Date Received: 2022-04-13
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: on XX/XX/2022, I received a letter that stated I owed XXXX XXXX money that I don't know about. the debt collector is Transworld System Inc. on XX/XX/2022. I sent them a debt validation they failed to response to me ( Failure to Validate Letter ) on XX/XX/2022 I sent them another letter and they failed to respond to me again.
Company Response:
State: FL
Zip: 32822
Submitted Via: Web
Date Sent: 2022-04-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-13
Issue: Took or threatened to take negative or legal action
Subissue: Threatened to arrest you or take you to jail if you do not pay
Consumer Complaint: In XX/XX/XXXX, I hadn't arrive home yet and my day answered the door. They asked for me and threatened to take me to jail. My child was afraid. I was told to contact a number and now answer from a debt trying to be collected from XXXX XXXX XXXX account. The account was charged off in XXXX. Somehow it repeatly gets updated for no reason.
Company Response:
State: AL
Zip: 35806
Submitted Via: Web
Date Sent: 2022-04-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-12
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: My lease wasnt over until XX/XX/XXXX I moved XX/XX/XXXX when I moved I clean the apartment only things was broken was a door that already had a hold in it but was patched up with mud my rent was XXXX I was told if its not rented by XXXX I would have to pay for that month rent now I also paid a deposit when I move there I receive no deposit money back no letter or anything but the place did get rented before XXXX this I know because I still talk to my old neighbor that still live there right now to this day its not fair for companies to do ppl like this when they move take my deposit and charge me way to much for a door that was already broken to begin with in the first then sneak and put this on my credit report not once have my rent ever been late not once this not fair even if it got rented in late XXXX I understand I would still own some money but lets be fair XXXX plus dollars is not fair when I had a deposit that wasnt returned to me we can come to agreement of XXXX that would mean Im still out of my deposit Im fine with that
Company Response:
State: NC
Zip: 275XX
Submitted Via: Web
Date Sent: 2022-05-31
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-13
Issue: Incorrect information on your report
Subissue: Information belongs to someone else
Consumer Complaint: By 18 U.S.C Code 1028 ( knowingly transfers an identification document, authentication feature, or false identification document knowing that such document or feature was stolen or produced without lawful authority ). I have been trying to take these collections out of my credit report for a year cause of an identity of fraud.
Company Response:
State: NC
Zip: 28054
Submitted Via: Web
Date Sent: 2022-04-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-13
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: TSI sent an invoice ( received XXXX XX/XX/2022, reference number XXXX ) in an attempt to collect {$17.00} l that is allegedly from XXXX. I do not do business with XXXX. XXXX customer service was not able to assist, and TSI does not answer their phones while their online portal throws an error and directs you to call their phone. This is the second time Ive received a fraudulent charge from TSI. I am not responsible for this debt.
Company Response:
State: NV
Zip: 89081
Submitted Via: Web
Date Sent: 2022-04-13
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-12
Issue: Attempts to collect debt not owed
Subissue: Debt was result of identity theft
Consumer Complaint: To Whom it May Concern : My name is XXXX XXXX, and Ive been a victim of Identity Theft. I reside in XXXX, IL, and have lived here for XXXX years. Im originally from XXXX California and have not left Illinois to live anywhere else in the last XXXX years. At the beginning of the year, I received a credit notification that there was a {$1000.00} collection for a utility company in Texas! I started frantically calling the credit bureaus, and filed a police report in XXXX ( I will send a copy with this letter ). It turns out there are numerous accounts this criminal opened for electricity in the following cities ( XXXX, TX, XXXX, TX & XXXX, TX ). I now need a report to ensure there are no other accounts opened in my name outside of Illinois or California. Account # XXXX : XXXX XXXX Services XXXX Owed {$990.00} for Utility Services at the address : XXXX XXXX XXXX # XXXX XXXX Texas using the name XXXX XXXX Opened on : XX/XX/12 Closed on XXXX with a balance of {$990.00} Account # XXXX : XXXX XXXX XXXX balance of {$130.00} for Utility services at the address : XXXXXXXX XXXX XXXX XXXX # XXXX XXXX TX XXXX I'm tired of fighting with companies all over Texas because criminals are opening up utility accounts and not paying by using my social security number which has ruined my financial wellbeing!
Company Response:
State: IL
Zip: 60643
Submitted Via: Web
Date Sent: 2022-04-12
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-12
Issue: Attempts to collect debt not owed
Subissue: Debt is not yours
Consumer Complaint: This company TSI on my credit report says original creditor is XXXX XXXX. Says the debt was in XXXX. I have never had an account with direct energy. TSI calls me every morning even while the dispute is in progress. I have disputed several times. They have removed the account from my report and started a new account. I have had no contact with this company other than disputing the report. When the disputing started in XXXX of XXXX the calling started and new accounts were opened and placed on my report for collections.
Company Response:
State: TX
Zip: 770XX
Submitted Via: Web
Date Sent: 2022-04-12
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-11
Issue: Written notification about debt
Subissue: Didn't receive enough information to verify debt
Consumer Complaint: This is a formal complaint against Transworld System Inc located in XXXX XXXX, PA. This company has repeatedly violated my consumer rights under the Fair Debt Collection Practices Act and has caused me much unnecessary financial AND mental distress. For starters, they're reporting an erroneous & unverifiable collection account on all 3 of my credit reports, XXXX, XXXX and XXXX and not to mention an account in which I've asked for proof of claim and in which they have refused to validate per my request under the Fair Debt Collection Practices Act. Despite my efforts to resolve this unfortunate nightmare for nearly a year now, Transworld System Inc has completely ignored my communications and legal submissions to remove this inaccurate information from my credit reports. I am well aware of the many, many other complaints filed against this company for their illegal and unethical collection practices- disguising themselves under multiple business names and using ILLEGAL collection practices all across the country. Yet, somehow, this company is still in business. This company 's unprofessional & negligent behavior has caused lots of serious harm, not only to my ability to establish credit & good interest rates, but also to my character as a Professional and as an individual. Please help me, and the many other consumers just like me, to put a stop to the operation of these unethical & immoral business practices immediately. I sincerely appreciate your time and assistance in this matter and hope to hear from you very soon.
Company Response:
State: TX
Zip: 77073
Submitted Via: Web
Date Sent: 2022-04-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-10
Issue: Attempts to collect debt not owed
Subissue: Debt was paid
Consumer Complaint: n accordance with the Fair Credit Reporting act Transworld system Account # XXXX, has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. Transworld system inc at XXXX XXXX XXXX XXXX, DE XXXX has been sending me collection notices in the amount of {$3300.00} the collection has been reported as Paid balance. I have never done any business with this company. This company does not have a contract with my signature.
Company Response:
State: MO
Zip: 631XX
Submitted Via: Web
Date Sent: 2022-04-11
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Date Received: 2022-04-10
Issue: Problem with a credit reporting company's investigation into an existing problem
Subissue: Investigation took more than 30 days
Consumer Complaint: I XXXX XXXX have filed a dispute in regards to incorrect items on my credit report. It has been well over 30 days and I have yet to receive any response from the credit bureaus regarding my investigation results.
Company Response:
State: CA
Zip: 906XX
Submitted Via: Web
Date Sent: 2022-04-10
Company Response to Consumer: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A