COINBASE, INC.


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"Products" offered by COINBASE, INC. with at least one, but usually more complaints:

Bank account or service - Other bank product/service
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Credit card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Other debt
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Other financial service - Foreign currency exchange
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Pawn loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, personal loan, or advance loan - Pawn loan
Prepaid card - General-purpose prepaid card
Prepaid card - Mobile wallet
Virtual currency - Domestic (US) money transfer
Virtual currency - International money transfer

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Complaint ID: 6698301

Date Received: 2023-03-15

Issue: Fraud or scam

Subissue:

Consumer Complaint: Commencing on or about XX/XX/2021, I fell victim to a multilayered scam operation orchestrated by XXXX ( tXXXX XXXX XXXX XXXX ), with the design, development, manufacture, promoting, marketing, distribution, labeling, and/or sale of illegal and outright fraudulent investment services, all of which aim at contributing to the goal of robbing and defrauding clients, through a predetermined cycle of the clients losses to their gains.

Company Response:

State: FL

Zip: 32792

Submitted Via: Web

Date Sent: 2023-03-15

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6698040

Date Received: 2023-03-16

Issue: Fraud or scam

Subissue:

Consumer Complaint: Commencing on or around XX/XX/2022, I fell victim to a multi-layered scam operation run by XXXX which involved me making deposits for a total amount of XXXX BTC ( XXXX USD ) from my Coinbase account to the fraudulent investment firm. When determining whats reasonable and fair, we should focus on the issue of liability ; common queries include, but are not limited to, the following ( i ) whether Coinbase did not take notice of any rule, law, or regulation, and/or possibly missed any material elements of the relevant bylaws or codes of conduct, that may have prevented them from protecting my financial safety ; ( ii ) whether by virtue of Coinbases custodianship over my funds or by its control over them, they owed a fiduciary duty to the me and if so, whether that duty was breached ; ( iii ) whether Coinbase promoted the transaction ( s ) in question despite being aware of the nature of the transaction ( s ) in question ( iv ) whether Coinbase was in compliance with its own policies and procedures ; ( v ) whether Coinbase owed duties to myself, what the scope of those duties was, and whether Coinbase did not uphold those duties ; ( vi ) whether Coinbases conduct was unfair ; and ( vii ) whether Coinbase has within its power the ability to, and should, compensate me for the harm that has befallen me.

Company Response:

State: LA

Zip: 70570

Submitted Via: Web

Date Sent: 2023-03-16

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6688935

Date Received: 2023-03-13

Issue: Fraud or scam

Subissue:

Consumer Complaint: Unauthorized wire transfers were made out to coin base. I reported these as fraudulent. Coin base does not have live agents to speak to over the phone.

Company Response:

State: FL

Zip: 32304

Submitted Via: Web

Date Sent: 2023-03-13

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6687040

Date Received: 2023-03-13

Issue: Fraud or scam

Subissue:

Consumer Complaint: I set up an account with Coinbase about 6 weeks ago. I moved {$26000.00} from my XXXX XXXX XXXXXXXX account into the Coinbase account. Coinbase froze my account and all types of transactions claiming XXXX XXXX XXXXXXXX had a hold on the funds. I went to XXXX XXXX XXXX and met with XXXX XXXX and they said that was false - funds were released to Coinbase over a month ago. I've emailed Coinbase over 10 times asking for an update or to refund my money. They continue to blow me off saying they are " holding '' my funds for another 4 to 5 weeks. This is not right and Bad Business.

Company Response:

State: TN

Zip: 37027

Submitted Via: Web

Date Sent: 2023-03-13

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6681278

Date Received: 2023-03-11

Issue: Fraud or scam

Subissue:

