Date Received: 2024-01-18
Issue: Incorrect information on your report
Subissue: Account information incorrect
Consumer Complaint: Where is the Home Loan Application, Where is the authorization of such charging such card or account, where is the XXXX verification as stated and indicated in such credit card agreement, where is the XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/2019 XXXX and legal counsel of record name XXXX XXXX address for effective service of summons and subpoenas, phone number which I as a consumer has the rights to obtain and received upon request? Where are the official and legal records listed and noted in the PROPER RECORDS request for local, state, and federal law enforcement agencies? Failure to produce these items validates FRAUD and this business should be sued in any court of law where jurisdiction is appropriate. I want ALL THE OFFICIAL AND LEGAL RECORDS from the list of records attached as well as the disclosure statement of records saying that such credit card company has the right to request any consumer to consent to signing such Form XXXX and the completed and legally signed off form called XXXX XXXX XXXX XXXX XXXX XX/XX/2019 XXXX. I want the official and legal charge to what or for what in the amount of such debt of {$500.00} from the Discover Home Loan Department. I want the Discover Home Loan Application showing my signature of record to charge such and to support such a written statement by this financial institution. All official and legal records must be under a sworn affidavit and No Exceptions. Please provide all detailed reports you have collected and gathered from the attached list requested from your business or office. I don't owe this business anything, this business now owes me. This is filler-busting and shaming the process. This financial institution will be sued in court and will be held liable for all court costs and fees and full restitution of damages caused and presented in this illegal response and filing before the Consumer Financial Protection Bureau and the acts and actions they have caused by unethical reporting the credit bureaus in the official and legal records will be attached and presented in a court of law.
Company Response:
State: MS
Zip: XXXXX
Submitted Via: Web
Date Sent: 2024-01-18
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-18
Issue: Improper use of your report
Subissue: Reporting company used your report improperly
Consumer Complaint: On XX/XX/XXXX I submitted information to all companies that were listed on my credit report. I never gave written or verbal consent for any company to report anything on my report except the date the account was open, pay status, and loan type. Per 15 USC 6801 ( FCRA ) it is policy of the congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers non-public personal information.
Company Response:
State: GA
Zip: 30135
Submitted Via: Web
Date Sent: 2024-01-18
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-18
Issue: Problem with fraud alerts or security freezes
Subissue:
Consumer Complaint: All accounts under my name from XXXXXXXX XXXX XXXX was made through fruad and scamming and identify theft.. all accounts by my consent close immediately. I don't own any account with any bank known. You may contact me XXXX XXXX Images sent are banks that I don't not have in my name and that information is from XXXX
Company Response:
State: NY
Zip: 11374
Submitted Via: Web
Date Sent: 2024-01-18
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-18
Issue: Problem with fraud alerts or security freezes
Subissue:
Consumer Complaint: All accounts under my name from XXXX - XXXX was made through fruad and scamming and identify theft.. all accounts by my consent close immediately. I don't own any account with any bank known. You may contact me XXXX XXXX Images sent are banks that I don't not have in my name and that information is from XXXX
Company Response:
State: NY
Zip: 11374
Submitted Via: Web
Date Sent: 2024-01-18
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-18
Issue: Problem with fraud alerts or security freezes
Subissue:
Consumer Complaint: All accounts under my name from XXXX - XXXX was made through fruad and scamming and identify theft.. all accounts by my consent close immediately. I don't own any account with any bank known. You may contact me XXXX XXXX Images sent are banks that I don't not have in my name and that information is from XXXX
Company Response:
State: NY
Zip: 11374
Submitted Via: Web
Date Sent: 2024-01-18
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-18
Issue: Incorrect information on your report
Subissue: Public record information inaccurate
Consumer Complaint: I never open any credit card on my name. Never I request a credit cards.
