COINBASE, INC.


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"Products" offered by COINBASE, INC. with at least one, but usually more complaints:

Bank account or service - Other bank product/service
Checking or savings account - Checking account
Checking or savings account - Other banking product or service
Checking or savings account - Savings account
Credit card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose prepaid card
Credit card or prepaid card - Gift card
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Credit card debt
Debt collection - I do not know
Debt collection - Other debt
Money transfer, virtual currency, or money service - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Money transfer, virtual currency, or money service - Foreign currency exchange
Money transfer, virtual currency, or money service - International money transfer
Money transfer, virtual currency, or money service - Mobile or digital wallet
Money transfer, virtual currency, or money service - Money order
Money transfer, virtual currency, or money service - Refund anticipation check
Money transfer, virtual currency, or money service - Traveler's check or cashier's check
Money transfer, virtual currency, or money service - Virtual currency
Other financial service - Foreign currency exchange
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Pawn loan
Payday loan, title loan, or personal loan - Personal line of credit
Payday loan, title loan, personal loan, or advance loan - Pawn loan
Prepaid card - General-purpose prepaid card
Prepaid card - Mobile wallet
Virtual currency - Domestic (US) money transfer
Virtual currency - International money transfer

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Complaint ID: 3491286

Date Received: 2020-01-09

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: starting the day of XX/XX/XXXX i was logged out of my app i used every resource on coinbase to contact them thru there social media accounts company an etc. there automated service is not reliable.this is a centralized app that deals with money daily but cant pick up the phone. im trying to fix my login issues an theres no way for me to reach them thru a email support request to change the email on the account that i dont have the password for.they have all the info they need to make changes but the format in which they are going is incorrect

Company Response:

State: GA

Zip: 30241

Submitted Via: Web

Date Sent: 2020-01-09

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3490055

Date Received: 2020-01-08

Issue: Money was not available when promised

Subissue:

Consumer Complaint: Coinbase.com advertises the ability to earn rewards for staking XXXX. all one needs to do is meet the requirements and hold at least 1 full XXXX coin in their account. the account is supposed to receive ~6 % annual interest on your holdings delivered every three days. i have received no rewards after 60 days and holding over 700 XXXX coins in this account. after contacting coinbase they can not describe why they are not giving me my money, simply floundering to find an excuse. i meet every requirement they set and have double checked every setting and there is still nothing. they are using my stake and keeping the rewards.

Company Response:

State: CA

Zip: 90066

Submitted Via: Web

Date Sent: 2020-01-08

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3489827

Date Received: 2020-01-08

Issue: Fraud or scam

Subissue:

Consumer Complaint: would like to bring your attention to a serious issue I have with COINBASE wires that first took place on XXXX of XXXX XXXX have been victimized by a multilayered scam operation orchestrated by XXXX XXXX - the Company. The funds were transferred utilizing COINBASE 's services in the total amount of XXXX GBP I would also like to point out that on XXXX XX/XX/2019 - I filed a dispute with COINBASE. COINBASE 's response was to TOTALLY IGNORE their responsibility they did not even provide a formal answer to my complain, they simply sent an automated email that the case is closed.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2020-01-08

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3489809

Date Received: 2020-01-08

Issue: Managing, opening, or closing your mobile wallet account

Subissue:

Consumer Complaint: Coinbase ( www.coinbase.com ) is an online platform through which cryptocurrencies can be purchased / sold. While being already logged in into my account and verified successfully my identity through an App ( XXXX Authenticator ) it asks me for another verification. When I try to do this I get to a page where nothing happens and I am unable to get the finish line. As such, I am not able to sell and transfer the USD of my account. I tried to call their XXXX but with no sucess for a long period of time ( " all out operators are busy ... '' ). Unacceptable service. Regards XXXX

Company Response:

State: NY

Zip: XXXXX

Submitted Via: Web

Date Sent: 2020-01-08

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3484968

Date Received: 2020-01-04

Issue: Fraud or scam

Subissue:

