TRANSWORLD SYSTEMS INC


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"Products" offered by TRANSWORLD SYSTEMS INC with at least one, but usually more complaints:

Bank account or service - Checking account
Checking or savings account - Checking account
Consumer Loan - Installment loan
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - Store credit card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - Federal student loan
Debt collection - Federal student loan debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Medical debt
Debt collection - Mortgage
Debt collection - Mortgage debt
Debt collection - Non-federal student loan
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan
Debt collection - Payday loan debt
Debt collection - Private student loan debt
Debt collection - Rental debt
Debt collection - Telecommunications debt
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Mortgage - Conventional home mortgage
Mortgage - Home equity loan or line of credit (HELOC)
Mortgage - Other mortgage
Mortgage - Other type of mortgage
Other financial service - Credit repair
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Student loan - Federal student loan servicing
Student loan - Non-federal student loan
Student loan - Private student loan
Vehicle loan or lease - Lease
Vehicle loan or lease - Loan

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Complaint ID: 7941500

Date Received: 2023-12-03

Issue: Electronic communications

Subissue: You told them to stop contacting you, but they keep trying

Consumer Complaint: After repeated attempts to get the debt collector to stop contacting me, they continue to do so.

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: TX

Zip: 75238

Submitted Via: Web

Date Sent: 2023-12-03

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7941280

Date Received: 2023-12-03

Issue: Problem with a company's investigation into an existing problem

Subissue: Investigation took more than 30 days

Consumer Complaint: I recently found out about a case of stolen identity on my credit report. There is an electric bill debt on my report that I realized was from an old roommate who stole my info and opened several accounts under my name. He opened a credit card and this electric service and ran up a {$700.00} debt under my name with XXXX. I got evicted from that apartment and was gone for most of the service period. This happened in XXXX. The debt got sold to a company named Transworld systems Inc and they put the debt on my report in XXXX. I contacted Transworld to let them know I was going to dispute. I sent them a letter first class on XX/XX/XXXX. They sent me back a letter dated XX/XX/XXXX acknowledging the receipt of my dispute. I sent them a letter stating they took longer then XXXX days on XX/XX/XXXX and I sent them proof of my eviction and I explained what happened with the roommate and that he snuck into my room and stole my personal info and signed up our apartment for service under my name and never paid the bill. He was supposed to be responsible for the electricity per our agreement but he opened the account with my personal info and never sent them payment. They sent me back a packet to fill out a few weeks later with an identity theft affidavit which I filled out and sent back. They did not respond until over a month later sending another packet for me to fill out -- the exact same packet they sent the first time, completely ignoring the packet I sent them. I filled it out, yet again, and they sent YET ANOTHER PACKET. I started to feel like they were purposefully ignoring me at this point. This time, I called them. I told them I used the address stated on the packet and asked them why they were not acknowledging the receipt of my filled out packet. They acted like I didn't know what I was talking about and they never received anything and I should email it this time. So I did. I emailed it on XX/XX/XXXX. I emailed them all previous letters, my id, my proof the debt doesn't belong to me, and the identity theft packet. No one has replied to me about my email. They have been ignoring my letters since XXXX. I called a few days ago and spoke to a man that said I'll never be able to dispute the debt by myself. They will keep ignoring me he said. Then he said something that really concerned me, -- he said I need his professional help, it was the only way to even attempt to get the debt removed, and I should give him my financial info. I asked why do I have to give you my card info? He told me because he needed to charge my card to run a credit report. I asked him why I needed him to run my report when he worked for Transworld systems and it was their account. He told me it was because they needed to verify the debt on my report. I really don't feel good about giving a creditor my financial info and this company seems very dishonest anyway. They have taken way over XXXX days to respond. I sent them their identity theft affidavit, with proof the debt is not mine, XXXX different times since XXXX and they completely ignore it. I never gave the man my debit card. I told him I would just call back. I still have not received a response to my multiple attempts to send them the packet since XXXX XXXX and I feel they are playing games with me at this point. I should have just contacted you the first time they took over XXXX days to respond. Please help me get this debt removed because they are not abiding by the law. Thank you for your time in advance.

