TRANSWORLD SYSTEMS INC


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"Products" offered by TRANSWORLD SYSTEMS INC with at least one, but usually more complaints:

Bank account or service - Checking account
Checking or savings account - Checking account
Consumer Loan - Installment loan
Consumer Loan - Vehicle loan
Credit card -
Credit card - General-purpose credit card or charge card
Credit card or prepaid card - General-purpose credit card or charge card
Credit card or prepaid card - Store credit card
Credit reporting -
Credit reporting or other personal consumer reports - Credit reporting
Credit reporting or other personal consumer reports - Other personal consumer report
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report
Debt collection - Auto
Debt collection - Auto debt
Debt collection - Credit card
Debt collection - Credit card debt
Debt collection - Federal student loan
Debt collection - Federal student loan debt
Debt collection - I do not know
Debt collection - Medical
Debt collection - Medical debt
Debt collection - Mortgage
Debt collection - Mortgage debt
Debt collection - Non-federal student loan
Debt collection - Other (i.e. phone, health club, etc.)
Debt collection - Other debt
Debt collection - Payday loan
Debt collection - Payday loan debt
Debt collection - Private student loan debt
Debt collection - Rental debt
Debt collection - Telecommunications debt
Debt or credit management - Debt settlement
Money transfer, virtual currency, or money service - Domestic (US) money transfer
Mortgage - Conventional home mortgage
Mortgage - Home equity loan or line of credit (HELOC)
Mortgage - Other mortgage
Mortgage - Other type of mortgage
Other financial service - Credit repair
Payday loan -
Payday loan, title loan, or personal loan - Installment loan
Payday loan, title loan, or personal loan - Payday loan
Payday loan, title loan, or personal loan - Personal line of credit
Student loan - Federal student loan servicing
Student loan - Non-federal student loan
Student loan - Private student loan
Vehicle loan or lease - Lease
Vehicle loan or lease - Loan

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Complaint ID: 4413420

Date Received: 2021-05-28

Issue: Attempts to collect debt not owed

Subissue: Debt is not yours

Consumer Complaint: I disputed this company several times and have NOT received any debt validation pursuant to 15 USC 1692g. The company did not give me the opportunity to dispute this debt before inserting it on my credit reports. I've contacted the company many times and have NOT received any response from them in hopes of rectifying this matter. I will also file a complaint with the Federal Trade Commission, XXXX XXXX XXXX, and the Attorney General of your state. I will also seek damages in civil court.

Company Response:

State: SC

Zip: 29303

Submitted Via: Web

Date Sent: 2021-05-28

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4411586

Date Received: 2021-05-27

Issue: Attempts to collect debt not owed

Subissue: Debt is not yours

Consumer Complaint: Beginning on XX/XX/2021 I have received daily calls from XXXX. After looking up this number on the internet it appears it is a phantom debt collection scam impersonating Transworld Systems. After the second or third call I picked up and when they explained what they were calling about I informed them they had the wrong person as I do not have any outstanding bills whatsoever. They said 'ok, we'll take care of it ' but the calls persist daily.

Company Response:

State: FL

Zip: 33186

Submitted Via: Web

Date Sent: 2021-05-27

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4409872

Date Received: 2021-05-26

Issue: Problem with a credit reporting company's investigation into an existing problem

Subissue: Their investigation did not fix an error on your report

Consumer Complaint: I have 4 ( four ) student loans with UAS/XXXX. Two of the accounts ( number XXXX and XXXX ) showed 3 ( three ) missed payments each at the end of XXXX for a total of 6 ( six ) missed payments. I found the problem on XXXX report early XXXX. All these accounts are paid by automatic debit and have never been late. I immediately called the creditor and confirmed that was an administrative error. They promised they would update the reporting by the end of the month XXXX XXXX XXXX. After that the account ending in XXXX showed 2 missed payment ( no longer 3 ). Nothing changed on the other account and I still have a total of 5 missed payments on both accounts erroneously posted against my name. I called again and again XXXX/Chesla, but they never gave me a definitive answer nor returned the multiple requests for a solution. I also filed multiple complains with XXXX, but they did not solve the problem either. In one of the complains their response was that the account was already updated and the complain was closed, but nothing changed. This was the reason I am filing this complain. Just want to note that this is not only an inconvenience. I am trying to finance a major real estate purchase and this reporting is causing by credit score to be under the level I would otherwise be entitled to better rates. I had to postpone the financing decision because of this problem. PS. I only see this issue with XXXX and not with XXXX I am not aware if the other credit bureaus are also reporting, but my real issue is with XXXX

