PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 4400448

Date Received: 2021-05-24

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal XXXX XXXX

Company Response:

State: GA

Zip: 30087

Submitted Via: Web

Date Sent: 2021-05-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4400444

Date Received: 2021-05-24

Issue: Lost or stolen check

Subissue:

Consumer Complaint: I have requested a check with a sum of {$6000.00} on XXXX XX/XX/2021 from PayPal and I havent got this check from PayPal. I called them and emailed several occasions but nothing seem to be done.Im tired of all this and I really want the money back into my account. I got other checks but didnt get the huge amount I requested.

Company Response:

State: SC

Zip: 29073

Submitted Via: Web

Date Sent: 2021-05-24

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4400440

Date Received: 2021-05-24

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as feel they are not doing their job properly and it is affecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is

Company Response:

State: WA

Zip: 98109

Submitted Via: Web

Date Sent: 2021-05-24

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4400178

Date Received: 2021-05-23

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them but I remembered I could file a report on here as I feel they are not doing their job properly and it is affecting me a great deal I complied on their verification system, sending documents and all but still my account got locked with my money on it telling me that I can't touch it for 180 days. My email linked to my PayPal is " XXXX ''

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4399752

Date Received: 2021-05-24

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: So on the XXXX of XXXX, I had a family member log into my account to deposit my PayPal balance to their bank account as I am not a US citizen and they are. From that point onward I have been trying to make payments on XXXX using my PayPal balance and there is a restriction on my account that I had never been notified of. They simply won't allow me to use that money to make a purchase so that money is basically sitting in my account useless. They also won't allow me to make payments using the cards attached to my account. I have tried reaching out to their customer service but they have kept giving me the runaround and have been very rude and smug in the process. The matter is very urgent and I need to be able to use my money asap. I really thought PayPal was a reputable company but this experience has proven me wrong.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4399613

Date Received: 2021-05-23

Issue: Fraud or scam

Subissue:

Consumer Complaint: I have a paypal account, it was permanently limited in XXXX, then the balance was available for withdrawal in XXXX after 180 days. Its XXXX, I'm trying to add a bank and debit card in my paypal in order to withdraw the funds, because I linked bank has been closed and linked card is a prepaid gift card. So, must I need to add bank, I called paypal multiple times last 3 months but no agent helped me. They said I have to wait 48-72 then refreshing my account but that was useless. Eventually, they said the XXXX system doesnt allowing me to add a bank or card. It says " Sorry! We can't link your bank account right now! '' I dont want to get a check, if I wanted I should've already get it on my own. I think its XXXX of paypal monopolist business policy, they dont override my issue, they dont help. All they want is only hold my about XXXX $ balance. My paypal email is : XXXX XXXX

Company Response:

State: NY

Zip: 13905

Submitted Via: Web

Date Sent: 2021-05-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4399423

Date Received: 2021-05-23

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: RE : Case XXXX I am respectfully requesting that the hold on my funds/account be lifted. I am not necessarily requesting that my account be re-opened or allowed to continue to use the PayPal service, as I have already taken my business to your largest competitor and I am no longer in need of PayPals services. I have previously requested a review/appeal of my case which was denied, my business is in USA, but I'm currently living in XXXX. Although I still disagree with the decision to deny my appeal I will abide by it however because I feel that holding my funds for more than 180 days for a non-fraudulent violation of PayPals Acceptable Use Policy is excessive, and perhaps a punitive abuse of power, I will be filing complaints with the following agencies on Wednesday morning, XX/XX/2021 if I am not satisfied with PayPals response to this request to release my funds : ( agencies in the states that I reside or have a business presence in ) The California Office of the Attorney General http : //ag.ca.gov/contact/complaint_form.php? cmplt=CL The Washington State Office of the Attorney General https : //fortress.wa.gov/atg/formhandler/ago/ComplaintForm.aspx The Florida Office of the Attorney General XXXX XXXX XXXX The Arizona Office of the Attorney General http : XXXX Additionally : The United States Federal Reserve http : //www.federalreserveconsumerhelp.gov/complaintinfo.cfm? info=1 ( I understand that PayPal does not operate as a bank which is precisely why they may be interested in such complaints ) XXXX XXXX XXXX XXXX : XXXX : XXXX All complaints will be filed online Wednesday morning XX/XX/2021 and written copies will also be sent via certified postal mail. I understand PayPals need for holding funds for credit card chargeback purposes, however a review of my account history for the last year will reveal a very low chargeback rate as well as a very high customer-satisfaction rate. I feel that any reasonable person would conclude that holding my entire balance for more than 180 days is excessive and my be viewed by some as punitive or as already stated, an unnecessary abuse of power and perhaps even contrary to the laws of some states. The two emails I got from PayPal, on the attached files, talked about a **Select Funds release** option after the 180 days, but after all the messages I sent to the customer support asking were is this feature and how can I release my funds? No answer, just automated responses. Please be aware that replying with the standard this is part of the terms of service that you agreed to will not satisfy my request, or deter me from filing my complaints with the agencies listed above on the morning of Wednesday XX/XX/XXXX. It will be up to those agencies to determine if PayPal is operating within the law, abusing power, etc. I am simply seeking a resolution that is fair and in the best interest of both parties. Thank you for your time again in looking into this matter. My email linked to my PayPal is XXXX XXXX XXXX

Company Response:

State: CA

Zip: 90035

Submitted Via: Web

Date Sent: 2021-05-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4399197

Date Received: 2021-05-23

Issue: Managing an account

Subissue: Problem accessing account

Consumer Complaint: I am perminently locked out of my Paypal account. I am Paypal customer since 2000. Now, Paypal refuses to remove old phone numbers from their system so that I can complete 2 factor authentication. I made my request. Paypal 's response was to lock my account. On their site they say 'follow directions in email. ' No email was recieved. Paypal is singling me out for bad treatment and denying me access to my funds. Paypal needs to operate in good faith and return access to my account. User ID : XXXX ( XXXX XXXX XXXX XXXX XXXX

Company Response:

State: OK

Zip: 74137

Submitted Via: Web

Date Sent: 2021-05-23

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4398826

Date Received: 2021-05-22

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-22

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4398597

Date Received: 2021-05-23

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back up and going. I am not sure if this is some mistake as I assume it has to be. I have not been able to get help from them for months but I just remembered I could file a report on here as I feel they are not doing their job properly and it is effecting me a great deal as I used PayPay quite frequently. My email ink to my PayPal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2021-05-23

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.