Company Response:

State: PA

Zip: 19124

Submitted Via: Web

Date Sent: 2023-12-03

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7941163

Date Received: 2023-12-02

Issue: Attempts to collect debt not owed

Subissue: Debt is not yours

Consumer Complaint: This month a collection debt for {$470.00} dollars appeared on my credit report. I have disputed it with all the credit companies, and nothing has changed. It says it's a collection account from XX/XX/2023... I have had XXXX XXXX XXXX for well over 4 years. It also does not have any attached information, everything is blank except for saying " original creditor is XXXX ''. A couple years ago I repeatedly disputed a XXXX account that was a " XXXX '' account line ( I'm nowhere near that age ) nor have any knowledge of that. I'm currently trying to build my credit so my family can get a house and this repeated debt that isn't mine is prohibiting me from doing that by further wrecking my credit.

Company Response:

State: SC

Zip: 293XX

Submitted Via: Web

Date Sent: 2023-12-02

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7940586

Date Received: 2023-12-04

Issue: Attempts to collect debt not owed

Subissue: Debt is not yours

Consumer Complaint: XXXX XXXX XXXX XXXX XXXXXXXX is trying to collect {$760.00} from me for my kids service date XX/XX/2023. It's a simple XXXX XXXX visit for both my kids and covered by insurance but they never filed it to the insurance and started sending me amount due letter from XX/XX/2023. I tried multiple times to call them and even had the insuracne company call them once so they can file the claim but they didn't do anything and continued to send me collection letters. I sent them a certified letter XX/XX/2023 asking them to provide me the detailed bill and proof that they have filed the claim with insurance. I didn't get any response to that letter. On XX/XX/2023 I went in person to the dental office on XXXX XXXX XXXX XXXX Arizona and they promised that they would file the claim with insurance company. They did file the claim with the insurance company for my XXXX XXXX and insurance denied the claim with the explanation that since the provider didn't file the claim in time they can't pay them with with mention of XXXX Patient responsibility. For my XXXX XXXX no claim has been filed with the insurance company. On XX/XX/2023 I have received a letter dated XX/XX/2023 from a debt collector agency Transworld Systems Inc that I owe {$760.00} to XXXX XXXX. At this point this is between the provider and insurance company.

Company Response:

State: AZ

Zip: 85259

Submitted Via: Web

Date Sent: 2023-12-04

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7940293

Date Received: 2023-12-04

Issue: Incorrect information on your report

Subissue: Information belongs to someone else

Consumer Complaint: XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TRANSWORLD SYSTEMS INC XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX PA XXXX ( XXXX XXXX XXXX Dear XXXX XXXX XXXX, I have a fraudulent account that your company is reporting on my credit report that is a result of fraud and identity theft. I have filed a Police Report, Federal Trade Commission Identity Theft Report, and IRS Form 14039 Identity Theft Affidavit with the Criminal Investigation Department of the IRS ( See Attachments for Certified copies ). The address you are reporting has been included in the Police Report and reported as fraudulent I've never lived at that address. I request that this unauthorized item and alleged account to be removed and deleted from your file, records and/or system and you update the major credit bureaus to do the same. The following collection : TRANSWORLD SYSTEM INC ( Original Creditor : XXXX XXXX XXXX XXXX, Account Number : XXXX, Amount : {$900.00}. TRANSWORLD SYSTEM INC continues to try to extort monies from me when no monies are due. In actuality TRANSWORLD SYSTEM INC owes me ME money. Month after month they continue to furnish negative information to the credit bureaus. I have no knowledge of account XXXX. I've called the alleged creditor XXXX XXXX XXXX and they have verified " NO ACCOUNT WITH THE SSN ENDING IN XXXX OR NAME IS IN OUR SYSTEM OR RECORDS. '' I contacted TRANSWORLD SYSTEM INC by way of Affidavit sent Certified Mail Return Receipt Requested with an Affidavit of Mailing. A copy of the Affidavit has been attached to this complaint. They've obtained my information by way of Identity Theft pursuant to OCGA 16-9-121. They've included that information in my consumers ' report in exchange for monetary compensation. Punishing me for the repayment of a alleged debt by furnishing nonpublic information without my consent to unauthorized third parties as a means to ruin my financial reputation is a violation of 18 USC 894. I've requested verification by way of Affidavit, which is to be sworn under penalty of perjury so that I may have the opportunity to hold XXXX XXXX and TRANSWORLD SYSTEM INC liable for making false and unsubstantiated claims against me. You have failed to rebut the Affidavit point for point in a timely manner. In commerce an unrebutted Affidavit stands truth! Also in any court of law, ALL debt must be sworn to. No such documentation exists from TRANSWORLD SYSTEM INC. Not to mention, of why we owed this amount to TRANSWORLD SYSTEM INC , the 1099 OID & all other related tax documents for this alleged account have failed to be produced to me for my inspection. We've NEVER done business with TRANSWORLD SYSTEM INC. Yet instead, we received an informal computer generated dunning letter containing our personal information and some start and end date of some alleged account. Not sure who TRANSWORLD SYSTEM INC is or how they got our information, but due to lack of information and evidence of us owing that amount, I will like to say that this account is fraudulent and kindly ask to have TRANSWORLD SYSTEM INC remove this account from their computer, books, and/or files & cease all collections activities. Please mail or forward all responses to the Notary address provided herein. Thank you for giving this matter your immediate attention. Warm Regards,

