PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.
Complaint ID: 5158617

Date Received: 2022-01-27

Issue: Other transaction problem

Subissue:

Consumer Complaint: On XX/XX/XXXX, XXXX XXXX ( Customer ) purchased merchandise from us and paid via PayPal. The Customer transaction ID is XXXX. In XX/XX/XXXX, Customer reported a problem with the merchandise and was instructed to rern the items for a refund. Inexplicably, Customer opened a chargeback with his credit card company. The chargeback caused Paypal to debit our account in the amount of the purchase- {$82.00}. We explained to Paypal that we'd gladly refund the Customer as soon as they return the merchandise, which to date has not been returned. On XX/XX/XXXX, Paypal closed the case, stating " we can not dispute this transaction any further ... ''. So now, were out the money AND the merchandise. We ask that PayPal refund the XXXX to our account XXXX.

Company Response:

State: AZ

Zip: 85249

Submitted Via: Web

Date Sent: 2022-01-27

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5157844

Date Received: 2022-01-27

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I have {$570.00} on my PayPal account and they would not let me access my funds not only that but now they close my account with no explanation and will not let me access the money I desperately need for $ 180 days

Company Response:

State: OR

Zip: 973XX

Submitted Via: Web

Date Sent: 2022-01-27

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5157778

Date Received: 2022-01-27

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: hi, paypal blocked my account without any reason. i have balance in my account and i made purchase with my debit card. now i received a email that my account was permanent close and my money is hold again for 180 days. i never had any dispute or chargeback in my account, and now i cant use this account but i need my money. PayPal. ( Id. de XXXX my emaill XXXX XXXX

Company Response:

State: GA

Zip: 30126

Submitted Via: Web

Date Sent: 2022-01-27

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5157725

Date Received: 2022-01-27

Issue: Other transaction problem

Subissue:

Consumer Complaint: My name is XXXX XXXX, I accidentally send Adivine Spiritual Healer {$440.00}, I immediately disputed the transaction. I even XXXX this young lady and asked her to refund my money back. She informed me that she wasn't able to refund and only had the option of disputing the payment. She submitted a dispute saying she didn't know me and refund back the money. After speaking with your supervisor XXXX XXXX ID XXXX today XX/XX/2022 at XXXX PM EST, information of the response from the seller XXXX XXXX XXXX. I asked for my refund to be released now due to the seller response in regards to the dispute.

Company Response:

State: GA

Zip: 303XX

Submitted Via: Web

Date Sent: 2022-01-27

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5157663

Date Received: 2022-01-27

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: hi, paypal blocked my account without any reason. i have balance in my account and i made purchase with my debit card. now i received a email that my account was permanent close and my money is hold again for 180 days. i never had any dispute or chargeback in my account, and now i cant use this account but i need my money. PayPal. ( Id. de XXXX my emaill XXXX XXXX

Company Response:

State: GA

Zip: 30126

Submitted Via: Web

Date Sent: 2022-01-27

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5157546

Date Received: 2022-01-27

Issue: Fraud or scam

Subissue:

Consumer Complaint: I no longer have a PayPal account, but received this email in my spam folder : From : " Billing Details! '' XXXX [ Add to Address Book ] To : " XXXX XXXX '' XXXX Subject : Pay-id XXXX..!! Date : XX/XX/2022 XXXX PM PayPal Hello XXXX, XX/XX/2022 XXXX PM Transaction ID : XXXX # XXXX XXXX It may take a several minutes for this transaction to show up in your account history. Seller Instructions to seller XXXX You haven't entered any instructions. Shipping address - confirmed Shipping details XXXX XXXX XXXX XXXX The seller hasn't provided any shipping details yet. AK XXXX United States XXXXnformation Qty. Amount XXXX XXXX XXXX XXXX XXXX XXXX XXXX USD XXXX x XXXX XXXX # # # XXXX # # XXXX Shipping and handling XXXX USD Insurance- not offered Total XXXX USD payment {$4200.00} USD sent to XXXX Receipt ID : XXXX Problems with this transaction? You have 45 days from the date of the purchase to issue a dispute in the Resolution Center -- XXXX XXXX XXXX XXXX Please Not try to reply to this message. automat'Ne notification system can't accept incoming messages. For immediate answers to your issues, visit our Help Center by clickinglielo located on any PayPal page. PayPalXXXX

