PAYPAL HOLDINGS, INC


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"Products" offered by PAYPAL HOLDINGS, INC with at least one, but usually more complaints:

Bank account or service - (CD) Certificate of deposit
Bank account or service - Cashing a check without an account
Bank account or service - Checking account
Bank account or service - Other bank product/service
Bank account or service - Savings account
Checking or savings account - CD (Certificate of Deposit)
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Consumer Loan - Installment loan
Consumer Loan - Personal line of credit
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card - Store credit card
Credit card or prepaid card -
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit card or prepaid card - Government benefit card
Credit card or prepaid card - Payroll card
Credit card or prepaid card - Store credit card
Credit card or prepaid card - Student prepaid card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan debt
Debt collection - Telecommunications debt
Debt or credit management - Credit repair services
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Check cashing service
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Money order, traveler's check or cashier's
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Money transfers - Domestic (US) money transfer
Money transfers - International money transfer
Mortgage - Other mortgage
Other financial service - Check cashing
Other financial service - Debt settlement
Other financial service - Foreign currency exchange
Other financial service - Money order
Other financial service - Refund anticipation check
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, or personal loan - Title loan
Payday loan, title loan, personal loan, or advance loan - Installment loan
Payday loan, title loan, personal loan, or advance loan - Personal line of credit
Prepaid card - General purpose card
Prepaid card - General-purpose prepaid card
Prepaid card - Gift card
Prepaid card - Gift or merchant card
Prepaid card - Mobile wallet
Prepaid card - Other special purpose card
Prepaid card - Payroll card

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Complaint ID: 6910947

Date Received: 2023-04-30

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: PayPal is holding onto my money, and they said 6 month Max. It's been since XXXX. They keep ignoring my questions about when to expect my money. I need an answer.

Company Response:

State: CA

Zip: 90631

Submitted Via: Web

Date Sent: 2023-04-30

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6910272

Date Received: 2023-05-01

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: Unauthorised transaction charged to my Pay Pal account. No details as to what the transaction is for. It is impossible to speak to a Pay Pal XXXX get clarification.

Company Response:

State: NY

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-05-01

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6910085

Date Received: 2023-05-01

Issue: Written notification about debt

Subissue: Didn't receive enough information to verify debt

Consumer Complaint: I dont know. I never use PayPal. I might have used it once or twice in 20 years but I want to know where XXXX dollars plus change comes from. For years, I have been receiving unknown, mysterious emails about some problem with PayPal. Whether its not to go near that website or that I owe money or some other unknown correspondence that I have no recall. I pay all my bills on time. This must be at least 10 years ago at least if I even did this which I doubt it.

Company Response:

State: OH

Zip: 44130

Submitted Via: Web

Date Sent: 2023-05-01

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6909082

Date Received: 2023-04-30

Issue: Trouble using your card

Subissue: Can't use card to make purchases

Consumer Complaint: Venmo froze my account for no reason and won't let me get my own money out of my account. They are refusing to let me withdraw my own money and are holding it hostage for no reason. They sent a email on Thursday making things up about me and saying they were going to freeze my account. They never came up with a solution and instead created more problems and sent money back to someone who bought merchandise from me that had lied on me to try to get their money back. Now they just sent me a email today Sunday saying they permanently deactivating my account saying i violated user agreement which i never did.

Company Response:

State: MO

Zip: 65202

Submitted Via: Web

Date Sent: 2023-05-24

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6908923

Date Received: 2023-04-30

Issue: Other service problem

Subissue:

Consumer Complaint: After having my account used by someone else when my phone was stolen, I disputed quite a few transactions on my paypal account. I was refunded my money, but my account was permanently limited and none of the funds in my account are accessible to me for the next six months. I was also sent a message stating that I would be charged for every dispute that I filed after being a victim of fraud. Something called a high volume dispute fee. On XX/XX/16 I messaged through the app and emailed several departments trying to resolve the issue, as well as called PayPal and spoke to a supervisor who appealed the case. I have yet to hear back about my appeal and received a message the next day repeating the original account limitation information I originally received. I was never given a reason as to why my account was permanently limited by any representative and have hundreds of dollars locked in that account. PayPal has essentially stolen my money. I want access to my funds immediately.

