PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 7282962

Date Received: 2023-07-21

Issue: Other transaction problem

Subissue:

Consumer Complaint: I have contacted the attorney general to schedule an arbitration meeting due to the neglect of my civil rights and violation of multiple laws, why are they holding my unemployment funds for 3 years now with no explanation even after sending proof they have still not unlocked my account so I can withdraw my funds they keep making excuses to why they have not released my funds even after waiting multiple 180 days policy periods this is ridiculous and enough is enough according to the government PayPal is not a bank institution so why are they acting as if they are they need to release my funds immediately arbitration will be set against PayPal immediately if result of complaint is not resolved immediately after opening from cfpb, PayPal has repeatedly violated the law and my civil rights by keeping my unemployment money that is rightfully mine I have sent proof multiple times of this as well and they still have not gave me my funds enough is enough it has been 3 years the account number is XXXX my email on file is incorrect all communication shall be directed to XXXX or call me at XXXX and email before you call copy of statement below regarding money they have stolen from me

Company Response:

State: VA

Zip: 23505

Submitted Via: Web

Date Sent: 2023-07-21

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7282685

Date Received: 2023-07-21

Issue: Other features, terms, or problems

Subissue: Privacy issues

Consumer Complaint: In XX/XX/2023, I let someone use my phone to login to there accounts, such as XXXX XXXX, XXXX etc. She added her XXXX account onto my XXXX XXXX and wothin a day or XXXX i staryed getting push messages from my paypal account it's now Negative {$100.00} that was added to XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. I wasnt able to use my same day opened XXXX XXXX account I also have a shared account with my husband at XXXX XXXX XXXX. Transactions from Paypal were being transferred from XXXX account to someone else 's? I spole with XXXX app XXXX via messaging and he asked questions but didn't do anything automated? I can not access all of my credit card, debit card, checking & savings acounts do to switching from t mobile to XXXX XXXX. My ssn is compromised. Get me a new identity and off the XXXX XXXX. With all do respect please get me my money back. I shouldn't have to clean up some else 's mess.

Company Response:

State: MT

Zip: 59901

Submitted Via: Web

Date Sent: 2023-07-21

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7282376

Date Received: 2023-07-20

Issue: Unexpected or other fees

Subissue:

Consumer Complaint: I am the treasurer of a 501 ( c ) 3 non-profit that has had a PayPal account for quite some time. They recently offered to lower our rates/fees since we are a non-profit organization, and so we submitted all of the information they requested, and on XX/XX/2023, they approved our " charity status '' and moved us to their charity rates. However, we recently realized that this actually significantly RAISED the fees that we are paying them ( nearly tripling! ). When we contacted them to go back to our old rates, they have refused. When we asked to escalate and speak to a manager or supervisor, they promised one would contact us, but then they have not. Our previous rate with them was 2.99 % plus XXXX cents per transaction. Our new " charity '' rate with them is 1.99 % plus XXXX cents per transaction. Our average transaction with them is {$7.00}, so our average fees have increased from around XXXX cents per transaction to nearly XXXX cents per transaction. We just want to go back to our prior rates ( 2.99 % plus XXXX cents ) but they refuse, and we're not sure why. They did offer to put us in a micropayment rate plan, but that would still be significantly more than we were paying. We also feel like they should refund the extra fees we have paid them since XX/XX/XXXX, since they misled us by telling us they were going to be lowering our fees, and instead nearly tripled them. PayPal is telling non-profits they are helping them by lowering fees, then tripling their rates. That can't be legal. Please help!

Company Response:

State: CA

Zip: 92264

Submitted Via: Web

Date Sent: 2023-07-20

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7280034

Date Received: 2023-07-20

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: XX/XX/23 & XX/XX/23 with PayPal. I occurred {$24.00} through XXXX and they sent this amount to PayPal for me to receive. I have tried several times to get them to mail me the funds. Not much, {$24.00} but still mine. First they asked for verification of my address, which they had on file. I said Yes please send to the address you have on file. Then the next day, there asking for my Bank information to send/ mail me a check. Then they say to call there csr dept XXXX, and you don't get a live person, the automated system asks for your social security number, which they should not even have. All this for XXXX

Company Response:

State: CA

Zip: 92392

Submitted Via: Web

Date Sent: 2023-07-20

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7278997

Date Received: 2023-07-20

Issue: Problem with a purchase shown on your statement

Subissue: Credit card company isn't resolving a dispute about a purchase on your statement

Consumer Complaint: PAYPAL payment services is refusing to provide a refund on a disputed charge for {$190.00} for a purchased Medical Device from XXXX which was returned well within the 60 day period, USPS tracking XXXX XXXX XXXX XXXX XXXX XXXX Medical device was quickly returned at my expense as is caused pain in my XXXX XXXX XXXX spouse 's back rather than relieving it. This business has XXXX complaints on failure to provide refunds. They had advertised a free 60-day trial and now have removed that, however that is inconsequential given the 60 day Fair Credit Reporting act that applies on returns. I in turn filed a XXXX XXXX dispute as that is how I was charged by PAYPAL.