Company Response:

State: GA

Zip: 303XX

Submitted Via: Web

Date Sent: 2023-12-04

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7938188

Date Received: 2023-12-02

Issue: Incorrect information on your report

Subissue: Information belongs to someone else

Consumer Complaint: I Disputed a XXXX that was Reported on my XXXX XXXX back in XX/XX/2023. The Credit Bureau did their XXXX and removed the Account on XX/XX/2023. As of XX/XX/2023 it has reappeared back on my Credit Profile Damaging my Credit. I printed off Proof that the Account was removed. Could you please help me with this, it is Hindering me. I will also reach back out to the Credit Reporting Agencies to see if this can be resolved.

Company Response:

State: GA

Zip: 30132

Submitted Via: Web

Date Sent: 2023-12-02

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7935461

Date Received: 2023-12-01

Issue: Incorrect information on your report

Subissue: Old information reappears or never goes away

Consumer Complaint: This XXXX account was on my report through XXXX XXXX for over XXXX years in which they were unable to provide me with verification and proof that this debt belonged to me after many attempts over XXXX years. They have sold the debt which is not proof is mine to trans world XXXX which started reporting to XXXX XX/XX/23. Transworld had not attempted to contact me, did not send me any information in an attempt to verify this unlawful debt at anytime. This is not my debt, and they are outside the statute of limitations to report this to on my credit report and it needs to be removed immediately

Company Response:

State: FL

Zip: 34286

Submitted Via: Web

Date Sent: 2023-12-01

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7935119

Date Received: 2023-12-01

Issue: Attempts to collect debt not owed

Subissue: Debt is not yours

Consumer Complaint: I had a mobile number with XXXX XXXX for several years but rarely used it. Early this year I tried to close it by doing each of the following ( sometimes multiple times ). Visit to store, call customer service, chat sessions with customer service. This account had never been in arrears and has been unused for most of XXXX. Not only has the account remained open, twice now, after my requests to close, it I get emails saying it has been reopened. Furthermore, they have continued to accrue charges and have now turned that over to collection agency. My credit rating is well over XXXX and I do not want this to impact that. Ironically, my last request was in written/ mailed format. The response I got was another collection notice and a " congratulations, we restored your line '' email. It almost seems that the policy at XXXX XXXX is similar to the cases where a company intentionally makes it difficult or impossible to discontinue service. Thank you!

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: CA

Zip: 95062

Submitted Via: Web

Date Sent: 2023-12-01

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7932211

Date Received: 2023-12-01

Issue: Attempts to collect debt not owed

Subissue: Debt is not yours

Consumer Complaint: I have no knowledge of this account. At the time, I was moved due to protection battling a XXXX XXXX. I havent lived in XXXX XXXX in years due to XXXX assistance. Ive reached out multiple times to this company and theyve even XXXX my family and contacted them, after asking them not to. Im assuming they are a XXXX XXXX that my closed account was sold to, and they reopened this year. The XXXX account is over XXXX years old. This is not accurate and fraudulent

Company Response:

State: TX

Zip: 77346

Submitted Via: Web

Date Sent: 2023-12-01

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 7931607

Date Received: 2023-12-01

Issue: Attempts to collect debt not owed

Subissue: Debt is not yours

Consumer Complaint: XX/XX/XXXX XXXX Account was transferred to XXXX. The phone number XXXX XXXX had was not in use any longer they kept billing me, when I went into the store in XXXX XXXX I was assured that I would not be charged any longer and if I was it would be cleared on the account since it was not a working number and it was closed. Now as of XX/XX/XXXX I receive a collection bill from TSI XXXX for an account that was closed XX/XX/XXXX

Company Response: Company has responded to the consumer and the CFPB and chooses not to provide a public response

State: MI

Zip: 49445

Submitted Via: Web

Date Sent: 2023-12-01

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.