PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 6213545

Date Received: 2022-11-16

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: My paypal account can not be linked to the bank and withdraw cash. I have contacted PayPal customer service many times and the problem has not been resolved. Please CFBP help me

Company Response:

State: CO

Zip: 813XX

Submitted Via: Web

Date Sent: 2022-11-16

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6213543

Date Received: 2022-11-16

Issue: Fraud or scam

Subissue:

Consumer Complaint: Hello XXXX XXXX, my PayPal account can not be linked to the bank, and I have contacted PayPal customer service for many times and the problem has not been resolved. I want to withdraw my own money. This incident has caused a lot of trouble to my life, please help me

Company Response:

State: TX

Zip: 76262

Submitted Via: Web

Date Sent: 2022-11-16

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6213419

Date Received: 2022-11-16

Issue: Other features, terms, or problems

Subissue: Other problem

Consumer Complaint: We have a Paypal account and accompanying XXXX debit card. Paypal has unlawfully placed a hold on our account and will not release our funds. There are no disputes, no chargebacks or other anomalies with our account. We have supplied Paypal with all required information. We have been on the phone with support 6 times for many many hours. Each service representative ( including supervisors ) agrees that there should be no hold on our account, but is unable to do anything to help us. We need a third party to step in and force Paypal to return our funds. At this point, we want to close the account and simply quit doing business with them.

Company Response:

State: NJ

Zip: 078XX

Submitted Via: Web

Date Sent: 2022-11-16

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6213325

Date Received: 2022-11-16

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: I used my XXXX credit card to send a Venmo payment ( Transaction ID : XXXX ) to a friend on XXXX in the amount of {$100.00}. The transaction was a duplicate so I disputed it with the credit card company. In response, Venmo retracted the funds from the payee while the dispute was resolved. XXXX closed the dispute on XXXX and indicated it was a valid transaction and left the charge on my credit card. Therefore, the {$100.00} should have been returned to the payee. Venmo has not returned the payment and has kept the {$100.00} XXXX with no recourse. I have tried contacting them multiple times and they have not provided a path to resolution other than saying they will review it. It has now been over 2 months since the dispute was initiated and over 2 weeks since the dispute was resolved.

Company Response:

State: PA

Zip: 190XX

Submitted Via: Web

Date Sent: 2022-11-16

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6212559

Date Received: 2022-11-16

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I opened a paypal acount as a way of transacting internationally the account email is XXXX. However I was shocked that upon the depositing of money in the account, it was immediately limited permanently for 180 days. According to the company 's policy, you have to wait for 180 days and an email on how you could withdraw from the account would be sent. I report that even after waiting for the 180 days, my money is still held. I have tried to reach them on my phone but still I get automated phonecall. i dont get to speak with the agent. My money has been held for 329 days I received an email that they try reaching me on the phone but it was not going through.it is a lie. it is only fair that Paypal stays true to their policy, why is money held upto 329 days when their policy says that the limit is 180 days??

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-11-16

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6212394

Date Received: 2022-11-16

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Hello PayPal team, my account can not be linked to bank and withdraw money, please help me

Company Response:

State: CA

Zip: 92020

Submitted Via: Web

Date Sent: 2022-11-16

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6208666

Date Received: 2022-11-15

Issue: Attempts to collect debt not owed

Subissue: Debt was paid

Consumer Complaint: I received a money payment deposit through my Venmo account for a pending purchase from a woman, who I later found out was the mother of a minor male customer who attempted to make a purchase with me. I do not sell to minors and was unable to reject the funds or return the funds once received from Venmo back to the customer through venmo. After serveral attempts to contact Venmo to get help, I transferred the money to my bank and after 2 days funds were available for me to withdraw, which I did in the form of a cashier 's check made out to the woman who sent the payment. After conversing with the minor customer and finally the mother who sent me the funds, I notified them the funds were being returned as promised directly into the bank account they provided me, an outside institution. On the same day that the deposit was made and the funds were available in the customers account, the woman who send me the deposit funds made a complaint to Venmo for refund through Venmo. Venmo sent me a notification that the transfer was in dispute at which time I immediately submitted a copy of the deposit receipt and the front side of the cashier 's check showing the refund was already sent and complete to the customers mother. Venmo the next day declined my evidence and refunded the customer and debited my account a negative balance for the same. Over the next XXXX weeks I made numerous chats with their company reps, requested appeal of the return as they directed me to and submitted the same proof documents via email to their payment support team. After a month the issue has not resolved and Venmo has not responded to my numerous requests for update.

Company Response:

State: WI

Zip: 53219

Submitted Via: Web

Date Sent: 2022-12-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6207593

Date Received: 2022-11-15

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Hello, My name is XXXX XXXX My paypal account is XXXX. I received notification from paypal about my account has been permanent limited reference XXXX. I think this arbitration desicion, i never has dispute about nothing. I never has any problem asociate with fraud activity. I just use paypal for made purshase. I always use paypal in a good manner. I want get help about this situation if my account never has any dispute or involve in any fraud activity i dont think my account is associate to any risk if i use paypal for many year without any issue.

Company Response:

State: UNITED STATES MINOR OUTLYING ISLANDS

Zip: 11701

Submitted Via: Web

Date Sent: 2022-11-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6207020

Date Received: 2022-11-15

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: The company did not provide an explanation for the limitation of my account, limiting itself to referring to the user agreement. She could not answer what actions I had taken could have caused such a decision. Therefore, I believe that this company did not respond to my claim. PayPal executive office rely to " high level of risk associated with your Account ''. However : XXXX. My account got only 19 completed orders on this account. XXXX. I got 0 complaints for all the time that I use this account. All my customers were happy. XXXX. On my previous account I had a XXXX of completed orders. I passed all checks from PayPal and my business wasn't " high risked ''. I didn't change my business since that. XXXX. I consulted with PayPal support about my account and actions and there was no problem with my account or anything. I'm not sure that PayPal even tried to check the problem closely because they didn't asked me for any documents or proves of fulfilment of my orders. I am happy to contribute to PayPal, but they do not give me a single opportunity to exonerate myself. Also they don't give any reasonable explanation for blocking my account.

Company Response:

State: DE

Zip: 19709

Submitted Via: Web

Date Sent: 2022-11-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6206926

Date Received: 2022-11-15

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I have been trying to close my PayPal account since XX/XX/2022. They informed me through email after I closed my PayPal credit account within 7 to 10 days they could close my PayPal account. They have refused to close my account. I have a confirmation email and # XXXX that my PayPal credit account was closed as of XX/XX/2022 yet they refuse to close my regular PayPal account. I have spent over 6 hours on the phone with them arguing back and forth. I just want my account closed. I have followed their instructions and now it's time they do their part and close my account.

Company Response:

State: VA

Zip: 23503

Submitted Via: Web

Date Sent: 2022-11-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.