Company Response:

State: AL

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-07-20

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7278165

Date Received: 2023-07-20

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: To whom it may concern I am Riduan Gulam, from Philippines, I want to complain about a very concerning problem to the payment service Paypal offered at PaypalXXXX Paypal limited my account without prior notice and held my money for 180 days to cover any disputes. Their customer service always promised that they will release my funds after 180 days. I logged in to my account after the 180 days passed to discover that Paypal stole my money and transferred all my balance to themselves under the false claim of nonexistent damages. There was no damage to paypal and I believe their claims are false. All disputes related to my account was settled. Paypal acted in bad faith and debited random arbitrary amounts to empty my balance to ZERO enriching themselves from my hard earned money. Paypal transferred my whole balance and took my hard earned money under the XXXX ID XXXX. Under the common law, liquidated damages may not be set so high that they are penalty clauses rather fair compensation. I believe paypal acted in bad faith as a payment company, They have failed to offer the promised service. I believed that I was deceived and scammed by Paypal and I want to complain about this corrupt acts done by the payment company PaypalXXXX I have tried to resolve this issue friendly with them many times but they always reply with canned and useless response done by bot. Paypal failed to provide the advertised payment service. Looking forward for your reply. Thank You

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-08-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7277850

Date Received: 2023-07-21

Issue: Fraud or scam

Subissue:

Consumer Complaint: I have a PayPal account with my debit card attached.. Five unauthorized payments of XXXXXXXX XXXX ( XXXX XXXX ) were sent to a XXXX XXXX with a messageYou deserve it, brothe on XX/XX/2023. I dont know this person .. it says he has a XXXX account and is in California. I never sent any money or authorized any money to go to this person. I filed a case with PayPal tonight and received notification that the charges were authorized and my case was closed .. this is absurd I dont know this person and never authorized payments or sent money to this person. In addition an unknown card was added to my account ending in XXXX I will never use PayPal again.

Company Response:

State: TX

Zip: 77379

Submitted Via: Web

Date Sent: 2023-07-21

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7276706

Date Received: 2023-07-18

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I used a XXXX XXXX credit card with PayPal. Of the two sites I reported, one proved fraudulent, I am independently compensating the other. XXXX has resolved both concerns. Paypal refuses to close the 'open concerns ' and thereby, refuses to allow me to close my account. I need your help. PayPal case ID XXXX Paypal case ID XXXX. All I want to do is close the PayPal account... forever. Thank you, XXXX XXXX XXXX

Company Response:

State: AZ

Zip: 85367

Submitted Via: Web

Date Sent: 2023-07-18

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7276602

Date Received: 2023-07-18

Issue: Problem with a credit reporting company's investigation into an existing problem

Subissue: Difficulty submitting a dispute or getting information about a dispute over the phone

Consumer Complaint: PayPal had a breach in 2022 its public information they are being sued, they still owe me alot of money, I have done most of the work they don't respond to emails very poor communication skills and incompetent customer service representatives it has been awful it added so much stress to me while I was in and out of hospital my identity was stolen due to their breach all my credit cards as well as my husband 's were maxed and the thief also got my bank they did issue some refunds but kept claiming it was my banks responsibility and my bank was saying it was PayPals and I was stuck in the middle so much stress and XXXX phone calls later I'm still out the money which I can not afford and I should be paid for my time my bank was tired of it closed my account in the middle of investigation so I can't get any help from them now so PayPal should be held responsible I just want my money please

Company Response:

State: MI

Zip: 48047

Submitted Via: Web

Date Sent: 2023-07-18

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7276363

Date Received: 2023-07-18

Issue: Getting a credit card

Subissue: Card opened as result of identity theft or fraud

Consumer Complaint: Attached please see an email just received from an unknown source claiming it is a PAYPAL service email. I DO NOT have a Pay Pal account in my name or using this email address, which is my business email address ( Utah ) This came from : XXXX XXXX XXXX XXXX Inbox Search for all messages with label Inbox Remove label Inbox from this conversation Application usability # XXXX XXXX XXXX ( 2 hours ago ) to me XXXX One attachment Scanned by XXXX XXXX XXXX : Application usability # XXXX XXXX to : XXXX date : XX/XX/2023, XXXX subject : XXXX XXXX XXXX XXXX mailed-by : XXXX signed-by : XXXX security : Standard encryption ( TLS ) Learn more It was about an order which I did not place : BILL # TO lncoice Number lnvoice Total XXXX XXXX {$2900.00} dear Member, Your payment settlement # Need # assistance? # : Dial us # 0rder # Summery # Item Qty Amount XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$2900.00} Total {$2900.00} Payment verified Your order is now in queue for shipment If you have any queries regarding your order please call our customer service line at : XXXX I DO NOT WANT A PAYPAL CARD AND HAV ENOT REQUESTED ONE PLEASE REMOVE THE INITIAL INVESTIGATION REASON TO FRAUD ALERT ONLY

Company Response:

State: UT

Zip: 840XX

Submitted Via: Web

Date Sent: 2023-07-18

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.