Date Received: 2019-12-18
Issue: Incorrect information on your report
Subissue: Public record information inaccurate
Consumer Complaint: XX/XX/XXXX NY XXXX XXXX XXXX- Date Opened XX/XX/XXXX Status Collection account. {$12000.00} past due as of XX/XX/XXXX. / account closed, inaccurate information. NATIONAL CREDIT SYSTEM- XX/XX/XXXX Date Opened Collection account. {$2700.00} past due as of XX/XX/XXXX./ wrong amounts & this is public records NATIONAL CREDIT SYSTEM- XX/XX/XXXX Date Opened Collection account. {$4600.00} past due as of XX/XX/XXXX- wrong amounts & this is public record
Company Response:
State: KY
Zip: 41042
Submitted Via: Web
Date Sent: 2019-12-20
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-12-17
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: 2009 XXXX XXXX XXXX {$2200.00} I never lived here. This address has never been used by me. No records will show that I ever resided here. I believe my father lived at this address before he went to XXXX.
Company Response:
State: NV
Zip: 89101
Submitted Via: Web
Date Sent: 2019-12-17
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-12-10
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: Hi Team,I was staying in XXXX XXXX apt in XXXX ,MI from XX/XX/XXXX till XX/XX/XXXX. Due to a family emergency i left XXXX on the month of XX/XX/XXXX. i left some stuff in my apt, where XXXX XXXX hired profession to throw them away (As per my request) and charged me a final bill of $XXXX.I came back to USA in XX/XX/XXXX, XXXX XXXX XXXX XXXX called me and requested me to pay this amount in full. when i checked my credit score it came down since it has been reported to credit bureau.I contacted XXXX XXXX, they gave me a final bill and requested me to pay it direct to XXXX XXXX XXXX XXXX. i paid the amount in full, XXXX XXXX (XXXX XXXX) removed this impact and my score were normal in the month of XX/XX/XXXX.Now a new company called National credit system collection agency from XXXX,GA is requesting me to pay the same amount in full. when i sent them all necessary information, and told them that i had paid this amount in full through XXXX XXXX XXXX XXXX. But they again bought my score down in the month XX/XX/XXXX and requested me to repay the amount only then they will remove this from credit bureau.I humbly request team to investigate and kindly provide me a solution for this. I tried to contact club meridian apt but no response and this is going on for the past 3 months.
Company Response:
State: CO
Zip: 80634
Submitted Via: Web
Date Sent: 2019-12-10
Company Response to Consumer: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Date Received: 2019-12-10
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I leased an apartment from a company called XXXX XXXX XXXX XXXX XXXX XXXX and vacated in XX/XX/2017. I had email correspondence with the manager whereby I asked them to draw any remaining money owed from my security deposit. That manager confirmed, I returned the keys and then never heard from the company for about 1 year. Then I got a call from National Credit Systems saying I owed all this money. They never provided any proof as to why I owed any money. They just berated me for weeks upon weeks saying I needed to pay. When I showed them the email correspondence with the manager and asked for any proof that I owed money, they provided nothing. Email correspondence is attached.
Company Response:
State: CA
Zip: 900XX
Submitted Via: Web
Date Sent: 2019-12-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-12-08
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: This kind of account is placed as a charged off account, be sure to inform me precisely why there's a balance indicating on the document whetherit 's a charge off? The balance is in fact wrong, please make sure to reverseit to XXXX or remove the item fully. Please also producedocumentation toverify all the charges and credits in this supposed account that caused to theextremely high credit figure you might have displayed on my account. My demand to present these records is a standard information demand in accordance with myrights honored within the fair credit billing act. If you fail to give these detailsper my civil rights petition, please make sure you quickly remove this specificwrong posting.
Company Response:
State: TX
Zip: 78240
Submitted Via: Web
Date Sent: 2019-12-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-12-06
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: National Credit Systems Inc. Is reporting false information to my XXXX and this is negatively impacting my credit. This company is reporting a collection of {$1400.00} This account is not mine. I have contacted NCSI on several dates, they are still reporting this account, please remove and cease reporting to any of my credit bureau 's.
Company Response:
State: MI
Zip: 48167
Submitted Via: Web
Date Sent: 2019-12-06
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-12-03
Issue: False statements or representation
Subissue: Attempted to collect wrong amount
Consumer Complaint: the lease document is legitimate. the other document pdf which shows the breakdown of the amounts seems to be a document created just for this purpose. this case went to court. the court documents will show the LEGITIMATE AMOUNTS and final resolution to the matter. that document seems to be manufactured to fit this ridiculous amount. also as you can see, i moved out 2 days at the end of my lease which started on XX/XX/XXXX to XX/XX/XXXX. the document provided appears to be altered as i did not sign a 12month 20day lease. i signed a 12 month ONLY lease. since when have you ever seen a 12 month 20 day lease. that document is altered. i gave the office a verbal and written 30 day notice after they released and violated my privacy by talking to a third party of whom i was looking to add onto my lease without my permission. basically i was looking for a roommate. the property manager harassed my potential roommate and asked if i was even living there. The property manager then told the roommate i was looking into getting personal information on my file without my permission violating my privacy. i then issued the apartment a verbal and written 30 day notice for doing this. i told them that i would move out by the end of my lease period. we went to court and a judge adjudicated the entire case. *they have not provided any court documents that show the amounts. *they have not provided any pictures to show any damage. i took pictures of the entire apartment and i am willing to upload them. the cleaning fee also seems to be a later addition or part of the altered paperwork. * the second document to show the breakdown is not a legal document. it is not even signed, stamped or dated. there is no proof it was ever delivered. it was never presented to court. how can a case be closed on a seemingly photoshopped document.
Company Response:
State: AZ
Zip: 85204
Submitted Via: Web
Date Sent: 2019-12-03
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-12-03
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: National Credit Services failed to comply in removing collection account from my credit reports ( XXXX & XXXX ). Per their response to my previous cfpb complaint they stated that the collection will be removed. Company responded on XX/XX/2019 RESPONSE TYPE Closed with explanation Company 's Response NCS has closed the account and is requesting the removal from the credit report. We will no longer be pursuing based on the information provided does not match what we have on file, we apologize for any inconvenience. Thank you
Company Response:
State: PR
Zip: 00784
Submitted Via: Web
Date Sent: 2019-12-10
Company Response to Consumer: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Date Received: 2019-12-02
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: I paid a reletting fee via money order to XXXX XXXX XXXX in XXXX XXXX AR, owned by XXXX XXXX, however I was later contacted by a debt collection agency stating that I did not pay the debt even though the manager of the apartment complex confirmed that they received it. The manager wont take my calls now to locate the money order and the collection agency wouldnt take my bank statement as proof
Company Response:
State:
Zip: XXXXX
Submitted Via: Web
Date Sent: 2019-12-02
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2019-11-29
Issue: False statements or representation
Subissue: Told you not to respond to a lawsuit they filed against you
Consumer Complaint: COMPANY DEBT CREDIT SYSTEMS RESPOND WITH FAKE APARTMENT LEASE AND PRIVATE CONSUMER INFORMATION DEBT CREDIT SYSTEMS LLC PURCHASED A LEASED ONLINE AND APPLIED ALL CONSUMER INFORMATION AND ADDED OUTSTANDING BALANCE. ALL FALSE INFORMATION REPORTED BACK TO CFPB UNDER THEIR WATCH.
Company Response:
State: GA
Zip: 30224
Submitted Via: Web
Date Sent: 2019-11-29
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A