Consumer Complaint: Someone hacked into my Coinbase account and transferred my cryptocurrency ( XRP, ETH, LTC ) to their " XXXX '' account. It totaled {$6200.00}. I XXXX what XXXX is and its some new crypto site. Coinbase replied that they can not refund or reimburse me and it's my sole responsibility my account was compromised. They also stated there is a " specialist '' still reviewing it in separate emails. This has been ongoing for a couple weeks now and they disabled access to my account. I emailed back with the following : There has to be some kind of security or protection coinbase offers, people cant just have their money taken out and just have to deal with it. You ( coinbase ) should be able to trace back the address and account the crypto was sent to. Like I said, my accounts and logins, my 2FA authenticator app were always in my possession - I did not lose my phone or any other device. None of my other accounts were compromised. I always used the coinbase app on my phone and checked it daily. On XX/XX/19, I opened the app and it said my login was expired. I tried to log back in and couldn't. I used the " forgot password '' link and was not getting the emails from coinbase because the hacker apparently added the email to my block list. They were able to disable all coinbase emails to my XXXX account. I called support a couple times and they couldn't help. They asked me to wait to have it reviewed by a specialist and they'd get back to me via email. A couple days later, after re-verifying myself, I logged in and my crypto was gone. I shouldn't have to keep explaining this over and over again with emails back and forth. My cases were closed unresolved many times so far and I have to resubmit the same complaint to open the case again. Your ( coinbase ) site and company is not secure and easily compromised. There are numerous complaints online and reviews from people that have experienced the same thing. You ( coinbase ) should have the capability to trace it back to the address or account it was transferred into and have some type of protection or security for consumers. Coinbase should also be able to verify which device was used from what location and IP address and resolve this. I would like my money back. I will never use coinbase again after this.

Company Response:

State: CA

Zip: 91767

Submitted Via: Web

Date Sent: 2020-01-04

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3479278

Date Received: 2019-12-28

Issue: Other transaction problem

Subissue:

Consumer Complaint: I opened a Coinbase account with my wife back last year. I was living in XXXX XXXX at the time. I am a US citizen and have since moved back. I got a new phone and can not log into my Coinbase account. When I asked my wife to do the verification process by uploading her documents it doesnt work. I have tried on every available platform to contact customer service and keep getting the same canned answers. They say they will answer phone calls and its a bs system that doesnt answer anything. They have XXXX usd of my money.

Company Response:

State: PA

Zip: 18104

Submitted Via: Web

Date Sent: 2019-12-28

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3478535

Date Received: 2019-12-27

Issue: Other transaction problem

Subissue:

Consumer Complaint: I started attempting to buy cryptocurrencies on a site called coinbase.com on XX/XX/XXXX. I gave them all my personal information including drivers license and photo. On XX/XX/XXXX they emailed me that I was all ready. But still to this day I am unable to access my account to buy cryptocurrencies. I believe this is due to my age, as I am over 50. I have a young man in his 20 's who sits behind me at work who recommended this site. He has no problems with the site. They keep telling me that they are looking into it, but after 6 weeks they might have found the issue or had me delete everything and reapply? It is very difficult ( almost impossible ) to speak with someone there about my issues. Can you help?

Company Response:

State: KS

Zip: 662XX

Submitted Via: Web

Date Sent: 2019-12-27

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3473165

Date Received: 2019-12-20

Issue: Fraud or scam

Subissue:

Consumer Complaint: From XX/XX/XXXX-XX/XX/XXXX I bought Bitcoin on Coinbase. Of which, I paid nearly {$470.00} in fees. By now, on the website it states that my balance is available to withdraw. Upon trying to do so, it states my account is restricted. Support initially they told me Id be able to withdrawal my bitcoin after the purchase hold no matter what and now theyre denying me access to it. After contacting support again, theyre saying in order to withdrawal my money - I have to sell my balance on their platform ( costing me another whopping {$450.00} in fees! ) Just to get my balance. Not to mention, I already have lost money due to the initial investment decreasing in value and the previous fees Ive already paid. This itself is fraud because theyre denying me access to what I paid for. On top of that - theyre forcing me to pay more money to get what I was supposed to receive previously. I asked them about waiving the fees and they wouldnt.

Company Response:

State: OH

Zip: 43026

Submitted Via: Web

Date Sent: 2019-12-20

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3472088

Date Received: 2019-12-18

Issue: Unauthorized transactions or other transaction problem

Subissue:

Consumer Complaint: Coinbase transfer to a FRAUD SCAM Brokers : XXXX I would like to bring your attention to a serious issue I have with Coinbase wires that first took place on the XXXX of XX/XX/2019. I have been victimized by a multilayered scam operation orchestrated by XXXX - the Company. The funds were transferred utilizing Coinbase 's services in the total amount of XXXX GBP! I would also like to point out that on XXXX of XX/XX/2019 - I filed a dispute with Coinbase.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2019-12-18

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 3472075

Date Received: 2019-12-18

Issue: Fraud or scam

Subissue:

Consumer Complaint: Coinbase transfer to a FRAUD SCAM Brokers - XXXX I would like to bring your attention to a serious issue I have with Coinbase wires that first took place on XXXX of XX/XX/2019. I have been victimized by a multilayered scam operation orchestrated by XXXX - the Company. The funds were transferred utilizing Coinbase 's services in the total amount of XXXX XXXX! I would also like to point out that on XXXX XXXX - I filed a dispute with Coinbase.

Company Response:

State:

Zip: XXXXX

Submitted Via: Web

Date Sent: 2019-12-18

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.