PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 5584122

Date Received: 2022-05-20

Issue: Other transaction problem

Subissue:

Consumer Complaint: We are asking you if you could please force paypal to to immediately and completely remove any bank or credit card information thats linked to our deleted PayPal accounts. PayPal has engaged in fraudulent practices with my wife and myself. A couple months ago they allowed a fraudulent person or person to set up a fake paypal account using my wifes personal info, then lied to us, insisting that products had been sent to our address, and refused to make any adjustments to credit our checking account for this fraud. Their claims were proved to be untrue by the local police department, which investigated, and proved that nothing that paypal insisted that we received was ever delivered to our address, rather, items were delivered to other addresses in our town. Yet, despite police department proof, paypal still refused to correct their collaboration in this fraud. Then a couple weeks ago, I received money from a vendor through my paypal account, and when I tried to receive it, paypal locked my account, saying that and I quote their email : After a review, we decided to permanently limit your account as we found potential risk associated with it. As a result, we can no longer offer PayPal services to you. They also returned the funds to the vendor, and I have still not received them. In addition, even though I have attempted to close my account, they are refusing to allow me to remove my bank account information, again I quote their email : Any bank or credit card information thats linked to your PayPal account can not be removed nor can it be added to another account. You can still log in and see your account information but you cant send or receive money. If you have funds in your PayPal balance, it will be held for up to 180 days. After that, well email you with information on how to access your funds. But I do not want any account with such unscrupulous people. We have repeatedly tried to resolve these issues with no success. Not only is it very difficult to even find any way to effectively communicate with them, but in addition, they consistently refuse to admit any wrongdoing on their part, insisting that we are in some unknown way responsible, for example : their insistence without any evidence or explanation that, as they say in their email quoted above : After a review, we decided to permanently limit your account as we found potential risk associated with it. As a result, we can no longer offer PayPal services to you. As a result we no longer have any interest in doing business with such devious and unscrupulous people, and we have attempted to close our PayPal accounts. They have failed to comply, and refuse to remove bank or credit card information thats linked to our PayPal accounts. However, especially given the hacking and ransomware that is so prevalent today, we must insist that they completely remove any bank or credit card information thats linked to our PayPal accounts. They refuse to voluntarily do so, so we are contacting you to ask that they be forced to immediately and completely remove any bank or credit card information thats linked to our PayPal accounts. We hope that if they are forced to do so by legal means that it will protect us, and hopefully any others that have been so arrogantly treated.

Company Response:

State: ME

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-05-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5583824

Date Received: 2022-05-20

Issue: Improper use of your report

Subissue: Credit inquiries on your report that you don't recognize

Consumer Complaint: Besides my personal bank account being frauded over 6 times in last 2 years. I am now getting reports of someone trying to obtain credit cards in my name. Several companies have sent me letters saying they denied me for credit services. I never applied for them. I refuse to own a credit card and defiantly did not try to apply for any. XX/XX/2022 XXXXXXXX XXXX sent letter staying they can not give credit for my request of XXXX XXXX issued by their bank. I never applied for this. XX/XX/20XXXX XXXX sent a letter stating they can not issue credit for my request of XXXX XXXX XXXX XXXX XXXX. I never applied for this. XXXX XXXX XXXXXXXX XXXX XXXX was unable to approve my application. I never applied for this either. PayPal informed online they sent me to collections. I was frauded on PAYPAL, my bank investigated and now I'm sent to collections for something i didn't do. My credit scored has dropped XXXX points in last few months, as well.

Company Response:

State: OR

Zip: 979XX

Submitted Via: Web

Date Sent: 2022-05-20

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5583700

Date Received: 2022-05-20

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Hi, I believe it was a mistake closing my account. Im using paypal for online business, digital goods and services like XXXX and XXXX services since XX/XX/2022. My account : XXXX has a stuck funds of XXXX XXXX and I want to withdraw the funds for emergency purposes. Thank you for helping

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-05-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5583668

Date Received: 2022-05-20

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I believe that it was a mistake to close my PayPal account. I am using my Paypal account for my online business XXXX XXXX since XX/XX/XXXX and crypto currency trading since XX/XX/XXXX. My paypal account : XXXX has stucked funds in it that I have to withdrawn asap for emergency purposes. And I am hoping that I will get back my account and able to withdraw my funds. Thank you and XXXX. For Identity verification, I attached my Valid ID. Please see attachment

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-05-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5583663

Date Received: 2022-05-20

Issue: Other transaction problem

Subissue:

Consumer Complaint: The PayPal has banned/limited my Paypal account XXXX XX/XX/2022 they don't even give me a notification that my account will be banned.I have a XXXX funds to collect from them.They should explain what happened to my Paypal account.They should restore or lift the banned/limitation to my account so that I can continue my on going transactions.Thanks hope to here from your response the soonest PayPal account XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-05-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5583658

Date Received: 2022-05-20

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: I believe that closing my paypal account is a mistake. I'm XXXX XXXX doing online freelancer with paypal since XX/XX/2022. My paypal account, XXXX has a stuck funds in it, amount XXXX XXXX, I wish my account be restore so that I can withdraw funds to pay bills. Thank you for helping. XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-05-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5583641

Date Received: 2022-05-20

Issue: Written notification about debt

Subissue: Notification didn't disclose it was an attempt to collect a debt

Consumer Complaint: I have several times tried to pay by my debit card but failed. Please check your message history. I am agreed to pay online. Please let me know why my paypal acount is limited or withheld. Why unable to pay the due. Again I agree to pay the due online. Please let me know the procedure

Company Response:

State: KS

Zip: 672XX

Submitted Via: Web

Date Sent: 2022-05-20

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5582907

Date Received: 2022-05-19

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason at all and will not help me getting it back and going. I assume it has to be a mistake or something. I have not been able to get help from them in months but I remembered I could file a report on here because they are not doing a great job helping me nor properly doing there job. I use PayPal quite frequently as well. My email which is linked to PayPal is : XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-05-19

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5582887

Date Received: 2022-05-19

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Hi, I believe that closing my account was a mistake. Im using paypal account for my online freelancing since XX/XX/2022. My account XXXX has XXXX XXXX stuck funds in it and I need to withdraw for my allowance and to pay my bills. Im hoping for your kind consideration Thank you XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-05-19

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 5581901

Date Received: 2022-05-19

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Hi, I believe closing my paypal account was a mistake. Im using my paypal account since XX/XX/2022 for online freelancing and online paying digital goods and services like electric load. My account XXXX has a stuck funds amount XXXX and I need to withdraw for emergency purposes. Im hoping that you will help me to get back my account. Thank you Pls see attached my valid ID.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2022-05-19

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.