Date Received: 2020-07-20
Issue: Written notification about debt
Subissue: Didn't receive notice of right to dispute
Consumer Complaint: Transworld system did not give me notice before reporting to credit report. I called them and they informed me that they mailed the letter to me which I did not receive.
Company Response:
State: MD
Zip: 20721
Submitted Via: Web
Date Sent: 2020-07-20
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-07-19
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Their investigation did not fix an error on your report
Consumer Complaint: ONCE AGAIN XXXX IS VIOLATING THE XXXX AND XXXX XXXX WE NOW HAVE ENOUGH TO FILE CLASS ACTION AGAINST XXXX/TSI AND XXXX.
Company Response:
State: AR
Zip: 72761
Submitted Via: Web
Date Sent: 2020-07-19
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-07-18
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: I received a toll violation from NY XXXX, although I am an NJ XXXX holder. I sent the state of New York a check for the amount of the toll. They continue to demand I pay {$100.00} on top of the money I paid them via check for the toll I used that must have no registered in their state. Being that it is a pandemic AND I did pay for the toll that they did not allegedly receive, I do not feel it is appropriate to fine me {$100.00}.
Company Response:
State: NJ
Zip: 075XX
Submitted Via: Web
Date Sent: 2020-07-18
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-07-17
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: The company is Transworld Systems Inc. I got a letter dated XX/XX/2020, stating that I owe them XXXX. I reported this account under identity theft and possible fraud. I had no knowledge of this account. This account might have been opened by now deceased father who has the same name. I submitted the Identity Theft Affidavdit and police reports. However they are still trying to collect on this debt.
Company Response:
State: CA
Zip: 92394
Submitted Via: Web
Date Sent: 2020-07-17
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-07-16
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: I received a letter from Transworld Systems Inc. regarding a debt to the " XXXX XXXX XXXX '' creditor. I checked my credit report and have no such debt. I have not received any services or communications through this creditor and do not recognize the account number.
Company Response:
State: MD
Zip: 20740
Submitted Via: Web
Date Sent: 2020-07-16
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-07-13
Issue: False statements or representation
Subissue: Attempted to collect wrong amount
Consumer Complaint: Transworld Systems Inc ( Collection Agency ) is attempting to collect inaccurate debt for an apartment complex ( XXXX XXXX XXXX. ) However, after several written disputes this collection agency refuses to remove the inaccurate debt.
Company Response:
State: AL
Zip: 36605
Submitted Via: Web
Date Sent: 2020-07-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-07-13
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: XXXX XXXX XXXX Date opened : XX/XX/2018 _ Amount {$680.00} _ Account NO # XXXX I reported it is FRAUD to XXXX XXXX since from XX/XX/2018 until now. My name is not XXXX XXXX. It's a similar name mixed with someone else.I never lived in MA. I never open any utility account under XXXX XXXX. I present all prove of address, personal ID, and file police report. I followed all steps from XXXX XXXX requested. Still could NOT get ride off this negative record. It's 21 months still pending. Whatever I called, email, disputed ... ... Nobody answer, nobody take care. 21 MONTHS, still can not solve my problem.
Company Response:
State: NY
Zip: 11581
Submitted Via: Web
Date Sent: 2020-07-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-07-13
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: In XX/XX/2019 I attempted to dispute a debt for XXXX XXXX and for XXXX XXXX for services we believe are in Texas. I live in Kansas.I am a victim of ID Theft and this is not my debt. I sent a complete packet including police report, id theft affidavit, proof of address, identification all in another state. The debt collector XXXX and XXXX XXXX continually has responded to the dispute validating the debt. This debt is not ours and they keep telling us to call back with no resolution. This debt appears to be in the process of being sold again. They confirmed they have copies of all documents
Company Response:
State: KS
Zip: 673XX
Submitted Via: Web
Date Sent: 2020-07-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-07-13
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Investigation took more than 30 days
Consumer Complaint: I have 2 late payments reported. C=During the Covid Pandemic my school loan should be deferred or in Forbearance.
Company Response:
State: CA
Zip: 92551
Submitted Via: Web
Date Sent: 2020-07-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2020-07-13
Issue: Incorrect information on your report
Subissue: Old information reappears or never goes away
Consumer Complaint: The credit reporting time limit has expired and Transworld Sytems Inc., has illegally re-aged the account. My disputed credit report reflects that the account was opened on XX/XX/XXXX. The actual date of first delinquency is approximately XX/XX/XXXX. The last date of activity on the account is approximately XX/XX/XXXX. XXXXXXXX XXXX XXXX is the original debt collector.
Company Response:
State: CA
Zip: 92101
Submitted Via: Web
Date Sent: 2020-07-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A