received: 2022-10-15

Issue: Managing an account

Subissue: Problem using a debit or ATM card

Consumer Complaint: On XX/XX/2022, I was trying to purchase a teacup yorkie puppy that was supposed to be shipped to me. XXXX XXXX shippers told me that the puppy would need a specialize crate to fly in and i could rent this crate for {$910.00} upon which would be refunded to me once the puppy was delivered to my home. The funds were drawn from my XXXX XXXX account from my credit union to my PayPal account. We later found out that this transaction was a scam. PayPal is still holding these funds ; they claim that my credit union would have to do a chargeback then they would comply. I received a letter from my credit union on the fourteenth and according to them visa is a pee-to-peer payment processor and is responsible only for the transfer of funds, the service is not intended to be used to purchase goods and services. they suggested I seek compensation from the individual and they will not issue me a credit. the individual will not respond to me or PayPal because they know we have found out this is a scam. So now PayPal will not even return the money because there is no protection through friends and family that the individual told me to use to transferer the money the case is still in dispute with PayPal. I did explain to them that my credit union can not do a chargeback PayPal insist that they can. Paypal did refund the {$810.00} back to me that were supposed to be for vaccines for the puppy to fly and this transaction went through friends and family so I am not understanding why I can not get my {$940.00} back for the so-called crate that I rented. This is a shipping company called XXXX XXXX shippers out of XXXX.

Company Response:

State: NC

Zip: 27610

Submitted Via: Web

Date Sent: 2022-10-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6089821

Date Received: 2022-10-15

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: XXXX with PayPal 's XXXX XXXX XXXX XXXX I need your help again. I dont know why they put another limitation on my account without any reason. they ask me for documents and i do not has time for send the documents. XXXX XXXX please help me. XXXX XXXX

Company Response:

State: TN

Zip: 377XX

Submitted Via: Web

Date Sent: 2022-10-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6089357

Date Received: 2022-10-16

Issue: Fraud or scam

Subissue:

Consumer Complaint: I have a business paypal ive had for years, it has over {$2600.00} in it which i cant transfer, withdraw, send to anyone or anything. I can login to my account but cant add any new cards or banks, when asked to verify my number it says its not accepted when its a att account with my name and address that matches the address on my account with paypal. Ive talked to paypal 4 times now on the phone have waited 72 hrs, 24 hrs, 48 hrs and now told to wait another 48 again which will end up the same outcome. I just want my money thats mine. Ive proved identity over the phone 5 times and they say itll be resolved but never has

Company Response:

State: VA

Zip: 242XX

Submitted Via: Web

Date Sent: 2022-10-16

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6088470

Date Received: 2022-10-14

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: Venmo has AGAIN allowed unauthorized access to my account. This burdensome company is either acting in gross negligence or is the perpetrator of these fraudulent transactions. I requested the Venmo representative to close my account after the last complaint and apparently they did not. I want to be reimbursed for my burden in addition to remuneration of whatever funds Venmo has participated in extorting me of. My rate is $ XXXX. Send it to my XXXX account, close it immediately after, and re-evaluate your place in the business world. This company is a load of XXXX.

Company Response:

State: CA

Zip: 93611

Submitted Via: Web

Date Sent: 2022-10-14

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6087845

Date Received: 2022-10-14

Issue: Fraud or scam

Subissue:

Consumer Complaint: Paypal user agreement and policy is to fine up to XXXX for consumers who may share misinformation. This is a credible problem as they do not dictate what a consumer can share otherwise faces penalties. Who would be correct in determining misinformation when misinformation is only a persons belief. Lastly, this companies policies goes against XXXX.

Company Response:

State: IL

Zip: 629XX

Submitted Via: Web

Date Sent: 2022-10-14

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6087740

Date Received: 2022-10-14

Issue: Other features, terms, or problems

Subissue: Other problem

Consumer Complaint: I have 2 accounts with PayPal and have learned that if I practice my Constitutional right of free speech on my personal social media, they will charge me {$2500.00} each time. This is a felony offense and I demand that theyre immediately investigated.

Company Response:

State: CA

Zip: 92544

Submitted Via: Web

Date Sent: 2022-10-14

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6087045

Date Received: 2022-10-14

Issue: Closing an account

Subissue: Can't close your account

Consumer Complaint: I have called Paypal multiple times, getting different answers as to why I can not close my account. Latest being that I must have 180 days with XXXX transactions before my account can be closed.

Company Response:

State: CA

Zip: 93010

Submitted Via: Web

Date Sent: 2022-10-14

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.