PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 6505218

Date Received: 2023-01-30

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Hi, Im having a problem with my paypal account. They email me that im no longer do business with them. It just happened XX/XX/2023. I know the rules of paypal and i don't do any violation. I'm a freelancer that doing a remote task with my customers. This business account i used to accept payments from my customers. I'm willing to provide my business information, proof of purchase and etc. Kindly help to resolve this problem. Thank you.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-01-30

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6504679

Date Received: 2023-01-30

Issue: Incorrect information on your report

Subissue: Information belongs to someone else

Consumer Complaint: Account was opened in XXXX of XXXX. Had a balance high of {$2500.00} Has a current balance of {$1900.00}. Last payment was made in XXXX of XXXX from an unknown to me source. In XXXX of XXXX I worked with PayPal. Not PayPal MasterCard as they have offered no help. PayPal determined my account was hacked, multiple payment transactions and requests in XXXX of XXXX and early XX/XX/XXXX XX/XX/XXXX XXXX {$180.00} XX/XX/XXXX - {$100.00} XX/XX/XXXX XXXX {$77.00} And others were made from and to this email address. XXXX. From this PayPal MasterCard PayPal reversed them due to finding them being of fraud. I spoke with PayPal MasterCard in/around XXXX XXXX and was informed that payments had been made to this account from a debit card ending in XXXX. This does not nor has not ever belong to my husband or myself. PayPal MasterCard refused to look into the ownership of the card or account that made these payments. PayPal MasterCard was provided this email address and within less that 24 business hours after being provided with it closed a fraud case not even investigating this email address. Ive never provided identification such as a copy/photo of my id, social security card etc to prove that I even applied for this account

Company Response:

State: AL

Zip: 360XX

Submitted Via: Web

Date Sent: 2023-02-22

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6504263

Date Received: 2023-01-31

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: To whom it XXXX concern : I am writing to bring to your attention an issue I am facing with my PayPal account. To my surprise, my account has been banned without any prior explanation. As a XXXX, PayPal is a crucial platform for me to receive payment for my services and transactions. The sudden disruption of my account has caused a sign ificant impact on my business operations, as I am unable to receive payments through PayPal now. I would be more than happy to provide any necessary Government/Valid IDs to help resolve this issue. I already forwarded my concern to PayPal support but they can't disclose the reason why they XXXX my account. I kindly request your assistance in resolving this matter as soon as possible.

Company Response:

State: AK

Zip: 999XX

Submitted Via: Web

Date Sent: 2023-01-31

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6503858

Date Received: 2023-01-31

Issue: Problem with a credit reporting company's investigation into an existing problem

Subissue: Problem with personal statement of dispute

Consumer Complaint: I am filing this complaint against Paypal because I believe that they are retaliating against me for disputing an alleged debt. I asked them to validate an alleged debt. I also made them aware that in addition, under 15 U.S. Code 1681 a ( 2 ) a ( 1 ), late payment reporting is a violation. They are transactions and experiences between me, the consumer, and XXXX and should be excluded from my credit report. They have since limited access to my Paypal account. They are deceptively pretending to give me an option to resolve the issue by changing my password, but the website will not permit me to change the password, which prevents me from accessing my funds. This is retaliatory behavior, when they are in the wrong.

Company Response:

State: MD

Zip: 21113

Submitted Via: Web

Date Sent: 2023-01-31

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6503114

Date Received: 2023-01-29

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: I have been using Paypal to receive payments for my online business. On XX/XX/2022 I receive payment from my online business but paypal hold my first payment. I then got a notice that Paypal is requesting for my verification details. I glady provided the files and all was fine until on the same day I get notified that my account has been permanently limited ( Ref ID - XXXX ). I immediately contacted the executive office and was told that one of the accounts I used to make payments and they linked to me had a limitation hence why I was also banned. I feel this was not fair on my part as I can not have controlled over how other people use their Paypal account. I really want my account back.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-01-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6503030

Date Received: 2023-01-29

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: My account was automatically close or ban no warning I have no dispute or illegal activities transaction to my account. So I need help to restore my account because it's unfair to my side tank you

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-01-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6502924

Date Received: 2023-01-29

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: PayPal closed my account for no reason and will not help me with getting it back. I am not sure if this is some mistake as I assume it has to be. I am no longer able to get help from them but I remember I could file a report here as I feel they are not doing their job properly and it is affecting me a great deal as I used PayPal quite frequently. My email linked to my PayPal account is XXXX.

Company Response:

State: FL

Zip: 34953

Submitted Via: Web

Date Sent: 2023-01-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6502710

Date Received: 2023-01-29

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: XX/XX/2023 I received a payment of {$100.00} from my boyfriend through Venmo and when I try to transfer the funds to my account it told me that I was unable to do so this is the second time with this Venmo app. Ive tried reaching out to customer service. I have not gotten any responses. I let them know that this is {$100.00} that I needed to use for my child and I and their insensitivity and unwillingness to help was very suspicious to me. I have yet to receive a response the first time this happened. It was {$150.00} and now that its {$100.00} now Im having an issue and before he would send me money we never had any issues but now that hes been constantly sending me money of the amount of just no more than {$150.00}. They are freezing my account not responding to any of my messages or my inquiries. I am a single mother who is doing her best these apps specifically Venmo is fraudulent.

Company Response:

State: TX

Zip: 75067

Submitted Via: Web

Date Sent: 2023-01-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6502599

Date Received: 2023-01-29

Issue: Opening an account

Subissue: Unable to open an account

Consumer Complaint: I wasn't able to use my paypal account due to the statement which is my account is being permanently limit. I had no idea of the possibilities that my account had become. Please help me with my account.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-01-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6502580

Date Received: 2023-01-29

Issue: Money was not available when promised

Subissue:

Consumer Complaint: Paypal shutdown my account and Last XXXX XXXX paypal deducted my money from my account in the amount of {$58.00} US dollars, And my account was permanently limited. I have no violation, and I comply with their legal agreements. I want to restore my account. Thank you, XXXX XXXX XXXX XXXX XXXX XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-01-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.