Company Response:
State: TX
Zip: 75254
Submitted Via: Web
Date Sent: 2024-01-18
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-18
Issue: Incorrect information on your report
Subissue: Account information incorrect
Consumer Complaint: Where is the Home Loan Application, Where is the authorization of such charging such card or account, where is the 4506T verification as stated and indicated in such credit card agreement, where is the Department of Veteran Affairs 's Form XX/XX/2019 XXXX and legal counsel of record name , street address for effective service of summons and subpoenas, phone number which I as a consumer has the rights to obtain and received upon request? Where are the official and legal records listed and noted in the PROPER RECORDS request for local, state, and federal law enforcement agencies? Failure to produce these items validates FRAUD and this business should be sued in any court of law where jurisdiction is appropriate. I want ALL THE OFFICIAL AND LEGAL RECORDS from the list of records attached as well as the disclosure statement of records saying that such credit card company has the right to request any consumer to consent to signing such Form 4506T and the completed and legally signed off form called Department of Veteran Affairs Form XX/XX/2019 XXXX. I want the official and legal charge to what or for what in the amount of such debt of {$500.00} from the Discover Home Loan Department. I want the Discover Home Loan Application showing my signature of record to charge such and to support such a written statement by this financial institution. All official and legal records must be under a sworn affidavit and No Exceptions. Please provide all detailed reports you have collected and gathered from the attached list requested from your business or office. I don't owe this business anything, this business now owes me. This is filler-busting and shaming the process. This financial institution will be sued in court and will be held liable for all court costs and fees and full restitution of damages caused and presented in this illegal response and filing before the Consumer Financial Protection Bureau and the acts and actions they have caused by unethical reporting the credit bureaus in the official and legal records will be attached and presented in a court of law.
Company Response:
State: MS
Zip: XXXXX
Submitted Via: Web
Date Sent: 2024-01-18
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-18
Issue: Incorrect information on your report
Subissue: Account information incorrect
Consumer Complaint: Where is the Home Loan Application, Where is the authorization of such charging such card or account, where is the 4506T verification as stated and indicated in such credit card agreement, where is the Department of Veteran Affairs 's Form XX/XX/2019 XXXX and legal counsel of record name XXXX street address for effective service of summons and subpoenas, phone number which I as a consumer has the rights to obtain and received upon request? Where are the official and legal records listed and noted in the PROPER RECORDS request for local, state, and federal law enforcement agencies? Failure to produce these items validates FRAUD and this business should be sued in any court of law where jurisdiction is appropriate. I want ALL THE OFFICIAL AND LEGAL RECORDS from the list of records attached as well as the disclosure statement of records saying that such credit card company has the right to request any consumer to consent to signing such Form 4506T and the completed and legally signed off form called Department of Veteran Affairs Form XX/XX/2019 XXXX. I want the official and legal charge to what or for what in the amount of such debt of {$500.00} from the Discover Home Loan Department. I want the Discover Home Loan Application showing my signature of record to charge such and to support such a written statement by this financial institution. All official and legal records must be under a sworn affidavit and No Exceptions. Please provide all detailed reports you have collected and gathered from the attached list requested from your business or office. I don't owe this business anything, this business now owes me. This is filler-busting and shaming the process. This financial institution will be sued in court and will be held liable for all court costs and fees and full restitution of damages caused and presented in this illegal response and filing before the Consumer Financial Protection Bureau and the acts and actions they have caused by unethical reporting the credit bureaus in the official and legal records will be attached and presented in a court of law.
Company Response:
State: MS
Zip: XXXXX
Submitted Via: Web
Date Sent: 2024-01-18
Company Response to Consumer: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-17
Issue: Improper use of your report
Subissue: Credit inquiries on your report that you don't recognize
Consumer Complaint: Our family members have recently received several letters from various credit card agencies notifying us ( three family members in total, all have received similar letter ( s ) ). For example : XXXX XXXX letter dated XX/XX/XXXX to me regarding application for credit card ( and cash card ). Discover letter dated XX/XX/XXXX to me, similar. XXXX XXXX letter dated XX/XX/XXXX to me, similar. I was able to contact XXXX XXXX and Discover and provide information and obtain some information back. When I contacted XXXX XXXX the representative stated they were not able to identify the application I was referencing based on my identification of the letter and request ID. Letter dated XX/XX/XXXX. Request ID : XXXX Our credit reporting agency accounts ( XXXX ) have been locked ( as far as we know ).
Company Response:
State: CA
Zip: XXXXX
Submitted Via: Web
Date Sent: 2024-01-17
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2024-01-17
Issue: Problem with fraud alerts or security freezes
Subissue:
Consumer Complaint: My wallet was stolen with all my cards and information from my bag at a gym and I started to see charges I didnt do, I also complained and nobody from XXXX XXXX or discover gave me any options but still had to make payments
Company Response:
State: MD
Zip: 20785
Submitted Via: Web
Date Sent: 2024-01-17
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A