Company Response:

State: AZ

Zip: 86314

Submitted Via: Web

Date Sent: 2023-04-30

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6908138

Date Received: 2023-04-29

Issue: Fraud or scam

Subissue:

Consumer Complaint: Paypal froze my account out of the blue one day while I was traveling in XXXX. Id used it for booking rooms and XXXX for approx. 2 weeks up to that point, and then suddenly XXXX, one morning I wake up in a foreign country with no ability to use my only payment option at the time. I used it the night before to book an XXXX, and then it was gone. They never told me why, although they told me they would tell me why. Ive sent emails, called, messaged them, all to no avail. I finally was able to speak to a human over the phone and he told me that I would recieve an email from them about rectifying my issue, but it would take approx. 5 weeks. Still nothing. I was under the impression that after 180 days had passed I would recieve instruction on how to get my money out of paypal, but nothing. I had cryptocurrency purchased and wanted to sell while it was up, but could not because of this issue. Now it has become a loss, and still I can not access my money. This is going on two years now. I feel they do this because memory becomes less clear after a time. How much money has paypal made by simply ignoring their customers for years? What a sham.

Company Response:

State: MN

Zip: 566XX

Submitted Via: Web

Date Sent: 2023-04-29

Company Response to Consumer: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6906271

Date Received: 2023-04-29

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: Hi PayPal, A couple of weeks ago, someone hacked my PayPal account because I lost my mobile number and they were able to reset the password. I managed to recover the account a few times, but the hacker kept resetting the password and transferring all my money to two of their own PayPal accounts. Here are the transaction details : Transaction One : XXXX - Amount transferred {$180.00} USD Transaction Two : XXXX - Amount transferred {$96.00} USD I opened an unauthorized dispute, but it was closed, and the reply was that no authorized activity was found. I don't understand how this is possible. My money was transferred without my permission, and my PayPal account was permanently suspended without my knowledge. Now PayPal is telling me that the transaction is consistent with my PayPal history, but it was unauthorized.

Company Response:

State: OK

Zip: 730XX

Submitted Via: Web

Date Sent: 2023-04-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6906269

Date Received: 2023-04-29

Issue: Problem with a purchase shown on your statement

Subissue: Credit card company isn't resolving a dispute about a purchase on your statement

Consumer Complaint: I used my PayPal credit card ( issued through XXXXXXXX XXXX ) to purchase an XXXX XXXX from XXXX XXXX ( Pay Pal Invoice ID is XXXX. Transaction ID XXXX ) on XX/XX/2023. It cost {$380.00}. I returned the watch to XXXX XXXX. They issed a refund on XX/XX/2023. The original order number with XXXX XXXX is # XXXX. Paypal did not give me a refund. I filed a dispute with Pay Pal Case ID : XXXX. Pay Pal has not refunded my money at this date. I am unable to contact them to discuss this issue.

Company Response:

State: TX

Zip: XXXXX

Submitted Via: Web

Date Sent: 2023-04-29

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6905321

Date Received: 2023-04-28

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: I received an email from PayPal Thanking me for a purchase for an Antivirus Application. I do not have a PayPal account. I called the number listed on the invoice and let them know that I did not make this purchase and the individual I talked to got very hostile after he asked me to login to my computer so he could fix the problem and I refused. He informed me that he was PayPal 's " XXXX XXXX XXXX ''. I refused to give him any personal information. The number I called is ( XXXX ) XXXX. I DO NOT have a Paypal account.

Company Response:

State: VA

Zip: 23666

Submitted Via: Web

Date Sent: 2023-04-28

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6904645

Date Received: 2023-04-28

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: Venmo is making me pay back a crypto sale charge from 2021 that I did not do and I already made several complaints and called about those charges and now they took my XXXX bucks in Venmo balance and making me repay a fraud charge from 2021

Company Response:

State: CA

Zip: 92629

Submitted Via: Web

Date Sent: 2023-04-28

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.