Company Response:

State: KS

Zip: 671XX

Submitted Via: Web

Date Sent: 2021-05-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4409206

Date Received: 2021-05-27

Issue: Incorrect information on your report

Subissue: Account information incorrect

Consumer Complaint: PLEASE READ THE REASON FOR MY COMPLAINT* 1. Date Open is inaccurate - Company is reporting different dates on different credit bureaus. 2. Company is RE-AGING THE ACCOUNT!!!!!! - Attached is a copy of XXXX on my credit reports this year on each report there is a different date. The last report they RE-Aged the account 2YEARS!!!!!! FCRA Violation!!!!! 3. Company has not verified the account!! - No documentation has been provided with accurate information.

Company Response:

State: AZ

Zip: 852XX

Submitted Via: Web

Date Sent: 2021-05-27

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4408630

Date Received: 2021-05-26

Issue: Written notification about debt

Subissue: Didn't receive notice of right to dispute

Consumer Complaint: XXXX XXXX has opened an account on my credit of {$550.00}. I am unaware of this charge and I would like it disputed.

Company Response:

State: TX

Zip: 77080

Submitted Via: Web

Date Sent: 2021-05-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4407831

Date Received: 2021-05-26

Issue: Incorrect information on your report

Subissue: Information belongs to someone else

Consumer Complaint: There is a fraudulent Trans World Systems account on my credit. This account is not mine and I am requesting the deletion of this account from my credit. Please remove it ASAP as it doesnt belong to me.

Company Response:

State: NY

Zip: 115XX

Submitted Via: Web

Date Sent: 2021-05-26

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4405651

Date Received: 2021-05-25

Issue: Attempts to collect debt not owed

Subissue: Debt is not yours

Consumer Complaint: Fraudulent business, they had no license number and only one person operating the phone they're very rude and just trying to gather information this is a fraudulent company

Company Response:

State: TX

Zip: 754XX

Submitted Via: Web

Date Sent: 2021-05-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4404647

Date Received: 2021-05-25

Issue: Written notification about debt

Subissue: Didn't receive enough information to verify debt

Consumer Complaint: Ive called TSI multiple times to verify a debt that theyve placed on my credit and whenever asked to validate the debt they can give no information and dont have any contact information for me all of a sudden and when I asked to remove the debt since it cant be validated they hang up on me.

Company Response:

State: FL

Zip: 32771

Submitted Via: Web

Date Sent: 2021-05-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4404609

Date Received: 2021-05-25

Issue: Written notification about debt

Subissue: Didn't receive enough information to verify debt

Consumer Complaint: I have NO CONTRACT with this collection agency. Also they have been trying to collect on debt they claim I owe them that the date owed has been changed many times outside the statue of limitations. I am continually sending verification letters to this same collections agency every month or so for the same exact date of service and not only is this stressful but it is mentally draining me.

Company Response:

State: MO

Zip: 64118

Submitted Via: Web

Date Sent: 2021-05-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Complaint ID: 4404605

Date Received: 2021-05-25

Issue: Took or threatened to take negative or legal action

Subissue: Threatened or suggested your credit would be damaged

Consumer Complaint: Spoke to property when I moved out after taking pictures of my apartment, did a walk through with a member of maintenance to ensure when I moved out we were on the same page. After speaking with the property manager she informed me that the pictures they took without me ( i.e. not during our walk through ) would not be provided to me. They took my deposit and applied it towards an unagreed upon amount then forwarded my information to another company to bill me for it. I expressed my displeasure with the amount and the breakdown they reduced the amount to right around {$200.00}. Later on they sent the account to a collection agency who has not been able to provide me with the information I have been requesting nor a date I can expect it after repeated conversations.

Company Response:

State: MO

Zip: 63031

Submitted Via: Web

Date Sent: 2021-05-25

Company Response to Consumer: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A


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Select another page to read more about how -real people- receive -real harm- from these banks, credit bureaus, and others.