COINBASE, INC.


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"Products" offered by COINBASE, INC. with at least one, but usually more complaints:

Bank account or service - Other bank product/service
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Credit card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Other debt
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Other financial service - Foreign currency exchange
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Pawn loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, personal loan, or advance loan - Pawn loan
Prepaid card - General-purpose prepaid card
Prepaid card - Mobile wallet
Virtual currency - Domestic (US) money transfer
Virtual currency - International money transfer

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Complaint ID: 5094036

Date Received: 2022-01-12

Issue: Fraud or scam

Subissue:

Consumer Complaint: Coinbase and XXXX I have reached out to coinable because they locked my account with {$5000.00} in there. I also have deposited over {$200000.00} into the account and transferred the funds from Coinbase to a FRAUDULENT XXXX XXXX. The {$200000.00} was transferred over time and Coinbase will not assist in tracking these assets. I have also used XXXX to Deposit over {$200000.00} and transfer to a FRAUDULENT XXXX XXXX. XXXX has not contacted me from the email I sent them in regards to this ... CoinBase told me to verify my ID again, remove my {$5000.00} and never use CoinBase again, this was sent to me by email from their customer service. I still have not found someone to track the funds. CoinBase and XXXX are experts in this field and have the ability to assist in tracking these funds but refuse to help after several emails and complaints.

Company Response:

State: CA

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-01-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5092106

Date Received: 2022-01-10

Issue: Fraud or scam

Subissue:

Consumer Complaint: I put money into coinbase Wallet account, and it was taken out by another wallet.

Company Response:

State: IL

Zip: 601XX

Submitted Via: Web

Date Sent: 2022-01-10

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5090403

Date Received: 2022-01-10

Issue: Other service problem

Subissue:

Consumer Complaint: Coinbase, a US publicly traded company put out information that they would support a snapshot based on XRP in XXXX of 2020. In this disclosure they didnt specify that it wouldnt only support the airdrop of $ XXXX, they merely claimed to support the snapshot. Later the company behind $ XXXX released a test token called $ XXXX based on the snapshot Coinbase claimed to support ; however no one has received these $ XXXX tokens from them. They have held them hostage and refuse to understand that their public disclosure indicates they supported the snapshot and therefor tokens distributed based on this snapshot https : //help.coinbase.com/en/coinbase/trading-and-funding/cryptocurrency-trading-pairs/Spark

Company Response:

State: FL

Zip: 33432

Submitted Via: Web

Date Sent: 2022-01-10

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5090063

Date Received: 2022-01-10

Issue: Other transaction problem

Subissue:

Consumer Complaint: Sent over money to CB on the XXXX of XXXX Withdrawal ACH Coinbase.com TYPE : XXXX ID : XXXX CO : Coinbase.com ACH Trace Number : XXXX in the amount of - {$3000.00} Withdrawal ACH Coinbase.com TYPE : XXXX ID : XXXX CO : Coinbase.com ACH Trace Number : XXXX in the amount of - {$1000.00} They are claiming that they haven't received funds and demanding I pay back XXXX to use my account. This is extortion.

Company Response:

State: TX

Zip: 78228

Submitted Via: Web

Date Sent: 2022-01-10

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5089592

Date Received: 2022-01-10

Issue: Fraud or scam

Subissue:

Consumer Complaint: On XX/XX/XXXX around XXXX my phone service stopped working right after I received an odd text that my Coinbase Crypto Currency account password was changed ( which I did not do ). Quickly switching to Wifi on my phone I could not get into my account with Coinbase plus I then received an email that someone authorized a XXXX XXXX transfer into my account. I emailed Coinbase ( which is the ONLY form of communication for their customer service, they have no live agents which makes the process incredibly frustrating ) and they locked my account. However, with my account now locked I could not get back into it. Over 20 emails of trying to get a password reset link to my email failed. Coinbase has also confirmed that my account was hacked and provided the IP address that did this ( I will provide that attachment ). I was asked to create a new account where they would transfer funds that are remaining, but I have heard nothing since XX/XX/XXXX. So as of this note : ( 1 ) I have no idea what the fate of my {$4600.00} + {$1000.00} on additional XXXX funds that were moved over. Coinbase will not confirm this as of this note 1-10 ( 2 ) I can not access my old account that I have been locked out of ( 3 ) I am not clear what insurance Coinbase has for their customers to reimburse stolen funds

Company Response:

State: IL

Zip: 60634

Submitted Via: Web

Date Sent: 2022-01-25

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5088505

Date Received: 2022-01-10

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: On XX/XX/2021, I attempted to log into my Coinbase account and I was unable to log into it. I got a new phone so I was requested to verify my identity by providing my driver 's license. I provided the front and back copies of my driver 's license and then I was asked to appear on webcam, which I did. The verification was denied. I tried several times and it was denied. I do not know why it was denied but I feel that my account has been hacked or there is some unauthorized activity going on. I was asked to provide a legal document with my name but I am feeling uncomfortable doing that because I have been a victim of identity theft before and I feel that the verification was denied on no valid basis. I am the same person that created the account and I could prove this to the necessary authorities. However, the problem is I am being blocked from my own funds because Coinbase has possibly been hacked or denying verification due to no valid basis. I want to withdraw my funds and close the Coinbase account. I am very unsatisfied with this platform.