Consumer Complaint: Case # XXXX On XX/XX/XXXX my Coinbase " XXXX '' wallet was " dusted. '' ( aka " Dusting Attack '' ) There was a unfamiliar cryptocurrency inside the " newly '' added application called the " dapp Wallet '' ( functionality added to supposedly give access to web XXXX crypto websites. ) After reporting and opening a case, coinbase has not only ignored my case for over 3 months, they've also refused to give access back to my " Trading Account. '' The terminology they've used is as follows : " Why the wait? We understand it may be frustrating to wait, but this is the fastest way to get back into your account. Contacting out customer support team could delay your account review by several weeks. '' The review of my account was supposed to end XXXX XXXX, XXXX. XXXX date is XX/XX/XXXX. I believe that coinbase is systematically involved in shutting out customers whom have large amounts of funds on their platforms. Using the funds to manipulate cryptocurrency prices, and then either " allowing '' certain customers access back, or " retaining '' the funds of others for extended periods of times. Not only to boost their stock prices but also to " boost '' the prices of cryptocurrency they offer. This is Fraud. This constitutes " Ponzi Scheme, '' even under the most basic interpretation of United States Tax Law Code. My losses to this company are the most I've experienced. Ever. Being locked out of over XXXX $ of my own personal funds, for months, constitutes theft and scam in my book. No explanation for their email support, and zero reply to my case 3 months after the promise of my account being restored. This also, as a note, happened almost 2 weeks after the XXXX collapse and theft of Billions of customer funds. It seems coinbase has taken a " slow burn, '' approach to the appropriation of customer funds instead of a " total collapse, '' as XXXX had. Its apparent to me, that coinbase is either mismanaging customer funds, as I'm apart of the group they've stolen from, if not directly, in part. However, even in part, this is against the law. My case is either being delayed on purpose, or in order to give the entity known as " Coinbase Inc. '' time to re-organize their holdings in order to better meet a legal case already being brought forth against them, or future such cases that will be, based on their already " suspicious, '' activity. That of which I've directly observed. My such case is on of XXXX other such cases ( that I know of ) that are quickly turning into legal action against " Coinbase XXXX '' XXXX Customer Support, XXXX Response from anyone representing coinbase. XXXX accountability by " The Worlds Number XXXX Cryptocurrency Trading Platform. '' I believe this to be fraud, theft/scam, and a Ponzi Scheme, if not on the world stage as I claim here, in part for my case. Which, is still illegal in any case. Whole, or part.

Company Response:

State: GA

Zip: 305XX

Submitted Via: Web

Date Sent: 2023-04-07

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6676828

Date Received: 2023-03-10

Issue: Fraud or scam

Subissue:

Consumer Complaint: commencing on or around XX/XX/XXXX, i fell victim to a multi-layered scam operation orchestrated by Coin list ( the fraudsters or company ), with the design, development, manufacturing, promoting, marketing, distrubuting, labeling, and/or sale of illegal and outright fraudulent investment services, all of which aim at contributing to the goal of robbing and defrauding clients through a predetermined cycle of client losses to gains in the equivalent of XXXX which were transferred from my wallet utilizing your services

Company Response:

State: ID

Zip: 838XX

Submitted Via: Web

Date Sent: 2023-03-10

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6653141

Date Received: 2023-03-06

Issue: Money was not available when promised

Subissue:

Consumer Complaint: I deposited XXXX into coinbase account on XX/XX/XXXX, as of this morning XX/XX/XXXX, my money is still not available. They have repeatedly lied, refused to answer basic questions and continue to spout that this delay is for my own security and financial safety. The solution to the problem is making Coinbase prominently display ( 20 font ) the hold times before you deposit funds. A separate warning screen would also be very helpful. After I started having problems with Coinbase, I started to look into their reviews, they have an " F '' on XXXX and a 1 star on XXXX reviews. A deep dive by any and all Federal and State agencies needs to be done ASAP. Something isn't right with them. Please head this off before we have another XXXX situation.

Company Response:

State: TX

Zip: 77035

Submitted Via: Web

Date Sent: 2023-03-06

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6653042

Date Received: 2023-03-06

Issue: Other service problem

Subissue:

Consumer Complaint: My name is XXXX XXXX and I have an account with Coinbase that I opened in XXXX. This account is under the email : XXXX. However, beginning the year of XXXX, I have been unable to sign in to my account because when I try to sign in, I get a message that reads " error : No Coinbase account exists for this email. '' But I am using the same email I have always used for my account and yet it won't let me sign in. I have money in that account that I am, currently, unable to access because I can not sign in. I have reached out to Coinbase via various avenues such as email, cell phone, the Coinbase website, but have not received any response

Company Response:

State: FL

Zip: 33323

Submitted Via: Web

Date Sent: 2023-03-06

Company Response to Consumer: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6652639

Date Received: 2023-03-07

Issue: Fraud or scam

Subissue:

Consumer Complaint: Commencing on or about XX/XX/2021, I fell victim to a multi-layered scam operation run by XXXX XXXX which involved me making deposits for a total amount of XXXX USD from my Coinbase account to a fraudulent investment firm.

Company Response:

State: PR

Zip: 00754

Submitted Via: Web

Date Sent: 2023-03-07

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 6650393

Date Received: 2023-03-05

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: On XX/XX/23 I attempted to use my coinbase.com account to send about {$45.00} of bitcoin. After completing my transaction I was told my transaction was put on hold because ID verification was needed. I completed the process online and was told my account is now verified. However the transaction still, did not go through. After working with support for over an hour, they kept telling me I needed to upload a photo of myself but the website they asked me to do this on was not working. Instead of asking me for a photo, it simply brought me to the main account page. I tried this from XXXX XXXX, XXXX on my PC and from my mobile phone. After being unable to assist they refuised to cancel the transaction... I am being held hostage because I can not use MY funds and they wont return them. It is NOT my fault coinbase 's website isnt working.

Company Response:

State: PA

Zip: 18951

Submitted Via: Web

Date Sent: 2023-03-05

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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