PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4368818

Date Received: 2021-05-11

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Ive used PayPal since XX/XX/XXXX. I received an email from PayPal on XX/XX/XXXX saying my account has been permanently limited and funds are frozen for 180 days. They accused me of gambling, fantasy sports playing, lottery contest and a few other things. But all of my transactions have been with personal friends who have either loaned me money or Ive loaned them monies using PayPal. I also pay many bills and use my PayPal account often in my daily life so this is very disruptive. Ive received a lot of financial help from friends using PayPal, especially since COVID-19. Im not aware of any policy that forbids friends from helping each other out. I dont use PayPal for any of the activities theyve accused me of. When I spoke to the customer service representative on the phone today XX/XX/XXXX he said and I quote you know what youve done I immediately asked for his supervisor which he responded by saying hes the highest level at the company Im able to speak with. Then when I asked for a email address so I can write directly to management he declined and would not give me one. saying theres no email option for this situation and hung up the phone

Company Response:

State: TX

Zip: 787XX

Submitted Via: Web

Date Sent: 2021-05-11

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4368432

Date Received: 2021-05-11

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is " XXXX ''

Company Response:

State: ND

Zip: 58504

Submitted Via: Web

Date Sent: 2021-05-11

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4368384

Date Received: 2021-05-11

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Paypal has limited my account and I am not able to send or receive money. They have done this for no reason. I have given them all the documentation necessary for verification. Please, I am requesting the limitations on the account be removed as I have done nothing wrong. I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-11

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4368336

Date Received: 2021-05-11

Issue: Other transaction problem

Subissue:

Consumer Complaint: On XX/XX/21 I was the victim of a fraudulent Venmo request or spoofing where a user impersonated my sister. I sent {$400.00} to the scammer but realized almost immediately my mistake. Although the charge was still pending Venmo refused to freeze it and investigate.

Company Response:

State: ME

Zip: 040XX

Submitted Via: Web

Date Sent: 2021-05-11

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4368072

Date Received: 2021-05-11

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. They are not even giving me any idea on what is happening. They just say we are shutting your account down. I am not sure if this is some mistake as I assume it has to be I have followed all rules and regulations. I have been using Paypal for years with no issues and now I have not been able to get help from them. I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. The large to me amount of money in my account is used for me to live on a daily bases and this is crippling me and my family 's well being. If Paypal wants to not let me use there platform any more that is there choice but they will not let me get my money out at this time. My email linked to my PayPal is " XXXX ''

Company Response:

State: VA

Zip: 20152

Submitted Via: Web

Date Sent: 2021-05-11

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4367729

Date Received: 2021-05-11

Issue: Fraud or scam

Subissue:

Consumer Complaint: I arranged to buy tickets for a comedy show from someone on XXXX. He said he was going to transfer the tickets to my name ( to arrive via email ) and showed me a screenshot of a seemingly valid ticket confirmation. I payed him {$250.00} via Venmo, as agreed, and never received the tickets. He then blocked me on XXXX and is not responding to my calls requesting a refund. I contacted Venmo 's customer service and was told they could not help me recoup my money. They suggested filing a police report, which seems like a completely unrealistic, dead-end non-solution. The phone number the scammer gave me is XXXX. The Venmo account I sent payment to is : @ XXXX. Name : XXXX XXXX. Transaction ID : XXXX His XXXX handle is : XXXX XXXX XXXX ( @ XXXX ). He has blocked me on twitter so I can no longer message him. I have attached some screenshots below. I also contacted my personal bank, XXXX, to stop the payment. But it has not showed up in my list of transactions yet, and the XXXX representative said the bank can not contact Venmo to stop the payment.

Company Response:

State: NY

Zip: 11201

Submitted Via: Web

Date Sent: 2021-05-11

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4367633

Date Received: 2021-05-11

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason yesterday, XX/XX/2021, and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. I have funds amounting to {$560.00} ( gross amount ) that are on hold for 180 days. I just can't believe that PayPal hinders me from withdrawing my own money. My email linked to my PayPal is XXXX Thank you!

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-11

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4367619

Date Received: 2021-05-11

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is affecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX I have followed all of their policies, submitted tracking info, submitted documents, etc yet they have banned me. I even called up the bank to check my card etc and nothing was wrong on their side. I have appealed, etc yet I am not getting any proper customer support.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-11

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4367257

Date Received: 2021-05-11

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal close my account for not reason and them will not help me with Getting it back up and going. Every time when I try to withdraw my money from my account PayPal hold my access. My account is more 180 days, I sent all my info for get verify. Please I need you help me with this issue. Let me access to my money please. I see my account don't have any dispute or chargeback. my email is XXXX XXXX

Company Response:

State: NY

Zip: 10469

Submitted Via: Web

Date Sent: 2021-05-11

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4367248

Date Received: 2021-05-11

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Paypal closed my account for no reason and will not help me getting it back up and going. I am not sure if this is some mistake as i assume it has to be. I have not been able to get help from them for days but i just remembered i could file report on here as i feel they are not doing their job properly and it is effecting me a great deal as i used PayPal quite frequently. My email linked to my paypal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-11

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.