PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 6523018

Date Received: 2023-02-05

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: I am permanently banned from using PayPal and I am extremely dissatisfied with this decision. I have been a loyal customer for several years and have never had any issues with my account. I believe this ban is unjustified and I request a thorough investigation into the matter. Furthermore, I demand that my account be reinstated immediately, as this ban is causing significant financial harm to me and my business. I look forward to a swift resolution to this matter. My Paypal Email Address : XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-02-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6522952

Date Received: 2023-02-05

Issue: Other transaction problem

Subissue:

Consumer Complaint: I am permanently banned from using PayPal and I am extremely dissatisfied with this decision. I have been a loyal customer for several years and have never had any issues with my account. I believe this ban is unjustified and I request a thorough investigation into the matter. Furthermore, I demand that my account be reinstated immediately, as this ban is causing significant financial harm to me and my business. I look forward to a swift resolution to this matter. My Paypal Email Address : XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-02-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6522664

Date Received: 2023-02-05

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: Hello, this matter is in reference to case number XXXX XXXX I was contacted by XXXX from PayPal stating " we won't be able to refund the payment or close the case in your favor because the item was delivered to the same address we have on the shipping details, signed by XXXX XXXX ''. I never stated that the package " wasn't delivered ''. I stated I never received the package ''. The item was indeed delivered but left outside of my screen door, which I have attached a picture to this message. However, the XXXX left the package in an area making it easier for anyone to walk pass my house and take it. The XXXX also did not ring the doorbell, nor did the XXXX knock on the dooras I was home all day. When I finally did track the package and seen that it was delivered, the package was no longer outside of my door. I have contacted the seller on multiple occasions about this issue, and no help was provided. Ive also contacted XXXX and was not able to file for a missing/lost package. PayPal insist that I file a dispute with my financial institution, however, the transaction was placed through my PayPal account using my PayPal balance. Ive been trying to get this issue resolved through PayPal since XX/XX/XXXX of 2022 and still its ongoing. I would like to be refunded for this transaction, as Ive never received the package and this issue settled. Thank you!

Company Response:

State: PA

Zip: 19131

Submitted Via: Web

Date Sent: 2023-02-05

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6522415

Date Received: 2023-02-05

Issue: Managing an account

Subissue: Banking errors

Consumer Complaint: There is a need for a full accounting of this account because XX/XX/2022 a charge ( XXXX ) it was disputed I was allegedly refunded but now in the leger there is a - sign by it. IT LOOKS TO ME LIKE PAYPAL is refunding and then taking the money back from peoples accounts.

Company Response:

State: NY

Zip: 113XX

Submitted Via: Web

Date Sent: 2023-02-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6522158

Date Received: 2023-02-05

Issue: Confusing or missing disclosures

Subissue:

Consumer Complaint: PayPal Emailed me that my account was permanently limited this is the reference ID ( Ref ID - XXXX ) the email says that After a review, PayPal decided to permanently limit my account as PayPal found potential risk associated with it. for me its not fair that they banned my account due to potential risk because my account is fully verified and I don't have any disputes in the account and about funds I'm not receiving yet big funds and if ever I receive big funds in the future for me its okay because my business account is fully verified and i have a website which payments came from, and I also complete all the documents needed in my website like proof of business registration and address, that's all legit even you search it to the website in the business registration input the business name and number so you can see that the documents that i send was legit and true.I think PayPal did wrong to this decision, I thinks its their auto system that decides the decision not the support or the executive person., the email was auto generated., I want to become an established seller in the platform that's why I'm very careful in my account like I only log in in one Pc and one browser from the first time I use it, PayPal know that., I think PayPal did wrong their decision., I want to make this things clearly and restored my account

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-02-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6522131

Date Received: 2023-02-05

Issue: Managing an account

Subissue: Banking errors

Consumer Complaint: PAYPAL HAS A PROBLEM ISSUING PROVISIONAL CREDIT IN ACCORDANCE WITH UCC ( Uniform Commercial Code ) : XXXX XXXX XXXX disputed two ATM TRANSACTIONS for the same bank ATM one I was given the provisional credit ( XXXX XXXX and the other NOT. When I tried to dispute it as you will see it was marked CASE CLOSED ( XXXX XXXX new card is ON THE WAY. I am attaching a video link so this way you can see exactly what happened with disallowed transaction ( XXXX XXXX XXXX Inaddition I tried as I have been able to upload videos to your system in the past but today I was unsuccessful for some strange reason? Here is a link from our private server of exactly what happened so you can see from the customers perspective how this looks : - ) https : XXXX

Company Response:

State: NY

Zip: 113XX

Submitted Via: Web

Date Sent: 2023-02-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6521950

Date Received: 2023-02-06

Issue: Managing an account

Subissue: Banking errors

Consumer Complaint: I am filing this complaint on behalf of XXXX XXXX XXXX. Paypal seems to be reluctant in paying XXXX XXXX to their alleged valued customers. As you will see from this video first I disputed XXXX ATM charges and then I looked in the XXXX XXXX XXXXnd neither of the XXXX transactions were listed. I think that it is really ridiculous when a company of the magnitude of PayPal would stoop to such lowly ways and means as to XXXX a long time customer out of only {$800.00} since XX/XX/2000 and many accounts that date back before that even. PLEASE NOTE THAT YOUR UPLOAD FOR VIDEOS HAS MYSTERIOUSLY QUIT WORKING AGAIN EVEN THOUGH IT WAS FIXED AND I DID UPLOAD VIDEOS IN PAST COMPLAINTS. Video so you can see the problem as the longtime customer sees : XXXX XXXX XXXXXXXX

Company Response:

State: NY

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-02-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6521742

Date Received: 2023-02-06

Issue: Other service problem

Subissue:

Consumer Complaint: I am writing to express my disappointment with the recent limitation of my PayPal account. On XXXX XXXX, I received an email from PayPal stating that my account has been limited and that I can not access certain features, such as sending and receiving payments. I was not given a clear explanation of why my account was limited, and I have been unable to use PayPal for my personal and business transactions since then. I have been a responsible and trustworthy user of PayPal for several years, and I have never violated any of the policies or guidelines set forth by the company. I have always used PayPal for legitimate transactions, such as online purchases and payments for goods and services. I have also followed all of the security measures recommended by PayPal to keep my account safe and secure.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-02-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6521247

Date Received: 2023-02-06

Issue: Problem adding money

Subissue:

Consumer Complaint: I was permanently banned from using Paypal account after I tried contacting Paypal about how I was unable to receive funds from a client. I was told that my Paypal has a high potebtial Risk attached to it. I want to kindly plead witb Paypal for a review as I have done no activity that guarantee such as treats. As this cause me not able to receive funds from my clients which I work with as a seller of digital goods like ebooks.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-02-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6521086

Date Received: 2023-02-02

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Paypal Closed My Account For No Reason and will not help with getting it back up and going. i am not sure if this is a mistake as i assume it has to be. i have not been able to get help from them, i just understand i could file a report on here as i find they are not doing their job properly and it is effecting me great deal as i used paypal quite frequently my email linked to my paypal is XXXX XXXX

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-02-02

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.