Date Received: 2023-03-07
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: companies have not reapplied within 30 days its been over a year, also they will not send verification of the debt.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
State: TX
Zip: 75044
Submitted Via: Web
Date Sent: 2023-03-07
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-03-07
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I have tried to reached out to this company to ask for proof of validation or any contracts tying me to this company and disputed the account but has not received any answer or information from the company.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
State: MI
Zip: 48235
Submitted Via: Web
Date Sent: 2023-03-07
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-03-07
Issue: Incorrect information on your report
Subissue: Old information reappears or never goes away
Consumer Complaint: i have disputed this company ic systems before, it has showed up on my credit report before then i disputed that. then is reapperad as allied collection systems in which i reported to you all as well. so its like these two companies keep buying and reselling information thats inaccurate and without anyones consent. at one time they were both completely gone from report and now its reappeared.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
State: TX
Zip: 76119
Submitted Via: Web
Date Sent: 2023-03-07
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-03-08
Issue: Incorrect information on your report
Subissue: Account information incorrect
Consumer Complaint: I called XXXX XXXX XXXX several times after they installed the satellite XXXX in the past. I should not owe them any money. The contract was recalled before the deadline ( I was given so many days to get out of the contract with the company ). I had to move out of my apartment and I asked XXXX XXXX to void the contract and come retrieve their equipment. I also asked IC Systems ( creditor ) to remove this information from my credit report and they refused. I never used the services but XXXX XXXX sent me a bill for well over {$1500.00}. They then listed it on my credit as owing {$580.00}. IC Systems XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
State: NC
Zip: 28314
Submitted Via: Web
Date Sent: 2023-04-04
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-03-06
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: This is not my debt yet is on my credit report I am a victim of identity theft. I currently am dealing with having to file complaints against the 3 credit bureaus for allowing and continuing to allow incorrect and false information to be placed on my report. I live in XXXX this credit agencies refuse to provide me with proof of how they verified this account. This agency is licensed in XXXX and should not be reporting a past due balance on a collection account that does not belong to me on my credit report. How can a collection have a collection on an open account that is past due? They should find the party responsible and ruin their life not mine. I'm sure who ever sold this debt to them has written it off so they should try to have that company provide them with the correct debtors information. This needs to be removed permanently and immediately.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
State: GA
Zip: 30052
Submitted Via: Web
Date Sent: 2023-03-29
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-03-06
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: A collection agency is trying to collect for a payment that was tendered by the original creditor. I.C. Systems Inc. sent a letter for collections in the amount of XXXX ; however, said amount was tendered by the original creditor against my check # XXXX. Can you ( CFPB ) please investigate this company? Or do I need the IL OAG to perform that action? This is an escalation of XXXX # XXXX. Business Information Business Name : IC System, Inc. Address : XXXX XXXX, MN XXXX Phone : ( XXXX ) XXXX
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
State: IL
Zip: 60175
Submitted Via: Web
Date Sent: 2023-03-06
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-03-06
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: Notice to all, I am that I am, the consumer in fact, natural person, creditor, lender, executor, administrator, holder in due course of any and all derivatives thereof for the Surname/given name XXXX XXXX XXXX XXXX and have been appointed and accept being the executor both public and private for all matter proceeding, and I hereby claim that I will XXXX XXXX XXXX XXXX and autograph as the agent, attorney in fact, so be it ; 1. It is a Fact that afant is the only natural person with rsthand competent knowledge of the facts of this transaction. 2. It is a Fact that afant is a consumer as dened in the Fair Debt Collection Practices Act specically, Title 15 USC 1692a ( 3 ) because afant is a natural person. I am writing in regards to the XXXX data breach & the subsequent compromise of my personal information. Pursuant to Title 15 USC 1681 ( a ) ( 4 ) your company failed to ensure that the information on my consumer report was accurate failed to exercise their responsibility with fairness & impartiality. Upon reviewing my report, I discovered fraudulent account opened using my personal information which is a result of the data breach any legal means, including power of attorney fraud. I demand immediate action to secure my information & prevent further identity theft in accordance with the FDCPA is protection of my privacy I demand that all fraudulent information be removed from my report within four business days, per FCRA section 605B & title 15 USC 1681 C2. I do not give consent for any information to be furnished without my authorization per title 15 USC 1681 604 ( A ) ( 2 ). I expect any violations on my consumer rights to be a dress with fairness and impartiality. With all these violations listed and fraud found I may start the administrative process. However, I will give your company the ability to settle out of court or you will be held liable for all damages. Conduct yourselves accordinglyXXXX XXXX XXXX XXXX
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
State: NY
Zip: XXXXX
Submitted Via: Web
Date Sent: 2023-03-06
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-03-05
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: XXXX XXXX XX/XX/XXXX to XX/XX/XXXX and XX/XX/XXXX to XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX to XX/XX/XXXX I.C SYSTEMS INCXXXX XX/XX/XXXX XXXX XX/XX/XXXX. In accordance with the fair credit reporting act, this/these creditors has violated my rights under 15USC 1681 SECTION 602 states I have the rights to privacy. 15USC 1681 SECTION 604A SECTION 2 it also states a consumer reporting agency can not furnish an account without my written instructions. Under 15USC 1666B a creditor may not treat a payment on a credit card account under an open and consumer credit plan as late for any purpose.