Company Response:

State: GA

Zip: 30092

Submitted Via: Web

Date Sent: 2022-01-10

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5087514

Date Received: 2022-01-09

Issue: Fraud or scam

Subissue:

Consumer Complaint: I have account with coinbase, my account was close for few days I couldn't access my account I contacted coinbase to try to fixe the probleme for 5 days without results after that they send me a message that my account was hacked and I lost all my crypto it was more than XXXX dollars in crypto.

Company Response:

State: NY

Zip: 10451

Submitted Via: Web

Date Sent: 2022-01-21

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5087270

Date Received: 2022-01-09

Issue: Fraud or scam

Subissue:

Consumer Complaint: Coinbase has locked my account twice in 5 days for no reason they are holding my btc in my account and wont respond. Ive verified my card with XXXX small transactions and my identity. My bank said I cant dispute because the cant dispute btc transactions can you please help.

Company Response:

State: OH

Zip: 44313

Submitted Via: Web

Date Sent: 2022-01-09

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5087184

Date Received: 2022-01-09

Issue: Other transaction problem

Subissue:

Consumer Complaint: I have a crypto currency account with Coinbase. On XX/XX/2021 I was on my account. I check my account monthly. The following day XX/XX/2021, my son informed me that the currency I owned, XXXX was up 20 %. I went into my account and all the funds ( {$1200.00}. ) were transfered out to an account that wasn't even listed on my transferable account list. The only account listed to send withdrawls to was my XXXX XXXX checking account. This may not seem like a lot of money but my wife and I are eldery and exist on Social Security and a very small pension. We would take money out of the account to aid with medical, food and mortgage payments. It's a big deal. I called Coinbase. It took over an hour to get someone on the phone and another thirty minutes for them to secure my account. They asked ME a myriad of questions before they would even discuss the problem. The representative stated the complaint would be forwarded to security. Long story short. I went back and forth with them for two weeks before I was even allowed back on my site. They stated they were not responsible for transactions. What happened was a suspicous transaction and they did nothing. I think they have no or very little security protocols in place. A class action suit should be filed against them, as there are numerous others.

Company Response:

State: FL

Zip: 34786

Submitted Via: Web

Date Sent: 2022-01-21

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5086437

Date Received: 2022-01-08

Issue: Fraud or scam

Subissue:

Consumer Complaint: Utilizing Coinbase as an exchange for cryptocurrency, I was hacked out of more than {$40000.00} USD on two separate occasions and was hacked without losing any cryptocurrencies once prior. In all three incidents, there was an automatic/unauthorized sending of all crypto currencies in my account immediately upon logging in. During the first hacking incident there were crypto conversions that were made without me making them. Further details and timelines are as follows : The following transactions occurred on XX/XX/XXXX without my consent : [ e-mail at XXXX ] You have successfully sent XXXX XXXX to XXXX. You can view transaction details in your Coinbase account. To facilitate this transaction, you paid XXXX XXXX ( {$0.00} USD ) in network fees. [ e-mail at XXXX ] You have successfully sent XXXX ETH to XXXX. You can view transaction details in your Coinbase account. To facilitate this transaction, you paid XXXX XXXX ( {$14.00} USD ) in network fees. Unauthorized Bitcoin address on XXXX XX/XX/XXXX for XXXX XXXX : XXXX The only way to receive any kind of help is through Coinbase E-mail system. There were many times that I replied to their e-mail only to get a " Non-Deliverable '' notification back. It took several other tickets for them to combine ticket numbers before I was successful in replying to their e-mail support. Needless to say, their support is almost non-existent. Their response to these malicious hacking attacks are that I'm responsible for my own security of my account, and that there is no breach, fault, or obligation on their part to safeguard customers '' accounts. I have done everything they suggested, including reaching out to my phone carrier for any security breaches to my phone ( no breaches have been made in that area ). I have not been the only that has experienced the litany of frustration dealing with Coinbase, yet they continue to operate as a business rendering no restitution to many of their customers. The last bit of salt in the wound is that there is approximately {$130.00} left in my account in a cryptocurrency that I can't recover because the amount is too small to transfer. I would have to add more money to my account, and then transfer all of it out at the larger acceptable amount. There is an obvious problem with this because the funds would most certainly be hacked and stolen.

Company Response:

State: FL

Zip: 324XX

Submitted Via: Web

Date Sent: 2022-01-08

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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