Company Response:

State: IA

Zip: 503XX

Submitted Via: Web

Date Sent: 2022-01-27

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5157490

Date Received: 2022-01-27

Issue: Confusing or misleading advertising or marketing

Subissue:

Consumer Complaint: Case ID : XXXX Disputed amount : {$350.00} USD Seller info : XXXX XXXX PayPal-XXXX XXXX XXXX : XX/XX/2022 Invoice ID : XXXX Transaction ID : XXXX Transaction amount : {$350.00} USD Further, it is clear : 1. That the above referenced transaction was not endorsed, signed, authorized, ratified, either expressly or by implication, by me or with my knowledge or consent. 2. That I did not receive or retain any benefit or value from the transaction, either directly or indirectly. 3. That, in fact, PayPal representative already confirmed that transaction was completed by the third-party email XXXX without my permission and for the benefit of XXXX. 4. That PayPal favors XXXX against me as victim of fraud. THEREFORE, XXXX is requested to provide copy of the third-party Manuel Climent of XXXX authorization to act on behalf of me and/or authorization to inquire charges on my PayPal account. Attachment : Attached proof that XXXX authorized third-party Manuel Climent of XXXX to inquire charges kept by XXXX without my permission.

Company Response:

State: GA

Zip: 30039

Submitted Via: Web

Date Sent: 2022-01-27

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5157214

Date Received: 2022-01-27

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: Paypal gave unauthorized refunds to XXXX and XXXX on my behalf, and now is trying to charge me for it as a negative paypal balance. These are gambling companies that never asked for a refund, but was just issued by paypal without my consent.

Company Response:

State: PA

Zip: 164XX

Submitted Via: Web

Date Sent: 2022-01-27

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5157002

Date Received: 2022-01-27

Issue: Money was not available when promised

Subissue:

Consumer Complaint: I initiated a bank transfer from XXXX to Venmo on XX/XX/XXXX, the website said the transaction would take 1-3 business days which by all calculations at the latest would be the XXXX, after I had submitted the request the language changed to say the funds would be available to send or spend by the XXXX. Low and behold the XXXX is here now after several attempts to use the money they have changed their information again to now tell me my funds wont be available until XXXX XX/XX/XXXX or even XXXX XX/XX/XXXX at the latest! I have missed work, I am now at work and have no gas to get home my phone and internet have both been shut off and now my electric bill is in question. If this does not warrant a lawsuit then I question the whole system to fraudulence including this complaint process!

Company Response:

State: MO

Zip: 63755

Submitted Via: Web

Date Sent: 2022-01-27

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5156485

Date Received: 2022-01-27

Issue: Problem with a purchase shown on your statement

Subissue: Credit card company isn't resolving a dispute about a purchase on your statement

Consumer Complaint: My PayPal Business Debit card was stolen. On the morning of XX/XX/2022 between XXXX XXXX it was used for 4 separate transactions at XXXX # XXXX in XXXX, WA. I immediately followed PayPal 's policy and opened a dispute for each transaction in their resolution center ( 4 total ) and filed a police report. On XX/XX/XXXX PayPal closed one of the disputes with a denial ( for the transaction in the amount of {$250.00} ), claiming the card was in my possession ( 2 of the other disputes were closed in my favor on XX/XX/XXXX and the remaining one is still pending. ) Their reason for denying my claim is wrong and does not make sense. XXXX has video footage of the transaction, and my apartment complex also has door access logs and video proving I was home at the time. I explained this to PayPal and attached the police report. Also, the transactions in question were only minutes apart, and the one they denied my claim for was the last one to occur, at XXXXXXXX XXXX. So by denying that case while accepting 2 others, PayPal is claiming they agree that the card was stolen and used fraudulently, but that somehow I had it back in my possession minutes later and made an authorized transaction, which is not logical at all. PayPal refuses to explain their specific reason for denial or connect me with anyone who made the decision. They will not let me appeal unless I have more documentation to add, but also won't tell me what evidence they have or need, and the main evidence ( video footage ) is something they need to follow procedures with XXXX and my apartment complex to get.

Company Response:

State: WA

Zip: 98059

Submitted Via: Web

Date Sent: 2022-01-27

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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