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
State: FL
Zip: 33033
Submitted Via: Web
Date Sent: 2023-03-05
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-03-06
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I received a letter from I.C. System Inc on XX/XX/2023 regarding a debt from XXXX that I did not recognize. I sent a letter back to I.C. System Inc on XX/XX/2023 advising that I did not recognize this debt and wanted them to provide a verification of the debt within 30 days. I have not heard anything back from I.C. System Inc since then. I contacted XXXX, which is where I currently have my service, and they had no record of this debt in their system. I put in the letter to I.C. System Inc that I didn't want this to go on my credit report and wanted to avoid that at all cost and wanted to get this resolved before then. Debt Acct # : XXXX XXXX
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
State: PA
Zip: 170XX
Submitted Via: Web
Date Sent: 2023-03-06
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2023-03-04
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: Let this be known to all, I, am that I am, the consumer in fact, natural person, original creditor, lender, executor, administrator, holder in due course for any and all derivatives thereof for the surname/given name XXXX, XXXX XXXX, and I have been appointed and accept being the executor both public and private for all matters proceeding, and I hereby claim that I will d/b/a agent, attorney in fact, so be it ; Whereas, I of age, of majority, give t XXXXXXXX XXXX XXXXXXXX and autograph as the his herein notice to all, I make solemn oath to the one and only most high of creation only, whoever that may be, and I depose the following facts, so be it, and Fact, t he Fair Credit Reporting Act promotes the accuracy, fairness, and privacy of informatio files of consumer reporting agencies, and ; n in the Fact, I am sure the removal of my information from your website, company records, or any and all derivatives therefore, of, and/or with any affiliates will ensure my privacy rights wont be violated agai n due to my lack of consent and this herein unrebutted Affidavit of Truth being serviced to you today and therefore, standing as truth in commerce, so be it, and ; Fact, please show good faith in this matter by expediting the securing of the alleged informa tion listed on your site in order to avoid me receiving further injury, damages, mental anguish, and losses due to me being a victim of identity theft, so it be it, and ; Fact, I demand that the following inaccurate/incomplete and unauthorized information b my credit report immediately : Notice, it is a fact, XXXX XXXX failed to follow procedures under 12 CFR 1022.42 account must be removed under 15 USC 1681s-2 ( A ) ( 5 ) duty to provide notice of delinquency of accounts. XXXX XXXX Account Number:XXXX As a consumer by law this account must be deleted immediately. Notice, it is a fact, account does not provide date of first delinquency must be removed under 15 USC 1681s-2 ( A ) ( 5 ) duty to provide notice of delinquency of accounts. XXXX XXXX Account NumberXXXX As a consumer by law this account must be deleted immediately. Thank you, I swear to all information provided herein, I do so under the penalty of perjury that the information I affirm to be true, correct, accurate to my ability and knowledge, so be it ; I do not accept this offer to contract. I do not consent to these proceeding s. I do not require subrogation of the bond to settle the charge. On the date XX/XX/2023 XXXX XXXX, agent, d/b/a XXXX XXXX XXXX came before me today present as flesh and blood living being ( non-entity/non debtor ) under oath to the most high of creation only and provided the facts listed herein. I have not been presented with any affidavit nor any Commercial Affidavit/True Bill in Commerce which would validate your claims and/or Assessment. It is therefore, my best and considered judgment that no such documentation and/or Affidavit exist. If what you claim is based upon any substantiated and/or verifiable evidence, I demand that said evidence be produced and presented to me for my inspection. I further demand from your office a complete record of all books of accounting and legers evidencing any Loss or Harm sustained by your office for providing the undersigned with any alleged services, including but not limited to, any and all contracts compelling my performance in accordance with said contracts. Please take notice, I require that all contracts must bear my wet blue ink signature, seal, and be certified for my inspection. In the event of your failure to provide said documentation, this respondent demands that all alleged debts be properly recorded and officially acknowledged within your records and any other agencies as non-existent, including but not limited to, all debt collection and/or credit reporting agencies. If it be your offices ( or any agent acting on behalf of your office ) determined intention to Dishonor my wishes in this regard ( e.g. Persistence in extorting monies from me or my Estate ; in violation of Title 18 U.S.C 41, 872, 875, 876, 1341, 1346 ), I will be left with no other recourse except to file a Criminal Complaint ( via the Attorney Generals Office ), a report of Mail fraud ( via the XXXX ), and a Commercial Lien ( via UCC 1 Financing Statement ) against your office, as well as any and all agents acting in concert, jointly and severally in your office capacities as well as your private capacity. Any refutation of the aforementioned and/or the following issues must be done so, on and for the public record, in writing, by way of a sworn Affidavit, signed in the rebutting partys full XXXX/Family name XXXX under penalties of the Law, including but not limited to perjury. An assessment of {$5000.00} for each issue and occurrence of perjury, false, misleading, unproven statements, assertions or information shall be deemed due and owning upon the claimant. No other refuting documents will be accepted. Failure to respond within 21 calendar days will constitute a complete agreement and XXXX. The same under asseveration
Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
State: AL
Zip: 362XX
Submitted Via: Web
Date Sent: 2023-03-04
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A